Hannah Locklear | December 08, 2023
Editor at SoloSuit
Hannah Locklear, BA
Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.
Summary: It is not a good idea to leave the country with unpaid credit card debt. While debt technically won’t follow you abroad, you may suffer several consequences for trying to flee from it: you may be sued and have your wages garnished; your credit score will suffer; you may have to pay taxes on your debt. These are just a few consequences of leaving the country with unpaid debt. SoloSuit can help you fight off debt collectors in and out of court—and win.
If you are planning on leaving the country with unpaid credit card debt, there are some things you need to know before you explore the world. There are some rather unpleasant consequences you could face if you decide to leave the country before paying off your debt.
Fortunately, we've put together a helpful guide that details everything you need to know about leaving the country with unpaid credit card debt.
Be sure to read over this information carefully before making any plans. In doing so, you can work toward settling your debts before you leave, thus avoiding trouble later.
Settle your debt before leaving the country with SoloSettle.
What happens to unpaid credit card debt if you move abroad?
If you move abroad while you have an unpaid credit card debt, it won’t disappear.
First and foremost, you might be sued by your credit card company. This might not seem like a big deal if you're living overseas, but it is. This is especially true if legal proceedings start while you're still in the country.
If the credit card company chooses to follow through, a judge will most likely render a judgment against you. If and when this happens, the credit card company can take money out of your bank account here in the United States without your permission.
And if you are working overseas but for a company based here in the States, your wages can be garnished until your debt is paid off in full.
Okay, but what if you don't have a bank account in the United States, nor work for a company based here? It's possible that you can get a fresh start without repercussions. But if you have anything of value left behind, the court can seize it, sell it, and give the money to the credit card company.
Let’s look at an example.
Example: Megan had plans to move to Europe for a few months at the end of the year. In June, she found out she was being sued by LVNV Funding for an unpaid credit card debt. She used SoloSuit to respond to the case, buying herself some time to work out another plan. After taking a closer look at her finances, Megan realized she could afford to pay off 70% of the debt before leaving for Europe. She used SoloSettle to send a settlement offer to LVNV Funding, and after a few rounds of negotiations, they accepted a settlement of 65%. Megan saved some money, cleared her debt before traveling, and the case was dismissed.
Respond to a debt lawsuit before leaving the country
If you’re being sued for a debt, you should respond to the lawsuit as soon as possible, even if you have plans to move abroad.
Failure to respond to a debt collection case can lead to serious problems. For example, if you ignore a debt lawsuit, the court will order a default judgment against you. With a default judgment, creditors and debt collectors can garnish your wages and seize your property.
You don’t have to hire a lawyer to respond to your case. You can use SoloSuit to draft and file an Answer and increase your chances of winning by 7x.
Follow these three steps to respond to a debt lawsuit:
- Respond to every claim against you. When you’re sued, you should receive court papers that list each allegation against you. In your Answer, you must respond to each claim by admitting, denying, or denying due to lack of knowledge. Most lawyers recommend denying as many claims as possible to give yourself a strong case.
- Assert your affirmative defenses. An affirmative defense is any legal reason that you should not be held responsible for the debt. For example, the statute of limitations on your debt may have already expired, or perhaps you’ve already paid off part of the debt.
- File the Answer with the court, and send a copy to the opposing attorney. Once you’ve drafted a response, be sure to file it into the case before your state’s deadline. You must also serve the opposing lawyer with a copy of the Answer document.
SoloSuit can help you draft and file an Answer in all 50 states.
Learn more about these three steps in this video:
Now, let’s explore other consequences of leaving the country with unpaid credit card debt.
There will be consequences if you leave the country with unpaid credit card debt
Other than a potential credit card lawsuit, you risk several other negative consequences if you leave the country without paying off your credit card debt. Below, we’ll take a closer look at some of these consequences.
Your credit score will suffer
Let's assume that you don't have anything here in the United States that the court or credit card company can take from you. Leaving the country with unpaid credit card debt can still come back to haunt you in other ways.
It doesn't matter whether you live here in the States or on the moon; your credit score will be negatively affected if you have outstanding credit card debt. The good news is that your U.S.-based credit score can't follow you outside of the States.
The bad news is that if you ever need to return to the United States, you'll pick up your old credit score right where you left it. As such, you'll be in for a hard-fought battle to get it back in good standing.
File a response with SoloSuit to help protect your credit score.
You'll probably have to pay tax on your debt
That's right; failure to right the wrongs of your unpaid credit card debt could result in you owing money to the IRS. How does that work? It's quite simple. Let's say you owe a credit card company $5,000 and never pay it.
You figure leaving the country with unpaid credit card debt is a great way to start over for a while. The credit card company eventually writes off your debt, and you think all is well. Unfortunately, in writing off your debt, the IRS picked it up and got seen as income.
Income that you now owe taxes on.
If you ever want to return to the United States, you could have your passport revoked upon arrival until you pay the taxes you owe on that $5,000. The trouble doesn't end there, either. Let's look at some other issues you could run into by leaving the country with unpaid credit card debt.
Use SoloSuit to respond to debt collectors and stay out of trouble with the IRS.
You might not be able to get a home
Even though your U.S.-based credit score won't follow you overseas, it can still be reviewed as a way to determine your eligibility to establish a place to live. Both lenders and landlords could very well look at your credit score from over here.
If it is evident that you fled the United States to avoid paying outstanding credit card debt, it's very unlikely that any loan agencies or landlords will be willing to take a risk with you.
After all, if you ran away from one debt, who's to say you won't do it again? If you run into this issue once arriving overseas, it would effectively negate your whole reasoning to leave the United States.
You'll have a debt collector after you
In time, your debt will probably be sold to a collection agency. And once your debt is in their hands, you're sure to face unrelenting collection tactics. This includes calling you, emailing you, and attempting to reach you in any way that they can.
This may not seem like a big deal while you're out of the country. But if you ever decide to return, you could be sued and taken to court.
While you are in a foreign country, however, the collection agency can only sue you by going through a foreign court. Unless you owe an exceptionally large amount of debt, it's unlikely that the collection agency will be willing to pay the costly fees associated with suing you out of the United States.
Settle your debt before going abroad
Who wants to embark on a new journey, in a new country, and feel the constant nagging of a debt hanging over their head?
We’re guessing you don’t.
That’s why you should settle your unpaid debts before you leave the US. Here’s how.
Most creditors and debt collectors are willing to negotiate a debt settlement for less than the original amount, especially if they know you're about to leave and potnetially lose contact. In fact, the average consumer can settle a debt for 50% of its original value when working with a debt settlement agency.
So, if you know that you owe a debt, consider reaching out to your creditor or debt collector to discuss a settlement offer.
SoloSettle, powered by SoloSuit, can help you send and receive settlement offers until you’ve reached an agreement. Then, SoloSettle will manage the settlement agreement documentation for you and send your payment to the collectors, keeping your financial information private and safe.
Watch this video to learn more about how to settle a debt:
Don't abandon your debt issues by leaving the country
If you're thinking about leaving the country with unpaid credit card debt, stop. Before you entertain the thought a moment longer, formulate an action plan to pay off the debt you owe. Contact the credit card company that you owe money to and stick to a repayment schedule until your debt is paid off.
This will likely mean postponing your plans to see the world. But in doing so, you will effectively avoid more painful consequences later on down the road. If your debt has already been turned over to collections, you might be able to get a discount if you agree to pay off the loan.
Then, you can pursue your dreams abroad without the fear of running into legal troubles.
Let SoloSuit help you fight debt collectors before leaving the country.
