Sun Life Financial Health Insurance Review
Canada’s best health insurance for:
Travel medical coverage
We love a good deal—don’t you? Sun Life provides a superiorhealth insuranceproduct at a very competitive price. If you’re a globetrotter, they even havetravel insurance coveragefor up to 60 days built into their standard and enhanced plans.
If your needs are more than basic, Sun Life might have the best plan for you. More of a Plain Jane or have most of your coverage needs met elsewhere? The bare-bones Sun Life basic plan might be for you!
Prescription medication
Basic – 60%, up to $750 per year
Mid-tier – 70% up to $7,000 per year
Enhanced – 80%, up to $5000 per year
Paramedical expenses
Basic – 60%, up to $25 per visit, $250 per practitioner per year
Mid-tier – 100%, no visit max, up to $300 per practitioner per year
Enhanced – 100%, no visit m ax, up to $400 per practitioner per year
Mental health services
Basic – 60%, up to $25 per visit, $250 per practitioner per year
Mid-tier – 100%, no visit max, up to $300 per practitioner per year
Enhanced – 100%, no visit m ax, up to $400 per practitioner per year
Dental
Basic – 60% preventative, no restorative coverage, no orthodontic coverage
Mid-tier– 70% preventative, no restorative coverage, no orthodontic coverage
Enhanced – 80% preventative, 50% restorative, 60% orthodontic coverage
Vision
Basic – no coverage
Mid-tier – $150 for glasses/contacts/surgery, $50 per eye exam
Enhanced – $200 for glasses/contacts/surgery, $50 per eye exam
Travel
Basic –$1 million, 60 days per trip
Mid-tier – $1 million, 60 days per trip
Enhanced –$1 million, 60 days per trip
Sun Life Health Insurance Pros:
- Competitive price
- Extensive prescription coverage
- Travel coverage for up to 60 days (standard and enhanced)
Sun Life Health Insurance Cons:
- Limited coverage for counseling services
- No travel insurance for basic plans (no option for add-ons)
- No vision insurance for basic plans (no options for add-ons)
Who is Sun Life?
Sun Life Financial, Inc. is one of thelargest life insurance providersin the world, and also one of the oldest, with a history spanning back to 1865. Apart from Canada, they have a presence in the US and in seven Asian markets, including China and India. The Sun Life Assurance Company of Canada offers a wide variety of products acrosslife,health, and other individual insurance such astravel,mortgage, andbusiness owner insurance. They also offersavingsandretirement incomeplans andinvestment products.
What other insurance coverage does Sun Life offer?
