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- Life Insurance
- Best Companies
By
David Rodeck
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Full Bio
David is a financial content writer in New York City. He specializes in covering insurance, investing, and retirement planning. Before writing full-time, he worked as a financial advisor and passed both the CFP and Series 6 exams.
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Updated September 06, 2024
Reviewed byEric Estevez
Fact checked by
Myles Ma
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Fact checked byMyles Ma
Full Bio
Myles Ma is a Senior Insurance Editor at Investopedia. He has nearly a decade of experience writing and editing insurance content at Policygenius, a leading insurance marketplace. His expertise has been featured in The Washington Post, CNBC, and PBS.
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Of the 45 life insurance companies we researched, we found that the best life insurance company is Nationwide. We evaluated insurers on 70 criteria, including price, policy types, financial stability, customer satisfaction, and the application process. While Nationwide was the best overall, other top insurers stood out in other categories. Investopedia reviews are data-driven and written by life insurance experts who follow stricteditorial guidelinesto provide unbiased, accurate, comprehensive reviews that can help you make the right decision.Investopedia launched in 1999 and has been helping readers find the best life insurance companies since 2020. We are dedicated to helping you find the right life insurance provider for your needs. The 10 Best Life Insurance Companies for September 2024 The 10 Best Life Insurance Companies for September 2024 Why Trust Us Compare Providers Our Expert Pick Types of Life Insurance Cost How to Choose Why You Should Trust Us FAQs Methodology Investopedia's Rating 4.8 Why We Chose It Nationwide is an excellent one-stop shop for life insurance, with the widest selection of product types and coverage limits, plus excellent customer satisfaction ratings and a very good financial strength rating from AM Best. To boot, it offers three living benefit riders for no extra charge. Nationwide has no coverage limits on children’s whole life, so you can buy as much protection as you can afford. You can also transfer the policy to your child when they’re grown. And if you buy a child term rider, the policy can be converted to a permanent life insurance policy at adulthood. Besides all of the things that make this a great policy for applicants of any age, we like that Nationwide offers no-medical-exam coverage of up to $1.5 million. It also has a final expense policy with no minimum issue age and a coverage limit of $50,000. Pros & Cons Pros Excellent selection of product types Superior financial strength rating (A+) 3 living benefits at no extra cost Great child life insurance features Few customer complaints Cons Doesn’t pay dividends on whole life policies Only sells term life up to age 70 No live chat for customer service Can’t start insurance claims online Overview Whatever kind of life insurance you want, there’s a good chance it’s available at Nationwide. It has one of the widest selections of product types among the insurance companies we reviewed. It was also one of the very best for its selection of riders to customize coverage, along with Ameritas and Brighthouse Financial. On top of that, Nationwide has a good customer service record, as shown by its National Associations of Insurance Commissioners (NAIC) complaint index and the fact that it was ranked #2 out of 22 insurers in the 2023 J.D. Power U.S. Individual Life Insurance Study. In addition, Nationwide policies include free living benefits. Your policy pays out while you’re alive if you develop a critical, chronic, or terminal illness. Nationwide only has a couple of minor flaws. It doesn’t pay whole life dividends. And it only sells term coverage up until age 70. Nationwide was founded in 1925 and has its headquarters in Columbus, Ohio. Policy Types & Riders Available Policy Types Available Riders Investopedia's Rating 4.1 Why We Chose It Banner Life Insurance Company’s term life insurance policies have low premiums and terms lasting up to 40 years. Coverage options start at $100,000 and have no upper limit. We like that term policies are renewable annually, and you can convert them to a permanent plan at no extra cost. The company also lets you get a quote and apply for a policy online. Pros & Cons Pros Competitive premiums for term life insurance Sells 40-year term policies No max coverage limit for no-exam policies Cons Limited selection of permanent policies Few riders for extra benefits No live chat Overview Banner by Legal & General could be a fine choice if you want temporary term life insurance coverage. It had some of the most competitive prices among the companies who gave us quotes, and it allows you to apply online. It is also the only insurer in our list besides Protective Life selling 40-year term policies that can last your entire working life. Most insurers limit you to 30 years. Banner Life falls short on product selection, though. Besides term, it only sells universal life and doesn’t provide many riders to customize coverage. Banner Life is headquartered in Frederick, Maryland, and its parent company, Legal & General, was founded in 1836. Policy Types & Riders Available Policy Types Available Riders Investopedia's Rating 4.0 Why We Chose It With a wide selection of whole life policy options, high coverage limits, and many rider benefits included free of charge, Lafayette Life is our top pick for whole life insurance. Pros & Cons Pros Many types of whole life insurance No limit for whole life coverage