What is SoloSuit?
SoloSuit makes it easy to fight debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.
SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
Respond with SoloSuit
>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)
How to Answer a Summons for debt collection in all 50 states
Here's a list of guides on how to respond to a debt collection lawsuit in each state:
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont; Vermont (Small Claims court)
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Guides on how to resolve debt with every debt collector
Are you being sued by a debt collector? We’re making guides on how to resolve debt with each one.
- 11 Charter Communications
- AAA Collections
- Aargon Agency Inc
- Absolute Resolutions Investments LLC
- ACEI Collections
- Account Services
- Accredited Collection Services
- Accredited Collection Services
- Advanced Recovery Systems
- AES NCT
- AFNI Collections
- Alco Capital Group LLC
- Aldous and Associates
- Alliance Collections
- Alliance One
- Alliant Capital Management
- Alpha Recovery Corp
- Alltran Financial
- Alltran Health
- Alorica Inc.
- Amcol Clmbia in Court
- American Coradius International
- American Profit Recovery
- American Recovery Service
- Americollect
- AmSher Collection Services
- Apelles LLC
- AR Resources
- ARC Collections
- ARM Solutions
- Arrow Financial Services
- ARS National Services
- ARSC Debt Collectors
- ARS National Services
- ARstrat
- AscensionPoint Recovery Services
- Asset Acceptance LLC
- Asset Recovery Solutions
- Associated Credit Services
- Atlantic Credit and Finance
- Atradius Collections
- Automated Collection Services, Inc.
- Autovest LLC
- Avante USA
- Avantus
- AWA Collections
- Balekian Hayes
- Bay Area Receivables
- BCA Financial Services
- BC Services
- Benuck and Rainey
- Berlin-Wheeler
- Bluebonnet Financial LLC
- Bonneville Collections
- Bull City Financial
- Bureaus Investment Group
- Cach LLC
- Caine and Weiner
- Capio Partners
- Capital Accounts
- Capital Collections
- Capital Management Services
- CardWorks
- Carmel Financial/New Coast Direct
- Cavalry SPV I LLC
- CBCInnovis
- CBCS Collections
- CBE Group
- CBV Collections
- CCB Credit Services
- CCS Collections
- CCS Offices
- Central Mediation Services
- Central Portfolio Control
- Cerastes LLC
- Choice Recovery
- Choice Recovery Inc
- CKS Financial
- CKMS Financial
- Client Services
- CMRE Financial Services
- COAF
- Coast Professional
- Comenity Bank Debt Collection
- Commonwealth Financial
- ConServe Debt Collection
- Consumer Collection Management
- Contract Callers Inc
- Convergent Healthcare Recoveries
- Convergent Outsourcing
- Couch Conville & Blitt
- Covington Credit
- CRDT First
- Credco in Court
- Credence Resource Management
- Credit Bureau Systems
- Credit Control Corporation
- Credit Management Company
- Credit Management LP
- Credit Systems
- Credit Systems
- CSIEZPay
- CTC Debt Collector
- CVCS Debt Collection
- Cypress Financial Recoveries
- D&A Services
- Daniels, Norelli, Cecere & Tavel P.C.
- DCM Services
- Debt Recovery Solutions
- Delanor Kemper & Associates
- Department Stores National Bank
- Direct Recovery Associates
- Discover Collections
- Diversified Adjustment
- Diversified Consultants
- Diversified Recovery Bureau
- DNF Associates, LLC
- Dodeka LLC
- DRS Credit
- Dynamic Collectors
- Eagle Loan
- Eagle Accounts Group, Inc.
- Eastern Account System
- EduCap
- Ellington and Associates Collections
- Encore Capital Group
- Enerson Law
- Enerson Law LLC
- Enhanced Recovery Company
- EOS CCA
- ERC Collections
- ERSolutions
- Estate Information Services
- Equable Ascent Financial
- Everest Business Funding
- Executive Credit Management
- Faber and Brand
- Factual Data
- Falls Collection Service
- FBCS
- FCO Collections and Outsourcing
- FIA Card Services
- fin rec svc (Financial Recovery Services)
- First Federal Credit Credit Control
- First Financial Bank
- First Portfolio Ventures LLC
- First Progress
- FirstPoint Collection Resources
- Firstsource Advantage
- FMA Alliance
- FNB Omaha
- Forster & Garbus
- Franklin Collection Services
- Freedom Plus
- Freshview Solutions
- Frontline Asset
- Frost Arnett
- Fulton Friedman & Gullace LLP
- Galaxy International Purchasing, LLC
- GC Debt Collection
- GC Services
- General Revenue Corporation
- GLA Collections
- Glass Mountain Capital
- Glasser and Glasser
- Global Credit Collection Corp
- Global Trust Management
- GMAC Financing
- Golden 1 Credit Union
- Grant and Weber
- Grant Mercantile Agency
- Gulf Coast Collection Bureau
- Gurstel
- Halsted Financial Services
- Harris and Harris
- Harvard Collection
- Harvest Credit Management
- Helvey and Associates
- Hollis Cobb
- Holloway Moxley
- Hosto Buchan
- Howard Lee Schiff
- H&R Accounts
- HRRG
- Hudson & Keyse LLC?
- Hunter Warfield
- IC System
- Impact Receivables Management
- Innovative Recovery
- Integras Capital Recovery LLC
- Javitch Block
- JHPDE Finance 1 LLC
- JP Receivables Management Partners
- JPMCB card
- Kenneth Eisen and Associates
- KeyBank student loans
- Kinum
- Kirschenbaum, Phillips & Levy P.C.
- KLS Financial Services
- Kramer & Frank
- Lakeside Collection
- Lending Club
- Lincoln and Morgan Kabbage
- Linebarger Goggan Blair & Sampson LLP
- Lockhart Collection Agency
- LJ Ross Associates
- LTD Collections
- Malcolm S. Gerald and Associates
- Malen & Associates
- Mandarich Law Group
- Mannbracken
- Marcam Associates
- MARS Inc. Collections
- MBA Law
- MCA Management Company
- McCarthy, Burgess & Wolff
- Meade & Associates
- Medicredit
- Mercantile Adjustment Bureau
- Merchants Credit Association
- MGM Collections
- Michael J Adams PC
- Midland Funding LLC
- Mid-South Adjustment
- Monarch Recovery
- Monterey Financial
- Moss Law Firm
- Mountain Land Collections
- MRS Associates
- MRS BPO
- MSW Capital LLC
- Mullooly, Jeffrey, Rooney & Flynn
- Nathan and Nathan PC
- National Collegiate Trust
- National Credit Adjusters
- National Credit Care
- National Credit Systems
- National Enterprise Systems
- National Recovery Agency
- National Recovery Solutions
- Nationstar
- Nationwide Credit
- Nationwide Recovery Services
- Nationwide Recovery Systems
- NCEP LLC
- NCO Financial Systems Incorporated
- North American Recovery
- Northland Group
- Northstar Capital Acquisition
- Northstar Location Services
- NPAS
- NRC Collection Agency
- Oliver Adjustment Company
- Oliphant Financial, LLC
- Oportun
- P&B Capital Group
- PCB Collections Agency
- Palisades Collection LLC
- Pallida LLC
- Paragon Contracting Services
- Paragon Revenue Group
- Payday Loan Debt Collectors
- Pendrick Capital Partners
- Penn Credit
- Perdue Brandon
- Persolve LLC
- Phillips & Cohen Associates
- Phoenix Financial Services
- Pioneer Credit Recovery
- PMAB LLC
- PRA Group, Inc.
