Every year, thousands of travelers get into accidents while they're traveling abroad. They get into ski accidents, get bit by mysterious bugs, get food poisoning, and all sorts of travel emergencies. And you know what they all have in common? They never thought it would happen to them. Green Shield travel insurance is here to help you in those situations. If you ever find yourself hurt or ill unexpectedly on your trip, we'll help you figure out where to get help and how to get reimbursem*nts for your expenses. In addition, we'll also help you figure out how to get home if you get stranded. In other words, we're there to help make you emergency situation less stressful and worrisome. Because the last thing anyone needs when they're hurt or ill abroad is to figure out how to get help alone. But before you go, read on to find out what Green Shield travel insurance is exactly and what they can do for you when bad luck strikes on your travels. Disclaimer: Green Shield is a non-profit medical insurance provider that was found in 1957. We offer different health insurance plans for working employees, students, and senior citizens. We are owned by a larger international medical service organization called Allianz. For Canadian citizens who wish to travel abroad or outside of their provinces, they may enroll in the Green Shield Travel Insurance plan for protection. We cover medical emergencies, transportation emergencies, as well as travel assistance. We have an on-call health center that you can call from anywhere in the world and we offer assistance in over 20 languages. Green Shield travel insurance covers all eligible members for 180 days or 90 days per trip depending on the plan that you have. There is a limit of $3,000,000 per person, per lifetime. For referral services, we cover up to $50,000 per covered person per the calendar year. As for what type of emergencies we cover, we cover sudden illnesses, injuries, and losses of transportation. This includes injuries from road accidents, traveling activities, expeditions, and illness from food, diseases, and environmental causes. Below is a more detailed review of all the situations and benefits of travel insurance. Left your wallet with all your identification cards in a taxi? Dropped your passport? Did someone steal your bag with all your travel documents in it? It's okay, it happens, we understand. If you ever find yourself stranded somewhere without your travel documents, don't worry, we'll help you get in touch with theCanadian embassywherever you are. We'll try to help you replace the documents or provide you with temporary ones to help you continue your journey or return home. If you ever find yourself suddenly sick or injured on a trip, where you need immediate medical attention, we'll be there to help you. We will help you locate the closest and best doctors. And we'll help you manage the bills either during your stay or after. Please keep in mind, an emergency illness or injury is defined as a condition that prevents you from partaking in your travel plans due to severe pain. Or if the condition is life-threatening. In addition, the illness or injury must have occurred while you're traveling and not a symptom of a pre-existing condition. You cannot be traveling for medical reasons. If you are sick or injured and you cannot get yourself to the hospital, please call yourself or have someone call an emergency ambulance for you. Green Shield travel insurance does cover emergency transportation. In dire situations where you might need other types of transportation, please call a representative and we'll assist you in getting the type of transportation you need. In the case of emergency illnesses or injuries, our travel insurance will cover any laboratory tests and body scans that you need. This covers body exams, consultations, blood tests, x-rays, or any kind of diagnostic examination. All tests and scans must be carried out by licensed doctors or nurses and we'll require proof of your lab results. If your illness or injury requires immediate surgery or operation, Green Shield travel insurance will cover up to $3,000,000 per lifetime. This also includes dental surgeries if the injury is in the mouth. All medical costs leading up to and after the surgery are part of this quote. We reimburse all medical supplies such as crutches, casts, or slings. If it's a tool or equipment that will assist you in your recovery and movement, it counts. For wheelchairs, you can rent them temporarily. Our travel insurance also covers prescription medications that come from licensed doctors. Please make sure you keep the receipts and prescriptions of everything you buy and use. If you are already taking any kind of medications at home, we advise you to keep a list of them for emergency uses. If your personal vehicle gets stolen anytime during your trip, you must report it right away to authorized personnel and file a police report. If local authorities can find your vehicle, we'll pay the costs to transport your vehicle back to you. If your vehicle is not found or it is damaged beyond use, we'll pay for your return transportation costs back home. Hearing news about someone in our family hurt while we're on vacation is one of the worst things that can happen to any traveler. If someone in your immediate family falls into a life-threatening illness or condition while you're away, we'll help you get to their bedside as soon as possible. People included as a part of your "immediate family" are your parents, spouse, siblings, and children. Need someone to help you find medical attention? Or get in touch with family members in case of a national emergency? Our free Green Shield travel assistance hotline will be there for you 24/7 from anywhere in the world. We'll answer any questions you have before, during, and after your trip. We also offer multilingual assistance if you're in a country where you cannot speak the language. While you're at the hospital recovering, we'll cover room and meals for as long as your doctor orders. If your doctor discharges you but your body is not stable enough to travel home yet, we'll pay for your stay in a local hotel or accommodation of your choice. All arrangements should be within usual and reasonable charges. Please make sure to keep all receipts and discharge papers, including a statement from your doctor about your inability to travel. We will check in with you during your recovery process. For all medical emergencies, make sure you report them within 48 hours of your first treatment. This means 48 hours from the time you enter the hospital or clinic. If you are unable to, please have someone else do it for you. Once you get to the treatment center, let someone know you have travel insurance and give them your travel insurance card. They can get in touch with us directly for billing reasons and we can help you set up plans to return home right away if necessary. Even better, if you are able to call us before you seek medical treatment, we'll help you find the best providers near you. We can help you let them know you're coming and help you set up direct payment with them. For all emergencies and incidents, make sure you get copies of official documents detailing the time and date of the event. Always get the names of people who are servicing you so if we ever need a statement from them, we'll know who to call. Traveling can be stressful enough as it is. And when something goes wrong, the last thing we want you to worry about is how you can get help or whether something we cover something. Travel insurance can help you alleviate some of that stress so you can focus on getting the help you need. Almost every person who's had Green Shield travel insurance has told us they were happy to have us when they got into an accident. But no one's ever told us they regretted having us when nothing happened. Don't get caught as the person without travel insurance when something goes wrong. If you have any more questions about travel insurance or would like more information on any other type of insurance, please visit our website to learn more.