Pays whole life dividends Includes 3 free living benefit riders Cons No online quotes or application Doesn’t offer universal or variable life Only pays average dividends Overview Lafayette Life is our top choice for whole life insurance policies. It sells seven different whole life products, allowing you to customize your coverage to suit your needs. There’s also no limit on how much whole life insurance coverage you can buy. Finally, Lafayette Life includes many rider benefits at no extra charge, such as riders that let you use your death benefit for medical care while you’re alive if you get a chronic, critical, or terminal illness. While Lafayette Life pays whole life dividends, its dividend interest rate is lower than that of competitors such as MassMutual and Guardian Life. You must also call or meet an agent in person to sign up; you can’t enroll online. Lafayette Life, founded in 1905, is based in Cincinnati. Policy Types & Riders Available Policy Types Available Riders Investopedia's Rating 4.2 Why We Chose It SBLI combines low premiums for term insurance with a good customer service record, making it an ideal choice for someone on a budget. And it lets you convert your term policy to a permanent plan at no additional cost. Pros & Cons Pros Cheap term premiums Excellent online features and tools Few customer complaints Cons No universal or variable life insurance Low whole life dividend rate Overview If you’re looking for a deal on term life insurance, consider SBLI. It quoted some of the lowest overall premiums for term policies of all the companies we researched. Yet SBLI does not skimp on service. It has high customer satisfaction, as shown by its low number of customer complaints to state regulators. At the same time, SBLI offers excellent online capabilities, including online quotes, an online application, and live chat. If you want a permanent policy, SBLI might not be the best choice. It doesn’t sell universal or variable life policies, has a small rider selection, and pays a low whole life dividend rate. SBLI was founded in 1907 and is based in Woburn, Massachusetts. Policy Types & Riders Available Policy Types Available Riders Investopedia's Rating 4.0 Why We Chose It Penn Mutual customers can apply for coverage worth up to $10 million without a medical exam, more than any other company we reviewed. Pros & Cons Pros High coverage limit for no-exam policies Whole life policyholders are eligible for a dividend and the dividend rate has been high Excellent customer complaint record Cons No online application or quotes No final expense insurance No live chat for customer service Overview Penn Mutual has the highest coverage limit for no-medical-exam insurance among the companies we reviewed. You can get a policy worth up to $10 million through its accelerated underwriting program. The company, founded in 1847 and based in Horsham, Pennsylvania, has paid dividends to policyholders for 175 straight years, reaching a high of $200 million in 2024. The dividend interest rate of 5.75% was among the highest of the companies we reviewed. Penn Mutual has an excellent NAIC index, indicating that customers have made few complaints relative to the company's size. But if you want to shop for life insurance online, Penn Mutual doesn't offer the digital quoting and application features that many of its competitors do. You need to speak to an agent to buy its products. And while it has a wide product selection, it doesn't sell smaller, more affordable policies to cover final expenses. Policy Types & Riders Available Policy Types Available Riders Investopedia's Rating 4.1 Why We Chose It Thrivent received an A++ rating from A.M. Best for its financial strength, the highest score possible. But Thrivent is a member-owned organization for Christians. It asks that only Christians or their spouses apply. Thrivent had the best three-year average score for customer complaints to state regulators of any of the companies we researched—though MassMutual is a very close second. Thrivent’s average NAIC index was 0.73, far better than expected for a company of its size. MassMutual’s was 0.75.(An index of 1.0 indicates a company received about as many complaints as expected for its size.) Pros & Cons Pros A++ financial strength rating Best complaint score of any company we reviewed Good policy selection Cons Only available to applicants who declare themselves Christians No online applications Limited rider selection No child term rider Overview AM Best reviews insurance companies based on their financial strength. It gave Thrivent an A++ rating, the highest score possible. This shows that Thrivent is in an excellent position to pay out its claims and benefits. Thrivent also excels at pleasing customers. Of the more than 40 companies we reviewed, it received the fewest customer complaints relative to its size. Thrivent has a wide selection of life insurance types, including term, whole life, and universal. Still, the company has a few drawbacks. The main one is its limited membership—it is only open to Christians. Also, you can’t apply for policies online and must speak with an agent. Thrivent has fewer riders than other top competitors and is noticeably missing a child term rider. Thrivent was founded in 1902 and is located in Minneapolis. Policy Types & Riders Available Policy Types Available Riders Investopedia's Rating 3.9 Why We Chose It Pacific Life's universal life insurance (UL) selection stands out because the company offers all the main variations of UL (indexed universal, variable universal) and multiple product choices for each one. There’s also a large selection of riders and the UL coverage range is wide, with policies as small as $25,000 and essentially no maximum limit. Finally, you can also add a child