- Pressler, Felt & Warshaw LLP
- Prestige Services, Inc.
- Prince Parker and Associates
- ProCollect
- Professional Finance Company
- Progressive Management Systems
- Provest Law
- PYOD LLC
- Quaternary Collection Agency
- RAB Collection Agency
- Rash Curtis and Associates
- Radius Global SOL
- Radius Global Solutions
- Rawlings Company
- Razor Capital
- Real Time Resolutions
- Receivables Performance Management
- Regents and Associates
- Reliant Capital Solutions
- RentGrow
- Resurgent
- Resurgent Capital Services and LVNV Funding
- Revco Solutions
- Revenue Enterprises LLC
- Revenue Group
- RGS Financial, Inc.
- RMP LLC in Court
- RMP Services
- RS Clark and Associates
- RSIEH
- RSIEH
- RTR Financial Services
- Rubin & Rothman
- Salander Enterprises LLC
- Samara Portfolio Management
- SCA Collections
- Scott Parnell and Associates
- Second Round Collections
- Second Round Sub LLC
- Selip & Stylianou LLP
- Sequium Asset Solutions
- Sessoms and Rogers
- Sherman Acquisition
- Sherman Financial Group
- SIMM Associates
- Source Receivables Management
- Southern Management Systems
- Southwest Credit Group
- Spire Recovery Solutions
- SRS Company
- Stark Collection Agency
- State Collection Service
- Stenger and Stenger
- Stillman Law Office
- Summit Account Resolution
- Sunrise Credit Services
- Superlative RM Debt Collector
- Suttell and Hammer
- Synergetic Communication
- Synerprise Consulting
- The Law Office of Michael J Scott
- Trellis Company
- Troy Capital
- TRS Recovery Services
- TrueAccord
- Tulsa Teachers Credit Union
- UCB Collection
- UHG 1, LLC
- Unifin
- Unifin Debt Collector
- Unifund
- Universal Credit Services
- US Bank Collections
- USAA collections
- USCB America
- Valentine and Kebartas
- Valley Servicing
- Vance & Huffman LLC
- Van Ru Credit Corporation
- Velo Law Office
- Velocity Investments
- Viking Client Services
- Wakefield and Associates
- Waypoint Resource Group
- WCTCB
- Weinberg and Associates
- Weltman, Weinberg & Reis
- Westwood Funding
- Williams and Fudge
- Wilshire Consumer Credit
- Wolpoff & Abramson
- Worldwide Asset Purchasing
- www.AutomotiveCredit.com
- Zarzaur & Schwartz
- Zwicker & Associates
Resolve your debt with your creditor
Some creditors, banks, and lenders have an internal collections department. If they come after you for a debt, Solosuit can still help you respond and resolve the debt. Here’s a list of guides on how to resolve debt with different creditors.
- American Express; American Express – Debt Collection
- Bank of America
- Barclay
- Best Buy Credit Card
- Capital One
- Chase
- Credit One Bank
- Old Navy Credit Card
- PayPal Synchrony Card
- Regional Finance
- Retailers National Bank
- Reunion Student Loan Finance Corporation
- SYNCB/PPEXTR
- Synchrony Bank
- Synchrony Walmart Card
- Target National Bank
- Webbank
- Wells Fargo
- Can I Pay My Original Creditor Instead of a Debt Collection Agency?
- Can I Settle a Debt with the Original Creditor?
Settle your medical debt
Having a health challenge is stressful, but dealing medical debt on top of it is overwhelming. Here are some resources on how to manage medical debt.
- Am I Responsible for My Spouse's Medical Debt?
- Do I Need a Lawyer for Medical Bills?
- Do I Need a Lawyer to Fight Medical Bill Debt?
- Does Bankruptcy Clear Medical Debt?
- How Much Do Collection Agencies Pay for Medical Debt?
- How to Find Medical Debt Forgiveness Programs
- Is There a Statute of Limitations on Medical Bills?
- Medical Debt Statute of Limitations by State
- Summoned to Court for Medical Bills — What Do I Do?
- Summoned to Court for Medical Bills? What to Do Next
Guides on arbitration
If the thought of going to court stresses you out, you’re not alone. Many Americans who are sued for credit card debt utilize a Motion to Compel Arbitration to push their case out of court and into arbitration.
Below are some resources on how to use an arbitration clause to your advantage and win a debt lawsuit.
- How Arbitration Works
- How to Find an Arbitration Clause in Your Credit Agreement
- How to Make a Motion to Compel Arbitration
- How to Make a Motion to Compel Arbitration in Florida
- How to Make a Motion to Compel Arbitration Without an Attorney
- How Credit Card Arbitration Works
- Motion to Compel Arbitration in California
- Sample Motion to Compel Arbitration
Stop calls from debt collectors
Do you keep getting calls from an unknown number, only to realize that it’s a debt collector on the other line? If you’ve been called by any of the following numbers, chances are you have collectors coming after you, and we’ll tell you how to stop them.
- 1-800-390-7584
- 800-289-8004
- 800-955-6600
- 8009556600
- 877-366-0169
- 877-591-0747
- 800-278-2420
- 800-604-0064
- 800-846-6406
- 877-317-0948
- 888-899-4332
- 888-912-7925
- 202-367-9070
- 502-267-7522
Federal debt collection laws can protect you
Knowing your rights makes it easier to stand up for your rights. Below, we’ve compiled all our articles on federal debt collection laws that protect you from unfair practices.
- 15 USC 1692 Explained
- Does the Fair Credit Reporting Act Work in Florida?
- FDCPA Violations List
- How to File an FDCPA Complaint Against Your Debt Collector (Ultimate Guide)
- How to Make a Fair Debt Collection Practices Act Demand Letter
- How to Submit a Transunion Dispute
- How to Submit an Equifax Dispute
- How to Submit an Experian Dispute
- What Debt Collectors Cannot Do — FDCPA Explained
- What Does Account Information Disputed by Consumer Meets FCRA Requirements Mean?
- What does “meets FCRA requirements” mean?
- What does FCRA stand for?
- What is the Consumer Credit Protection Act
Get debt relief in your state
We’ve created a specialized guide on how to find debt relief in all 50 states, complete with steps to take to find relief, state-specific resources, and more.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Debt collection laws in all 50 states
Debt collection laws vary by state, so we have compiled a guide to each state’s debt collection laws to make it easier for you to stand up for your rights—no matter where you live.
- Debt Collection Laws in Alabama
- Debt Collection Laws in Alaska
- Debt Collection Laws in Arizona
- Debt Collection Laws in Arkansas
- Debt Collection Laws in California
- Debt Collection Laws in Colorado
- Debt Collection Laws in Connecticut
- Debt Collection Laws in Delaware
- Debt Collection Laws in Florida
- Debt Collection Laws in Georgia
- Debt Collection Laws in Hawaii
- Debt Collection Laws in Kansas
- Debt Collection Laws in Idaho
- Debt Collection Laws in Illinois
- Debt Collection Laws in Indiana
- Debt Collection Laws in Iowa
- Debt Collection Laws in Kentucky
- Debt Collection Laws in Louisiana
- Debt Collection Laws in Massachusetts
- Debt Collection Laws in Michigan
- Debt Collection Laws in Minnesota
- Debt Collection Laws in Mississippi
- Debt Collection Laws in Missouri
- Debt Collection Laws in Montana
- Debt Collection Laws in Nebraska
- Debt Collection Laws in Nevada
- Debt Collection Laws in New Hampshire
- Debt Collection Laws in New Jersey
- Debt Collection Laws in New Mexico
- Debt Collection Laws in New York
- Debt Collection Laws in North Carolina
- Debt Collection Laws in North Dakota
- Debt Collection Laws in Ohio
- Debt Collection Laws in Oklahoma
- Debt Collection Laws in Oregon
- Debt Collection Laws in Pennsylvania
- Debt Collection Laws in Rhode Island
- Debt Collection Laws in South Carolina
- Debt Collection Laws in South Dakota
- Debt Collection Laws in Tennessee
- Debt Collection Laws in Texas
- Debt Collection Laws in Vermont
- Debt Collection Laws in Virginia
- Debt Collection Laws in Washington
- Debt Collection Laws in West Virginia
- Debt Collection Laws in Wisconsin
- Debt Collection Laws in Wyoming
Statute of limitations on debt state guides
Like all debt collection laws, the statute of limitations on debt varies by state. So, we wrote a guide on each state’s statutes. Check it out below.