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Who Is Green Shield?
What Benefits Does Green Shield Travel Insurance Offer?
1. Lost or Stolen Travel Documents
2. Emergency Illnesses and Injuries
3. Emergency Transportation
4. Laboratory Test and Body Scans
5. Surgical Procedures
6. Medical Supplies and Prescription Drugs
7. Lost or Stolen Vehicles
8. Death and Illness of an Immediate Family Member
9. Travel Assistance
10. Meals and Accommodations
How to Make Travel Insurance Claims
Have a Wonderful and Safe Trip
FAQs
How much coverage should you get for travel insurance? ›
Again, the majority of travel experts recommend getting the least expensive plan that still contains the coverage you need. Typically, a basic comprehensive plan — which includes perks like trip interruption, delays and cancellations, medical emergencies and more — is more than enough for travelers.
Why is travel insurance to Canada so expensive? ›Why is travel insurance to Canada so expensive? Medical care and treatment in Canada is of high quality, however, it is also very expensive. As a result, travel insurance for Canada often costs more as insurers will take the higher cost of healthcare into consideration if you have to make a claim.
Do I need proof of insurance to travel to Canada? ›There isn't a requirement to carry travel insurance as a tourist. Unless unusual circ*mstances are involved, customs officials won't turn you back at the border for not having proof of coverage.
How much does travel insurance cost Canada? ›The cost of trip insurance in Canada can vary widely, but on average, you might spend between CAD 50 and CAD 300. The price depends on factors like your destination, trip length, age, and the coverage you choose. It's similar to how plane ticket costs vary based on when and where you're flying.
Is 250000 enough for medical travel insurance? ›Squaremouth, a travel insurance comparison site, recommends at least $100,000 in medical evacuation insurance if you are traveling internationally. If traveling to a remote location or going on a cruise, Squaremouth recommends $250,000 in coverage.
How much in advance should I get travel insurance? ›For single-trip travel insurance, the start date should ideally be the same day you book your holiday to ensure you're covered for any eventualities, like trip cancellations. For annual travel insurance, the start date should be the day you book your holiday.
Does travel insurance get cheaper closer to the trip? ›Unlike other aspects of your travel experience like airfares or hotel-room rates, the price of travel insurance doesn't increase the closer you get to your travel date. There's no financial penalty if you wait to buy travel insurance (except for those bonus coverages, of course).
What travel insurance do I need for Canada? ›As Canada is a part of North America, you'll need worldwide travel insurance to protect you against: Loss, damage, or theft of your belongings - If your luggage goes missing or is damaged in transit, your insurance will help cover the costs of replacing your things.
Does Medicare cover me in Canada? ›In most situations, Medicare won't pay for health care or supplies you get outside the U.S. The term “outside the U.S.” means anywhere other than the 50 states of the U.S., the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, American Samoa, and the Northern Mariana Islands.
What does travel insurance not cover? ›Most travel insurance policies won't pay out if you're negligent while under the influence of alcohol or drugs, and have an accident or have property stolen.
Do you need extra medical insurance to travel within Canada? ›
Not all Medical Expenses are Covered by OHIP
The fact is provincial health insurance plans will only cover some medical expenses. Therefore, you should always protect yourself by purchasing medical insurance when travelling within Canada.
All Primary, Honorary or Complimentary AAA Members with “AAA Premier” or with “AAA Plus” and Associate Members whose Memberships were issued therewith (“Eligible Member” as further defined below), are eligible for the Travel insurance benefits and assistance coverage (the "Travel Emergency Service") as summarized (the ...
Can I use my US health insurance in Canada? ›Even though Canada is just over the border, your U.S. health insurance plan will not be accepted there unless it specifically provides global coverage. American Medicare also is not accepted in Canada. It's important to purchase travel medical insurance in case you suffer an injury or fall ill while in Canada.
How much is enough travel insurance? ›How much travel medical insurance do you need? Squaremouth, a travel insurance comparison site, recommends buying at least $50,000 in emergency medical coverage for international travel. For travelers going on a cruise or to a remote destination, the site recommends at least $100,000 in coverage.
Is 100000 enough for travel insurance? ›How Much Travel Medical Insurance Should You Buy? As a general guideline, it's wise to buy at least $100,000 in travel medical expense coverage. The most generous travel insurance plans provide $500,000 per person for emergency medical expenses.
Is excess travel insurance worth it? ›Having the right amount of insurance is hassle enough. Here's the thing, though: Excess insurance is not a bad thing when it comes to travel medical insurance. In fact, excess travel medical insurance as included in a Generali travel protection plan is something you should definitely consider for your next vacation.
Is it worth claiming on travel insurance? ›Travel insurance can give you extra protection if your holiday doesn't go as planned. This is very important if you are travelling independently because you may find yourself stranded with no way to get home and no rep to help sort out your holiday problem.
How much travel medical insurance do I need for Europe? ›A comprehensive travel policy with at least $50,000 in medical coverage is recommended when traveling to Europe or any country where you don't have health insurance. Travel medical insurance will cover expenses related to an unexpected injury or illness.