term rider to UL policies. Pros & Cons Pros Sells all the variations of universal life No maximum coverage limits Great customer satisfaction rating Cons No online quotes or applications No whole life insurance Overview Pacific Life specializes in more complex universal life insurance policies. It sells all three main variations: universal, indexed universal (IUL), and variable universal (VUL). Only a few other insurers, such as Nationwide, Prudential, and John Hanco*ck, offer all three, and often they can’t match Pacific Life’s variety of product offerings. In some markets, Pacific Life has two different UL products, five VUL products, and four IUL products. However, Pacific Life requires you to meet a representative in person to discuss these complex products; you can’t apply online. Pacific Life also does not sell whole life insurance. Pacific Life launched in 1868 and is based in Newport Beach, California. Policy Types & Riders Available Policy Types Available Riders Investopedia's Rating 3.4 Why We Chose It Symetra sells policies worth up to $5 million that don’t require a medical exam, with rapid approval decisions. Pros & Cons Pros High limit for no-medical-exam life Fast underwriting decisions High customer satisfaction Cons Limited policy types Small rider selection Overview If you don’t want to take a medical exam, Symetra is another fine choice. You could qualify for up to $5 million of coverage with no exam, provided you can pass based on age, income, and medical records. Symetra lets you apply online and can make coverage decisions in minutes. While Symetra can be great for no-exam term life, it doesn’t offer much selection beyond that. It doesn’t sell whole life or many policy riders. Symetra was founded in 1957 and is based in Bellevue, Washington. Policy Types & Riders Available Policy Types Available Riders Investopedia's Rating 4.3 Why We Chose It Protective offers the best term rider for covering children, making it a fine choice to protect your entire family at once. Pros & Cons Pros Extensive coverage for child term rider Whole life policies available with a death benefit as small as $1,000 Sells 40-year term life Cons No children’s whole life policies All applications require a medical exam No dividends for whole life policies Overview A child term rider adds insurance for your children to your life insurance policy. While other insurers offer this benefit, Protective stands out for having the best. Its rider covers your children until they turn 25. Your children can also take over the life insurance when they become adults and convert the temporary term insurance into permanent lifetime coverage. However, Protective Life does not sell a standalone child’s whole life policy. If you want to cover your child, you can only do so through a rider. Beyond child coverage, Protective has a wide selection of policies and riders. Protective Life launched in 1907 and has its headquarters in Birmingham, Alabama. Policy Types & Riders Available Policy Types Available Riders Investopedia's Rating 3.9 Why We Chose It MassMutual stands out for paying the highest whole life dividend rate, helping grow the cash value for policyholders. Pros & Cons Pros Generous whole life dividends Sells whole life up until age 90 Great customer satisfaction rating Cons No online quotes or applications Applications require a medical exam No same-day decisions Overview MassMutual is another solid option for a whole life insurance policy. It pays the highest dividend rate of all insurers on this list, giving policyholders solid risk-free growth for their cash value. MassMutual also sells whole life policies to people up to age 90, tied with Thrivent and Guardian Life for the highest age limit. You can't apply online to take out a MassMutual policy and must meet with an agent. All applications require a medical exam and there are no same-day decisions. MassMutual launched in 1860 and is based in Springfield, Massachusetts. Policy Types & Riders Available Policy Types Available Riders All the companies in our roundup could be a fine choice for your coverage. The right option depends on what you’re looking for. Nationwide is our pick for best overall insurer thanks to its product selection, and it stands out as a top choice for covering children and people over 50. Protective Life is also a quality option for children’s life insurance, thanks to its child term rider. If you want temporary term coverage—meaning for a few decades instead of your whole life—Banner Life has the best overall term policies, while SBLI charges the cheapest term premiums for most people. If you want permanent coverage, Lafayette and MassMutual are great options for whole life, while Pacific Life is best for universal. If you don’t want to have to take a medical exam while applying, consider Penn Mutual or Symetra. Finally, Thrivent stands out as the most financially stable, per the AM Best ratings, and it has the best customer satisfaction rating of all the companies we researched. There are many types of life insurance, with differences based on how long the coverage lasts, the application process, and whether you get any living benefits (access to your cash value while you’re alive. Here are the main types on the market: Term life insurance is temporary coverage. You buy a policy that lasts a set amount of time, such as five or 20 years. If you pass away during the term, your heirs receive the death benefit. If you outlive the term, your coverage ends. Term life insurance is the most affordable option. However, it is not guaranteed to last your entire life and doesn’t provide cash value. Whole life insurance is guaranteed to last your entire life, provided you keep paying the premiums. The premiums are also guaranteed not to increase. Whole