Statute of Limitations on Debt Collection by State (Best Guide)
- Statute of Limitations on Debt Collection in Alabama
- Statute of Limitations on Debt Collection in Alaska
- Statute of Limitations on Debt Collection in Arizona
- Statute of Limitations on Debt Collection in Arkansas
- Statute of Limitations on Debt Collection in California
- Statute of Limitations on Debt Collection in Connecticut
- Statute of Limitations on Debt Collection in Colorado
- Statute of Limitations on Debt Collection in Delaware
- Statute of Limitations on Debt Collection in Florida
- Statute of Limitations on Debt Collection in Georgia
- Statute of Limitations on Debt Collection in Hawaii
- Statute of Limitations on Debt Collection in Illinois
- Statute of Limitations on Debt Collection in Indiana
- Statute of Limitations on Debt Collection in Iowa
- Statute of Limitations on Debt Collection in Kansas
- Statute of Limitations on Debt Collection in Louisiana
- Statute of Limitations on Debt Collection in Maine
- Statute of Limitations on Debt Collection in Maryland
- Statute of Limitations on Debt Collection in Michigan
- Statute of Limitations on Debt Collection in Minnesota
- Statute of Limitations on Debt Collection in Mississippi
- Statute of Limitations on Debt Collection in Missouri
- Statute of Limitations on Debt Collection in Montana
- Statute of Limitations on Debt Collection in Nebraska
- Statute of Limitations on Debt Collection in Nevada
- Statute of Limitations on Debt Collection in New Hampshire
- Statute of Limitations on Debt Collection in New Jersey
- Statute of Limitations on Debt Collection in New Mexico
- Statute of Limitations on Debt Collection in New York
- Statute of Limitations on Debt Collection in North Carolina
- Statute of Limitations on Debt Collection in North Dakota
- Statute of Limitations on Debt Collection in Oklahoma
- Statute of Limitations on Debt Collection in Oregon
- Statute of Limitations on Debt Collection in Oregon (Complete Guide)
- Statute of Limitations on Debt Collection in Pennsylvania
- Statute of Limitations on Debt Collection in Rhode Island
- Statute of Limitations on Debt Collection in South Carolina
- Statute of Limitations on Debt Collection in South Dakota
- Statute of Limitations on Debt Collection in Tennessee
- Statute of Limitations on Debt Collection in Texas
- Statute of Limitations on Debt Collection in Utah
- Statute of Limitations on Debt Collection in Vermont
- Statute of Limitations on Debt Collection in Virginia
- Statute of Limitations on Debt Collection in Washington
- Statute of Limitations on Debt Collection in West Virginia
- Statute of Limitations on Debt Collection in Wisconsin
- Statute of Limitations on Debt Collection in Wyoming
Check the status of your court case
Don’t have time to go to your local courthouse to check the status of your case? We’ve created a guide on how to check the status of your case in every state, complete with online search tools and court directories.
- Alabama Court Case Search—Find Your Lawsuit
- Alaska Court Case Search — Find Your Lawsuit
- Arizona Court Case Search - Find Your Lawsuit
- Arkansas Court Case Search — Find Your Lawsuit
- California Court Case Search- Find Your Lawsuit
- Colorado Court Case Search — Find Your Lawsuit
- Connecticut Case Lookup — Find Your Court Case
- Delaware Court Case Search — Find Your Lawsuit
- Florida Court Case Search — Find Your Lawsuit
- Georgia Court Case Search — Find Your Lawsuit
- Hawaii Court Case Search — Find Your Lawsuit
- Idaho Court Case Search – Find Your Lawsuit
- Illinois Court Case Search — Find Your Lawsuit
- Indiana Court Case Search — Find Your Lawsuit
- Iowa Court Case Search — Find Your Lawsuit
- Kansas Court Case Search — Find Your Lawsuit
- Kentucky Court Case Search — Find Your Lawsuit
- Louisiana Court Case Search — Find Your Lawsuit
- Maine Court Case Search — Find Your Lawsuit
- Maryland Court Case Search — Find Your Lawsuit
- Massachusetts Court Case Search — Find Your Lawsuit
- Michigan Court Case Search — Find Your Lawsuit
- Minnesota Court Case Search — Find Your Lawsuit
- Mississippi Court Case Search — Find Your Lawsuit
- Missouri Court Case Search — Find Your Lawsuit
- Montana Court Case Search — Find Your Lawsuit
- Nebraska Court Case Search — Find Your Lawsuit
- Nevada Court Case Search — Find Your Lawsuit
- New Hampshire Court Case Search — Find Your Lawsuit
- New Jersey Court Case Search—Find Your Lawsuit
- New Mexico Court Case Search - Find Your Lawsuit
- New York Case Search — Find Your Lawsuit
- North Carolina Court Case Search — Find Your Lawsuit
- North Dakota Court Case Search �� Find Your Lawsuit
- Ohio Court Case Search — Find Your Lawsuit
- Oklahoma Court Case Search — Find Your Lawsuit
- Oregon Court Case Search — Find Your Lawsuit
- Pennsylvania Court Case Search — Find Your Lawsuit
- Rhode Island Court Case Search — Find Your Lawsuit
- South Carolina Court Case Search — Find Your Lawsuit
- South Dakota Court Case Search — Find Your Lawsuit
- Tennessee Court Case Search — Find Your Lawsuit
- Texas Court Case Search — Find Your Lawsuit
- Utah Court Case Search — Find Your Lawsuit
- Vermont Court Case Search — Find Your Lawsuit
- Virginia Court Case Search — Find Your Lawsuit
- Washington Court Case Search — Find Your Lawsuit
- West Virginia Court Case Search — Find Your Lawsuit
- Wisconsin Court Case Search — Find Your Lawsuit
- Wyoming Court Case Search — Find Your Lawsuit
How to stop wage garnishment in your state
Forgot to respond to your debt lawsuit? The judge may have ordered a default judgment against you, and with a default judgment, debt collectors can garnish your wages. Here are our guides on how to stop wage garnishment in all 50 states.
