5. Always make payments on time
It’s important that you make at least the minimum payment shown on your statement each month, and that it reaches your account by the due date. To limit your interest costs, it’s always a good idea to pay as much as you can.
If you miss or make a late payment, in addition to fees and charges, you could lose any promotional rates which apply to your account, and your credit score could be affected.
Setting up a Direct Debit is a good option as we’ll claim payments automatically from your selected bank account when they’re due, but there are a number of other payment methods available too.