life insurance can build cash value with a guaranteed minimum return plus company dividends. Whole life insurance is more expensive than other policy types. Universal life is another type of permanent policy that can offer lifelong coverage. With universal life, you can change the premium payment each year. However, you must pay enough to keep up with life insurance costs. These policies give more flexibility but require more work to manage. Universal life insurance policies also build cash value. Regular universal life insurance grows based on market interest rates. Your returns are somewhat unpredictable, though there is a minimum guaranteed return. Indexed universal life insurance grows your cash value based on the performance of some market index, like the S&P 500. However, there are limits on your possible gains and losses. Many IULs guarantee a minimum return in market downturns but cap your growth in good years. Variable universal life and variable life both let you invest in stocks, bonds, and mutual funds. You have more upside potential than the other life insurance types but could lose money in your cash value during downturns. A VUL policy lets you adjust the premium payments yearly, whereas variable life charges steady premiums. No-medical-exam life insurance lets you apply for and potentially buy life insurance without getting a physical exam first. Instead, insurers decide to approve you based on other information like your medical and prescription records, driving record, and answers to questions on the application. No-medical-exam life insurance has a faster, easier application process. However, there could be limits on the coverage amounts and policy types. In addition, premiums can be higher for some kinds of no-medical-exam life insurance, like guaranteed issue burial insurance, because they accept people with health issues. Life insurance costs depend on several factors, including the amount of coverage, features and benefits, your age, gender, overall health, family medical history, lifestyle, and the insurer you work with. You’ll need to apply to see precisely how much life insurance costs for you. The type of coverage you buy also makes a big difference. Permanent policies like whole life insurance typically charge more than term life insurance policies for the same death benefit because the policy doesn’t expire as long as you pay your premiums, and it has a savings component (cash value) that grows as you age. Here are quotes from the top insurers in this article. As you age, the price of life insurance goes up. Older adults will usually get shorter terms, but still pay higher premiums than younger adults getting a longer term. The information below is for a 15-year term, versus the 30-year term quoted above. You shouldn’t work with just any company for your life insurance coverage. Follow these steps to make sure you do the right amount of research. For more help, check out how to choose the best life insurance company. Investopedia collected data points related to dozens of criteria that are important when choosing life insurance, across 45 companies. We used this data to review each company for financial stability, customer satisfaction, coverage options, cost, and other features to provide unbiased, comprehensive reviews that can help you make the right decision. Investopedia launched in 1999 and has been helping readers find the best life insurance companies since 2020. We are dedicated to helping you find the right life insurance provider for your needs. Life insurance provides financial protection for your death. When you sign up, you pick how much coverage you want. If you die while covered, the insurance company pays your heirs the death benefit. You must pay ongoing premiums to keep your life insurance policy active. You may need life insurance if you have people depending on you, like a spouse or young children. It could replace your salary if you pass away unexpectedly. You may also need life insurance if you have large debts you’d like to cover for your family, like a mortgage, student loans, or final expenses. Finally, if you own a business, you could buy life insurance to protect your partners and cover the lives of key employees. If you don’t have these needs now, consider whether they could come up in the future. You could set up life insurance to prepare now. The main pro of life insurance is that it can protect your heirs against the cost of your death. You can buy a large amount of coverage for a small premium using term life. Life insurance can also build wealth for the future using cash value. The main con of life insurance is that it costs money. You must pay the premiums to stay protected. It’s possible to pay years of premiums and not receive a death benefit payout because your coverage ends before you pass away. Some permanent policies may also not be the best use of your funds. You may be better off getting an affordable term policy and investing the rest of your money rather than paying for a more expensive permanent policy. You can get cheap life insurance by buying term life insurance, which is much more affordable than permanent coverage. You can focus on companies such as SBLI or Banner Life, which specialize in inexpensive policies. Get multiple quotes to see who offers you the best deal. Burial insurance is a type of life insurance specifically designed to pay for funerals and other final expenses. These are whole life policies without an expiration date. Burial insurance is usually for small amounts of coverage, just enough to cover the cost of a funeral. These policies typically have easier underwriting without checking for health issues. However, they can be more expensive than regular life insurance for some buyers and can have limits on