- Stop Wage Garnishment in Alabama
- Stop Wage Garnishment in Alaska
- Stop Wage Garnishment in Arizona
- Stop Wage Garnishment in Arkansas
- Stop Wage Garnishment in California
- Stop Wage Garnishment in Colorado
- Stop Wage Garnishment in Connecticut
- Stop Wage Garnishment in Delaware
- Stop Wage Garnishment in Florida
- Stop Wage Garnishment in Georgia
- Stop Wage Garnishment in Hawaii
- Stop Wage Garnishment in Idaho
- Stop Wage Garnishment in Illinois
- Stop Wage Garnishment in Indiana
- Stop Wage Garnishment in Iowa
- Stop Wage Garnishment in Kansas
- Stop Wage Garnishment in Kentucky
- Stop Wage Garnishment in Louisiana
- Stop Wage Garnishment in Maine
- Stop Wage Garnishment in Maryland
- Stop Wage Garnishment in Massachusetts
- Stop Wage Garnishment in Michigan
- Stop Wage Garnishment in Minnesota
- Stop Wage Garnishment in Mississippi
- Stop Wage Garnishment in Missouri
- Stop Wage Garnishment in Montana
- Stop Wage Garnishment in Nevada
- Stop Wage Garnishment in New Hampshire
- Stop Wage Garnishment in New Jersey
- Stop Wage Garnishment in New Mexico
- Stop Wage Garnishment in New York
- Stop Wage Garnishment in North Carolina
- Stop Wage Garnishment in North Dakota
- Stop Wage Garnishment in Ohio
- Stop Wage Garnishment in Oklahoma
- Stop Wage Garnishment in Oregon
- Stop Wage Garnishment in Pennsylvania
- Stop Wage Garnishment in Rhode Island
- Stop Wage Garnishment in South Carolina
- Stop Wage Garnishment in South Dakota
- Stop Wage Garnishment in Tennessee
- Stop Wage Garnishment In Texas
- Stop Wage Garnishment In Utah
- Stop Wage Garnishment in Vermont
- Stop Wage Garnishment in Virginia
- Stop Wage Garnishment in Washington
- Stop Wage Garnishment in West Virginia
- Stop Wage Garnishment in Wisconsin
- Stop Wage Garnishment in Wyoming
Other wage garnishment resources
- Bank Account Garnishment and Liens in Texas
- Can I Stop Wage Garnishment?
- Can My Wife's Bank Account Be Garnished for My Debt?
- Can Payday Loans Garnish Your Wages?
- Can pensions be garnished?
- Can Private Disability Payments Be Garnished?
- Can Social Security Disability Be Garnished?
- Can They Garnish Your Wages for Credit Card Debt?
- Can You Stop a Garnishment Once It Starts?
- Guide to Garnishment Limits by State
- How Can I Stop Wage Garnishments Immediately?
- How Long Before a Creditor Can Garnish Wages?
- How Long Does It Take to Get Garnished Wages Back?
- How to Fight a Wage Garnishment
- How to Prevent Wage Garnishment
- How to Stop a Garnishment
- How to Stop Social Security Wage Garnishment
- How to Stop Wage Garnishment — Everything You Need to Know
- New York Garnishment Laws – Overview
- Ohio Garnishment Laws — What They Say
- Wage Garnishment Lawyer
- What Is Wage Garnishment?
How to settle a debt in your state
Debt settlement is one of the most effective ways to resolve a debt and save money. We’ve created a guide on how to settle your debt in all 50 states. Find out how to settle in your state with a simple click and explore other debt settlement resources below.
- How to Settle a Debt in Alabama
- How to Settle a Debt in Alaska
- How to Settle a Debt in Arizona
- How to Settle a Debt in Arkansas
- How to Settle a Debt in California
- How to Settle a Debt in Colorado
- How to Settle a Debt in Delaware
- How to Settle a Debt in Florida
- How to Settle a Debt in Hawaii
- How to Settle a Debt in Idaho
- How to Settle a Debt in Illinois
- How to Settle a Debt in Indiana
- How to Settle a Debt in Iowa
- How to Settle a Debt in Kansas
- How to Settle a Debt in Kentucky
- How to Settle a Debt in Louisiana
- How to Settle a Debt in Maryland
- How to Settle a Debt in Massachusetts
- How to Settle a Debt in Michigan
- How to Settle a Debt in Minnesota
- How to Settle a Debt in Mississippi
- How to Settle a Debt in Missouri
- How to Settle a Debt in Montana
- How to Settle a Debt in Nebraska
- How to Settle a Debt in Nevada
- How to Settle a Debt in New Hampshire
- How to Settle a Debt in New Jersey
- How to Settle a Debt in New Mexico
- How to Settle a Debt in New York
- How to Settle a Debt in North Carolina
- How to Settle a Debt in North Dakota
- How to Settle a Debt in Ohio
- How to Settle a Debt in Oklahoma
- How to Settle a Debt in Oregon
- How to Settle a Debt in Pennsylvania
- How to Settle a Debt in South Carolina
- How to Settle a Debt in South Dakota
- How to Settle a Debt in Tennessee
- How to Settle a Debt in Texas
- How to Settle a Debt in Utah
- How to Settle a Debt in Vermont
- How to Settle a Debt in Virginia
- How to Settle a Debt in West Virginia
- How to Settle a Debt in Wisconsin
- How to Settle a Debt in Wyoming
How to settle with every debt collector
Not sure how to negotiate a debt settlement with a debt collector? We are creating guides to help you know how to start the settlement conversation and increase your chances of coming to an agreement with every debt collector.
Other debt settlement resources
- Best Debt Settlement Companies
- Can I Settle a Debt After Being Served?
- Can I Still Settle a Debt After Being Served?
- Can You Settle a Warrant in Debt Before Court?
- Debt Management vs. Debt Settlement
- Debt Settlement Pros and Cons
- Debt Settlement Scam
- Do I Need to Hire a Debt Settlement Lawyer?
- Do You Need a Debt Settlement Attorney in Houston Texas?
- Do You Owe Taxes on Settled Debt?
- Here’s a Sample Letter to Collection Agencies to Settle Debt
- How Can I Settle My Credit Card Debt Before Going to Court?
- How Do I Know if a Debt Settlement Company Is Legitimate?
- How Long Does a Lawsuit Take to Settle?
- How Much Do Settlement Companies Charge?
- How I Settled My Credit Card Debt With Discover
- How to File a Motion to Enforce Settlement Agreement
- How to Make a Debt Settlement Agreement
- How to Make a Settlement Offer to Navient
- How to Negotiate a Debt Settlement with a Law Firm
- How to send Santander a settlement letter
- How to Settle Debt for Pennies on the Dollar
- How to Settle Debt in 3 Steps
- How to Settle Debt with a Reduced Lump Sum Payment
- How to Settle a Credit Card Debt Lawsuit — Ultimate Guide
- How to Settle Credit Card Debt When a Lawsuit Has Been Filed
- If You Are Using a Debt Relief Agency, Can You Settle Yourself with the Creditor?
- Largest Debt Settlement Companies
- Should I Settle a Collection or Pay in Full?
- Summary of the Equifax Data Breach Settlement
- The Advantages of Pre-Settlement Lawsuit Funding
- The FTC Regulates Debt Settlement Through the Telemarketing Sales Rule
- The Pros and Cons of Debt Settlement
- What Happens if I Reject a Settlement Offer?
- What Happens if You Don't Pay a Debt Settlement?
- What Happens When You Settle a Debt?
- What Is A Debt Settlement Agreement?
- What is Debt Settlement?
- What Percentage Should I Offer to Settle Debt?
- What to Ask for in a Settlement Agreement
- Who Qualifies for Debt Settlement?
- Will Collection Agencies Settle for Less?
- 5 Signs of a Debt Settlement Scam
Personal loan and debt relief reviews
We give a factual review of the following debt consolidation, debt settlement, and loan organizations and companies to help you make an informed decision before you take on a debt.
- Accredited Debt Relief Debt Settlement Reviews
- Advance America Loan Review
- ACE Cash Express Personal Loan Review
- BMG Money Loan Review
- BMO Harris Bank Review: Pros and Cons
- Brite Solutions Debt Settlement Reviews
- Caliber Home Loans Mortgage Review
- Cambridge Debt Consolidation Review
- Campus Debt Solutions Review
- CashNetUSA Review
- Century Debt Settlement Reviews
- ClearPoint Debt Management Review
- Click N Loan Reviews
- CuraDebt Debt Settlement Review
- CuraDebt Reviews: Debt Relief Assistance For California Residents
- Debt Eraser Review
- Debtconsolidation.com Debt Settlement Reviews
- Eagle One Debt Settlement Reviews
- Freedom Debt Relief Debt Settlement Reviews
- Global Holdings Debt Settlement Reviews
- Golden 1 Credit Union Personal Loan Review
- Honda Financial Services Review
- iLending Reviews
- Infinite Law Group Debt Settlement Reviews
- JG Wentworth Debt Settlement Reviews
- LoanMart Reviews
- Mastriani Law Firm Review
- Milestone ® Mastercard ® Review
- ModoLoan Review
- Money Management International Reviews
- M&T Mortgage Company Review
- National Debt Relief Debt Settlement Reviews
- New Era Debt Settlement Reviews
- OppLoans Review
- Pacific Debt Relief Reviews
- Palisade Legal Group Debt Settlement Reviews
- PCG Debt Consolidation Review
- PenFed Auto Loan Review
- Priority Plus Financial Reviews
- Roseland Associates Debt Consolidation Review
- SDCCU Debt Consolidation Review
- Speedy Cash Loans Review
- Symple Lending Reviews
- Tripoint Lending Reviews
- TurboDebt Debt Settlement Reviews
- Turnbull Law Group Debt Settlement Reviews
- United Debt Settlement Reviews
- Upgrade Auto Loans Reviews
How to repair and improve your credit score
Debt has a big impact on your credit. Below is a list of guides on how to repair and improve your credit, even while managing major debt.
- 3 Ways to Repair Your Credit with Debt Collections
- 5 Pros and Cons of Credit Cards & How to Use Them Wisely
- 6 Reasons Your Credit Score Isn't Going Up
- Bankruptcy vs Debt Settlement: Which is Better for Your Credit Score?
- Does Debt Consolidation Hurt Your Credit Score?
- Does Wage Garnishment Affect Credit?
- Guide to Disclosing Income on Your Credit Card Application
- How Long Does It Take to Improve My Credit Score After Debt Settlement?
- How Often Does Merrick Bank Increase Your Credit Limit?
- How to fix your credit to buy a house
- How to Handle Debt and Improve Credit
- How to Raise My Credit Score 40 Points Fast
- If I Settle with a Collection Agency, Will It Hurt My Credit?
- Is 600 a Good Credit Score?
- Obama Credit Card Debt Relief Program – How to Use It
- Sample credit report dispute letter
- Should I Use Credit Journey?
- Understanding myFICO: Your Gateway to Better Credit
- What Does "DLA" Mean on a Credit Report?
- What Is A Good Credit Score For Businesses?
- What is American Credit Acceptance?
- What is CBNA on my credit report?
- What is CreditFresh?
- Who Made the Credit Score?
- Why is THD/CBNA on my credit report?
How to resolve student loan debt
Struggling with student debt? SoloSuit’s got you covered. Below are resources on handling student loan debt.
- Budgeting Strategies for Students: How to Manage Your Finances Wisely
- Can You Go to Jail for Not Paying Student Loans?
- Can You Settle Student Loan Debt?
- Do Student Loans Go Away After 7 Years? (2022 Guide)
- Do You Need a Student Loan Lawyer? (Complete Guide)
- Does Student Debt Die With You?
- How to Manage a Student Debt
- How to Get Rid of Student Loan Debt
- Mandatory Forbearance Request Student Loan Debt Burden
- Negative Economic Effects of Student Loan Debt on the US Economy
- Pros and Cons of Taking a Student Loan
- Regional Adjustment Bureau Student Loans – How to Win
- The Real Impact of Student Debt: How Our Brains Handle It
- Why It's Important to Teach Students How to Manage Debt
- 5 Alternatives to Taking a Student Loan
- 5 Tips for Students: How to Create a Realistic and Effective Budget
- 7 College Financial Planning Tips for Students
- 7 Things to Consider When Taking a Student Loan
- 7 Tips to Manage Your Student Loans
Civil law legal definitions
You can represent yourself in court. Save yourself the time and cost of finding an attorney, and use the following resources to understand legal definitions better and how they may apply to your case.
- Accleration Clause — Definition
- Adjuster - Defined
- Adverse Action — Definition
- Affidavit — A Definition
- Annulment vs. divorce – what's the difference?
- Anticipatory Repudiation — Definition
- Bench Trial — Defined
- Certificate of Debt: A Definition
- Commuted Sentence – Definition
- Constructive Eviction - Defined
- Constructive Discharge - Definition
- Constructive Eviction - Defined
- Defendant - Definition and Everything You Need to Know
- Demurred – Definition
- Dischargeable - Definition
- Disclosures — Definition
- False Imprisonment Defined
- Good Faith Exception – Definition
- Hearsay — A Definition
- HOEPA – Definition
- Implied Contract – Definition
- Injunctive Relief — A Definition
- Intestate–Defined
- Irrevocable Agreement — Defined
- Joint Custody–Defined
- Litigator — A Definition
- Mediation - Definition
- Medical Malpractice — Definition
- Mistrial — A Definition
- Mitigating Circ*mstances — Definition
- Motion for Summary Judgment — Definition
- Nolle Prosequi – Definition
- Nunc Pro Tunc — A Definition
- Plaintiff - Definition and Everything You Need to Know
- Pro Se - Defined
- Probable Cause Hearing — Definition
- Restitution – Definition
- Sole Custody-Defined
- Statute of Limitations—Definition and Everything You Need to Know
- Summons—Definition
- Tenancy in Common – Defined
- Time Is of the Essence – Definition
- What Is the Bankruptcy Definition of Consumer Debt?
- Wrongful Termination–Defined
Get answers to these FAQs on debt collection
- Am I Responsible for My Husband's Debts If We Divorce?
- Am I Responsible for My Parent's Debt if I Have Power of Attorney?
- Can a Collection Agency Add Fees on the Debt?
- Can a Collection Agency Charge Interest on a Debt?
- Can a Credit Card Company Sue Me?
- Can a Debt Collector Freeze Your Bank Account?
- Can a Debt Collector Leave a Voicemail?
- Can a Debt Collector Take My Car in California?
- Can a Judgment Creditor Take my Car?
- Can a Process Server Leave a Summons Taped to My Door?
- Can an Eviction Be Reversed?
- Can Credit Card Companies Garnish Your Wages?
- Can Credit Cards Garnish Wages?
- Can Debt Collectors Call From Local Numbers?
- Can Debt Collectors Call You at Work in Texas?
- Can Debt Collectors Call Your Family?
- Can Debt Collectors Leave Voicemails?
- Can I Pay a Debt Before the Court Date?
- Can I Rent an Apartment if I Have Debt in Collection?
- Can I Sue the President for Emotional Distress?
- Can the SCRA Stop a Default Judgment?
- Can the Statute of Limitations be Extended?
- Can You Appeal a Default Judgement?
- Can You Get Unemployment if You Quit?
- Can You Go to Jail for a Payday Loan?
- Can You Go to Jail for Credit Card Debt?
- Can You Negotiate with Westlake Financial?