paying out if you pass away within the first few years of buying coverage. Nationwide, Ameritas, Assurity, Protective, SBLI, Midland National, Banner, Thrivent, Lafayette, Penn Mutual, USAA, MassMutual, Mutual of Omaha, Columbus, Pacific Life, Guardian Life, Prudential, Equitable, Lincoln Financial, State Farm, AAA, Transamerica, John Hanco*ck, North American, , Brighthouse, Securian, Farmers, Northwestern Mutual, Symetra, Foresters, Gerber, Minnesota Life, Fidelity, Mutual Trust Life Solutions, Corebridge Financial (formerly AIG), New York Life, Kansas City Life, Globe Life, Aflac, Boston Mutual, Bankers, American National, Colonial Penn, Allianz To compile our list of the best life insurance companies, Investopedia first conducted preliminary research on dozens of life insurance companies and determined that 45 met our minimum standard for financial strength, customer satisfaction, and online transparency. For each of those, we then gathered a total of 70 evaluation criteria, resulting in 3,150 data points all together. Data was collected between May 20 and July 3, 2024, and sourced from company webpages, media representatives, third-party rating agencies (A.M Best, NAIC, and J.D. Power), and customer service calls. We combined subject matter expertise, consumer survey and company survey data, and industry research to create a quantitative model that scores each company based on six major categories: For more information, read our full methodology explanation. Article Sources Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in oureditorial policy. J.D. Power. "Satisfaction with Life Insurance and Annuity Products Climbs as Customers Embrace Digital, J.D. Power Finds." Penn Mutual. "Penn Mutual Announces Record $200 Million Dividend Award to Policyholders." Nevada Division of Insurance. "Funeral Insurance." Related Terms Group term life insurance is life insurance offered as an employee benefit. Often a base amount is covered at no charge, with the option to add more. more Adjustable life insurance allows policyholders the option to change key features like premiums and the death benefit. more Life Insurance: What It Is, How It Works, and How To Buy a Policy Life insurance is a contract in which an insurer, in exchange for a premium, guarantees payment to an insured’s beneficiaries when the insured dies. more What Is Guaranteed Universal Life Insurance? Guaranteed universal life insurance offers affordable permanent coverage, level premiums, a guaranteed death benefit, and may include a cash value component. more Waterfall Concept: What It is, How It Works, Example A waterfall concept is a method of intergenerational wealth transfer that utilizes a rollover of a life insurance policy to a child or grandchild. more Second-to-Die Insurance: How it Works and Why to Buy It Second-to-die insurance is a type of life insurance on two people providing benefits to the beneficiaries only after the last surviving person dies. more Investopediais part of the Dotdash Meredithpublishingfamily. We and our 100 partners store and/or access information on a device, such as unique IDs in cookies to process personal data. You may accept or manage your choices by clicking below, including your right to object where legitimate interest is used, or at any time in the privacy policy page. 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The Best Life Insurance Companies for September 2024
Best Overall, Best Children’s Life Insurance, Best for People Over 50 : Nationwide
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Best Overall
Best Life Insurance for Children
Best Life Insurance for People Over 50
Best Term Life Insurance : Banner by Legal & General
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Best Term Life Insurance
Best Whole Life Insurance : Lafayette Life
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Best Whole Life Insurance
Cheapest Term Premiums : SBLI
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Cheapest Term Premiums
Best No-Medical-Exam Insurance : Penn Mutual
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Best No-Medical Exam Insurance
Best for Financial Strength, Best for Customer Satisfaction : Thrivent
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Best for Financial Strength
Best for Customer Satisfaction
Best for Universal Life : Pacific Life
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Best for Universal Life
Also Great for No-Medical-Exam Life Insurance : Symetra
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Also Great for No-Medical Exam Life Insurance
Also Great for Children’s Life Insurance : Protective Life
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Also Great for Children’s Life Insurance
Also Great for Whole Life Insurance : MassMutual
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Also Great for Whole Life Insurance
Compare the Best Life Insurance Companies
Company Star Rating Best For AM Best Rating NAIC Complaint Index Sample Term Cost* Nationwide 4.80 Best Overall Best Life Insurance for People Over 50 Best for Children’s Life Insurance A+ 0.372 $31.50 Banner 4.08 Best Term Life Insurance A+ 0.341 $27.96 Lafayette 4.02 Best Whole Life Insurance A+ 0.307 N/A SBLI 4.23 Cheapest Term Premiums A 0.327 $27.97 Penn Mutual 3.96 Best for No-Medical Exam Insurance A+ 0.109 $28.29 Thrivent 4.06 Best for Financial Strength Best for Customer Satisfaction A++ 0.073 $26.66 Pacific Life 3.86 Best Universal Life Insurance A+ 0.086 $28.02 Symetra 3.40 Also Great for No-Medical-Exam Life Insurance A 0.337 $27.98 Protective 4.27 Also Great for Children’s Life Insurance A+ 0.449 $27.97 MassMutual 3.86 Also Great for Whole Life Insurance A++ 0.075 $33.50 Our Expert Pick for the Best Life Insurance
What Are the Types of Life Insurance?