- Can You Record a Call with a Debt Collector in Your State?
- Can You Serve Someone with a Collections Lawsuit at Their Work?
- Can You Sue Someone Who Has Filed Chapter 7 Bankruptcy?
- Capital One is Suing Me – How Can I Win?
- Debt Snowball vs. Debt Avalanche: Which One Is Apt for You?
- Do 609 Letters Really Work?
- Do Debt Collectors Ever Give Up?
- Do I Have Too Much Debt to Divorce My Spouse?
- Do I Need a Debt Collection Defense Attorney?
- Do I Need a Debt Negotiator?
- Do I Need a Legal Coach?
- Do I Need a Payday Loans Lawyer?
- Does a Living Trust Protect Your Assets from Lawsuits?
- Does Chase Sue for Credit Card Debt?
- Does Debt Consolidation Have Risks?
- Does Midland Funding Show Up to Court?
- How Can I Get Financial Assistance in PA?
- How do Debt Relief Scams Work?
- How Do I Find Out If I Have Any Judgments Against Me?
- How Do I Get Rid of a Judgment Lien on My Property?
- How Do I Register on the Do Not Call List?
- How Does a Flex Loan Work?
- How Does Debt Affect Your Ability to Buy a Home?
- How Does Debt Assignment Work?
- How Does Finwise Bank Work?
- How does Navy Credit debt forgiveness work?
- How Does Payments.tsico Work?
- How Important is it to Protect your Assets from Unexpected Events?
- How is Debt Divided in Divorce?
- How Long Do Creditors Have to Collect a Debt from an Estate?
- How long do debt collectors take to respond to debt validation letters?
- How Long Does a Judgement Last?
- How Long Does a Judgment Last?
- How Long Does a Levy Stay on a Bank Account?
- How Long Does an Eviction Stay on Your Record?
- How Many Calls from a Debt Collector is Considered Harassment?
- How Many Times Can a Judgment Be Renewed in North Carolina?
- How Many Times Can a Judgment be Renewed in Oklahoma?
- How Much Do Collection Agencies Pay for Debt?
- How Much Do You Have to Be in Debt to File Chapter 7?
- How Much Does College Actually Cost?
- How Often Do Credit Card Companies Sue for Non-Payment?
- How Should You Respond to the Theft of Your Identity?
- I am being sued because my identity was stolen - What do I do?
- If a Car is Repossessed Do I Still Owe the Debt?
- Is Debt Forgiveness Taxable?
- Is Freedom Debt Relief a Scam?
- Is it Legal for Debt Collectors to Call Family Members?
- Is it Smart to Consolidate Debt?
- Is LVNV Funding a Legitimate Company? - Them in Court
- Is My Case in the Right Venue?
- Is Portfolio Recovery Associates Legit? — How to Win
- Is Severance Pay Taxable?
- Is SoloSuit Worth It?
- Is Someone with Power of Attorney Responsible for Debt After Death?
- Is the NTB Credit Card Safe?
- Is There a Judgment Against Me Without my Knowledge?
- Is transworld systems legitimate? — How to win in court
- Liquidate–What Does it Mean?
- Litigation Finance: Is it a Good Investment?
- Received a 3-Day Eviction Notice? Here's What To Do
- Should I File Bankruptcy Before or After a Judgment?
- Should I Hire a Civil Litigation Attorney?
- Should I Hire a Civil Rights Lawyer?
- Should I Hire a Litigation Attorney?
- Should I Marry Someone With Debt?
- Should I Pay Off an Old Apartment Debt?
- Should I Send a Demand Letter Before a Lawsuit?
- Should I Use My IRA to Pay Off Credit Card Debt?
- Should You Communicate with a Debt Collector in Writing or by Telephone?
- Should You Invest in Stocks While In Debt?
- Subsidized vs. Unsubsidized Loans: Which is Better?
- The Truth: Should You Never Pay a Debt Collection Agency?
- What are the biggest debt collector companies in the US?
- What are the different types of debt?
- What Bank Is Behind Best Buy's Credit Card?
- What Bank Issues Kohl's Credit Card?
- What Bank Owns Old Navy Credit Card?
- What Credit Bureau does Aqua Finance Use?
- What Credit Bureau Does Truliant Use?
- What Does “Apple Pay Transaction Under Review” Mean?
- What Does a Debt Collector Have to Prove in Court?
- What Does BAC Stand For?
- What does HAFA stand for?
- What Does Payment Deferred Mean?
- What Does Reaffirmation of Debt Mean?
- What Happens After a Motion for Default Is Filed?
- What Happens at a Motion for Summary Judgment Hearing?
- What Happens If a Defendant Does Not Pay a Judgment?
- What Happens If a Process Server Can't Serve You?
- What Happens if a Tenant Wins an Eviction Lawsuit?
- What Happens If Someone Sues You and You Have No Money?
- What Happens If You Avoid Getting Served Court Papers?
- What Happens If You Don’t Pay Speedy Cash?
- What Happens If You Ignore a Debt Collector?
- What Happens If You Never Answer Debt Collectors?
- What Happens When a Debt Is Sold to a Collection Agency
- What Happens When a Debt Is Sold to a Collection Agency?
- What If a Summons Was Served to the Wrong Person?
- What If an Order for Default Was Entered?
- What if I default on an Avant payment?
- What If the Wrong Defendant Is Named in a Lawsuit?
- What Is a Case Number?
- What is a Certificate of Judgment in Ohio?
- What Is a Certificate of Service?
- What Is a Civil Chapter 61 Warrant?
- What is a Civil Litigation Lawyer?
- What Is a Consent Judgment?
- What Is a CPN Number?
- What Is a Debt Brokerage?
- What Is a Debt-to-Sales Ratio?
- What Is a Defamation Lawsuit?
- What is a default judgment?— What do I do?
- What Is a Libel Lawsuit?
- What is a Lien on a House?
- What is a Lien Release on a Car?
- What is a Lien?
- What Is a Motion to Strike?
- What Is a Motion to Suppress?
- What Is a Non-Dischargeable Debt in Tennessee?
- What Is a Nonsuit Without Prejudice?
- What Is a Preliminary Hearing?
- What Is a Reaffirmation Agreement?
- What Is a Request for Dismissal?
- What Is a Rule 3.740 Collections Defense in California?
- What Is a Slander Lawsuit?
- What is a Stipulated Judgment?
- What Is a Warrant in Debt?
- What is ABC Financial Club Charge?
- What is ACS Ed Services?
- What is Advanced Call Center Technologies?
- What is Alimony?
- What Is Allied Interstate's Phone Number?
- What is an Affirmative Defense?
- What Is an Assignment of Debt?
- What Is an Attorney Malpractice Lawsuit?
- What Is an Unlawful Detainer Lawsuit?
- What is Bank of America CashPro?
- What is Bitty Advance?
- What Is Celtic Bank?
- What is Consumer Portfolio Services?
- What Is Credence Resource Management?
- What Is Debt Internment?
- What Is Discover's 60/60 plan?
- What is Evading the Police?
- What Is Extinguishment of Debt?
- What is First Investors Financial Services?
- What is Global Lending Services?
- What is homicide?
- What Is Lexington Law Firm?
- What is LGFCU Personal Loan?
- What is Moral Turpitude?
- What is Online Information Services?
- What is Oportun?
- What Is Service of Process in Texas?
- What is sewer service?
- What Is Summary Judgment?
- What is Synchrony Bank's Hardship Program?
- What Is T-Mobile's Phone Number for Debt Collection?
- What Is the Amount of Money You Still Owe to Their Credit Card Company Called?
- What is the Deadline for a Defendant's Answer to Avoid a Default Judgment?
- What Is the Formula for Calculating Closing Costs?
- What Is the Minimum Amount That a Collection Agency Will Sue For?
- What Is the Phone Number for IQ Data?
- What is the Purpose of the Truth in the Lending Act?
- What is the status of my case?
- What Is the Statute of Limitations on Debt in Washington?
- What is the Telemarketing Sales Rule?
- What is Unsecured Credit Card Debt?
- What is WCTCB?
- What is WFDS?
- What is WUVISAAFT?
- What is Zombie Debt, and How Do I Deal With It?
- What Personal Property Can Be Seized in a Judgment?
- What Should I Do If Crown Asset Management Suing Me?
- What Should I Do If OneMain Financial Is Taking Me to Court?
- What Should You Do if You Can't Pay Your Mortgage?
- What states require a professional licensing number for debt collectors?
- What Happens When a Debt Is Sold to a Collection Agency
- When Does Exeter Finance Repo Cars?
- When Is My Rent Due Legally?
- Where’s My Amended Tax Return?
- Which Bank Does Macy's Credit Card Use?
- Who is EOSCCA?
- Who is Over the Loan Forgiveness Program at KHESLC?
- Who is Synchrony Bank? — Beat Them in Court
- Who is Jefferson Capital Systems LLC — How to win in court
- Why Being Judgment Proof Is Not a Defense to a Lawsuit
- Why Can't Lawyers Give Legal Advice?
- Who is Over the Loan Forgiveness Program at KHESLC?
- Who is Synchrony Bank? — Them in Court
- Who Qualifies for Debt Settlement?
- Why Being Judgment Proof Is Not a Defense to a Lawsuit
- Why Can't Lawyers Give Legal Advice?
- Why Do Debt Collectors Block Their Phone Numbers?
- Why Do Lawyers Charge So Much?
- Why Is the Sheriff Looking for Me?
- Why Would a Sheriff Come to My House with Papers?
- Will Bankruptcy Stop a Judgment?
How-to debt guides
- How to Beat Westlake Portfolio Management
- How to Access Free Debt Relief
- How to Answer a Lawsuit for Debt Collection
- How to Appear in Court by Phone
- How to Apply For Unemployment Benefits in Florida
- How to Avoid Getting Served
- How to Beat a Bill Collector in Court
- How to Beat a Debt Collector in Court
- How to Beat a Lawsuit From a Debt Collector
- How to Cancel a Merrick Bank Credit Card
- How to Cancel an American Eagle Credit Card: A Step-by-Step Guide
- How to Cancel JCPenney Credit Card
- How to Deal with Debt Collectors
- How to decide what to do next in a lawsuit
- How to Defend Yourself in Court
- How To Develop A Debt Repayment Plan That Works
- How to Discharge a Debt with UCC
- How to Dispute a Debt and Win
- How to Dispute a False Positive Drug Test
- How to dispute a rental collection
- How to Drag Out an Eviction
- How to Fight a Motion for Relief From Automatic Stay
- How to Fight an Eviction
- How to Fight Debt Collectors in Court and Win
- How to File a Civil Answer in Kings County Supreme Court
- How to File a Civil Answer With the Duval Clerk of Courts - Florida
- How to File a Motion to Extend Time
- How to File a Motion to Satisfy Judgment in Utah
- How to File a Motion to Set Aside Judgment
- How to File Chapter 13 Without an Attorney
- How to File in Bergen County Superior Court
- How to File in Deschutes County Circuit Court
- How to File in Josephine County Courthouse
- How to File in Miamisburg Municipal Court
- How to File in Monmouth County Courthouse
- How to File in Oak Grove Courthouse
- How to File in Oregon Small Claims Court
- How to File in Small Claims Court in Iowa
- How to File in the Houston County Superior Court
- How To Fill Out the PLD-C-001
- How to Find My Bridgecrest Login
- How to Find Out If You're Being Sued
- How to Find Out What Collection Agency Owns Your Debt
- How to Find the Attorney That is Suing You (Secret)
- How to get a case dismissed without prejudice on statute of limitations
- How to Get a Divorce in Florida
- How to Get Credit Card Debt Relief
- How to Get Debt Relief (Ultimate 50 State Guide 2023)
- How to Get Out of a Bridgecrest Loan
- How to get out of a RISE loan
- How to Get Out of Debt Before Retirement
- How to Get Out of Paying HOA Dues
- How to Get Relief From a Gambling Debt
- How to Hire a Mediator
- How to Identify Age Discrimination in the Employment Act
- How to identify fake and abusive debt collectors
- How to Liquidate Credit Cards Into Cash
- How to liquidate your assets to pay off debt
- How to Make a 609 Letter That Really Works
- How to Make a Debt Validation Letter - The Ultimate Guide (2023)
- How to Make a Motion to Dismiss
- How to Make a Motion to Lift Stay
- How to Make a Motion to Vacate Judgment
- How to Make a Will
- How to Make an Eviction Appeal
- How to Make Motion to Set Aside — Ultimate Guide
- How to Negotiate a Lien on a House
- How to Negotiate Credit Card Debts
- How to Paramount Recovery
- How To Pay for College and Avoid Debt
- How to Pay off Your Destiny Credit Card
- How to Perform Voluntary Repossession
- How to Protect Your LLC with a Registered Agent Service
- How to Recover from a Negative Bank Balance
- How to Report the Cancellation of a Debt on a 1040
- How to Respond to a Debt Collection Summons in Wyoming
- How to Respond to a Debt Lawsuit vs United Collection Bureau
- How to Respond to a Lawsuit Against Northstar Location Services
- How to Respond to a Sheriff's Note On Your Door
- How to respond to a Summons from VanSlam, Inc
- How to Respond to Plaintiff's Counsel
- How To Respond to Request for Admission
- How to Satisfy a Judgment
- How to Spot Common IRS Scams
- How to Stop Eviction Lawyers
- How to Stop Pinnacle Collections Agency
- How to Support Employees With Debt – HR Solution
- How to Use a Bonus to Solve Your Financial Problems
- How to Travel Without Falling into Debt: Embracing the "Workcation"
- How to Use King County Superior Court Electronic Filing
- How to Use Montgomery County E-Filing
- How to use My.Loanbuilder
- How to Use the Doctrine of Unclean Hands
- How to Walk Away from Credit Card Debt
- How to Win a Citibank Debt Lawsuit
- How to Win a Collect Pros Dispute
- How to Win a Credit One Bank Lawsuit
- How to Win a Debt Lawsuit Against Security Credit Services
- How to Win a Freedom Debt Relief Lawsuit
- How To Win a Mariner Finance Lawsuit
- How to Win a Portfolio Recovery Associates Debt Lawsuit
- How to Win When Sued by Blitt & Gaines
- How to Win When Sued by Pharia LLC
- How to Win When You're Sued by Paragon Revenue Group
- How to Write a Hardship Letter
- How to Write a Re-Aging Debt Letter
Learn more with these additional debt resources
- A Comprehensive Guide to Business Loans in the U.S.
- Bar Associations for All 50 States
- Bank of America Is Suing Me For Credit Card Debt — How to win
- Best Debt Consolidation Strategies
- Biggest Debt Collection Agencies (2023)
- Budgeting for Language Learning: Tips for Language Enthusiasts in Debt
- BYU Personal Finance Online Course (How to Get Back on Track After a Debt Lawsuit)
- Collection Agencies Phone Numbers
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