What Is Term Life Insurance?
Best Term Life Insurance Companies Banner Best Overall Best Convertible Term SBLI Best for Cheap Insurance Protective Best for Children AAA Best for Return of Premium Nationwide Best for Living Benefits State Farm Best for Financial Stability What Is Whole Life Insurance?
Best Whole Life Insurance Companies Lafayette Best Overall MassMutual Best for High Issue Age
Best for Financial Strength
Best for Dividends
Best for Customer SatisfactionNationwide Best for Living Benefits
Best for Burial InsuranceAssurity Best for Children Transamerica Best for Small Policies What Is Universal Life?
What Is Indexed Universal Life Insurance (IUL)?
What Are Variable Universal Life (VUL) and Variable Life Insurance?
Best Universal Life Insurance Companies Pacific Life Best Overall
Best Variable Universal Life
Best Indexed Universal LifeMassMutual Best for Customer Satisfaction
Best for Living Benefits
Best for Financial StrengthJohn Hanco*ck Best for High Issue Age Midland National Best for No Medical Exam What Is No-Medical-Exam Life Insurance?
Best No-Exam Life Insurance Companies Penn Mutual Best Overall
Best for High Coverage LimitThrivent Best for Financial Strength
Best for Customer SatisfactionNationwide Best for Instant Decision
Best for Burial Insurance How Much Does Life Insurance Cost?
Term Life Policy Costs
Company Name 30-Year-Old Female 30-Year-Old Male 40-Year-Old Female 40-Year-Old Male 55-Year-Old Female 55-Year-Old Male Nationwide $18.81 $22.97 $26.25 $31.50 $99.97 n/a Banner $14.36 $17.03 $22.67 $27.96 $90.52 $117.74 Lafayette n/a n/a n/a n/a n/a n/a SBLI $14.34 $16.99 $22.68 $27.97 $68.30 $98.30 Penn Mutual $14.53 $17.23 $22.94 $28.29 $82.11 $119.13 Thrivent $15.70 $18.92 $26.66 $21.93 $86.86 $121.05 Pacific Life $14.40 $17.16 $22.73 $28.02 $91.12 $118.49 Symetra $14.38 $17.05 $22.69 $27.98 $90.54 $117.76 Protective $14.37 $17.04 $22.68 $27.97 $90.53 $117.45 MassMutual $17.84 $21.32 $26.97 $33.50 $103.53 $140.51 Term Life Policy Costs for Older Adults
Company Name 65-Year-Old Female 65-Year-Old Male Nationwide $110.25 $170.41 Banner $103.18 $131.97 Lafayette n/a n/a SBLI $101.16 $140.02 Penn Mutual $86.36 $133.53 Thrivent $85.36 $117.61 Pacific Life $91.15 $132.09 Symetra n/a n/a Protective $89.14 $131.98 MassMutual $99.83 $157.69 How to Choose the Best Life Insurance Company
Why You Should Trust Us
Frequently Asked Questions
What Is Life Insurance and How Does It Work?
Do I Need Life Insurance?
What Are the Pros and Cons of Life Insurance?
How Can You Get Cheap Life Insurance?
What Is Burial Insurance?
Companies We Reviewed
How We Review the Best Life Insurance Companies
Guide to Life Insurance
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