The 7 Best ERC Companies for (September 2024) (2024)

ERC Specialists enters the picture with decades of payroll experience already under its belt. Because employee retention credits come through payroll returns and not income taxes, this gives the team a leg up. As a result, the average business earns 10% to 20% more than someone less familiar with the program. Processing speed with ERC Specialists is through the roof, allowing you to get paid that much faster.

Why we chose it: ERC Specialists lives up to its name, averaging higher refunds than other companies in the industry.

Pricing: There’s no set rate for working with ERC Specialists, the amount you pay depends on your refund. It’s possible to pay after you receive your money or earn a discount for paying upfront.

Bridge Loans Available

While ERC Specialists has a lot to offer, it does not have bridge loans to take advantage of. If your company is hurting financially from the pandemic, consult a bank or lending institution for funding options.

Qualifying Process

A detailed and thorough questionnaire leads you through the qualification process. After completing the form, someone from ERC Specialists will contact you whether or not you are entitled to a refund.

Processing Time

ERC Specialists boasts a faster turnaround time due to a streamlined process. It usually takes a few weeks to review your paperwork and send you documents to sign.

Other Features

Most ventures offering assistance with employee retention credit don’t have the payroll knowledge necessary to maximize your grant. ERC Specialists has decades of experience in the space, allowing its team to understand the process fully.

Omega Accounting Solutions may not have control over the IRS, but the company processes everything quickly on its end. It starts with a free ten-minute consultation followed by a walkthrough for uploading your documents. The ERC services calculator gives you a good idea of how much you’ll receive when the time comes. If you can’t wait that long, Omega Accounting Solutions has bridge loans to keep you afloat.

Why we chose it: Omega Accounting Solutions has a fast application process where you’ll have a rough idea of how much you’re owed within minutes.

Pricing: You won’t find any pricing details on Omega’s website. During your free consultation, be sure to inquire about the costs for your specific case.

Bridge Loans Available

Omega Funding Solutions is an offshoot of the parent company and offers bridge loans. The amount you’re eligible for depends on your expected ERC services refund amount at the time of filing. You won’t have to pay anything upfront and can see funds in as little as three days.

Qualifying Process

The qualifying process starts with a simple form on Omega Accounting Solutions’ website. If you qualify based on the initial questions, an agent will call you for a free ten-minute consultation.

Processing Time

There are only three simple steps Omega walks you through, assuming you meet the criteria. First, you’ll need to upload pertinent documents to the website. Afterward, company experts will calculate your refund and prepare the filing for you.

Other Features

Even before submitting your paperwork, Omega Accounting Solutions tempers your expectations with an ERC calculator for your team. There’s no need to pay a dime until you’re sure about what’s coming your way.

Bottomline Concepts has a proven track record with ERC grants. They’ve worked with several well-known organizations like Rolex, GNC, and even the Boston Red Sox to reclaim funds lost to the COVID pandemic. Its team has a solid understanding of the grant process, earning back over $1.2 billion to date. Best of all, Bottomline Concepts only gets paid based on the amount it brings in for your company. There’s no risk of losing funds if you don’t qualify.

Why we chose it: Bottomline Concepts goes to work for you, maximizing your grant amount with its proven process.

Pricing: Bottomline Concepts doesn’t reveal any pricing information on its website. You can rest assured that you only have to pay if the company earns some grant money for you.

Bridge Loans Available

There are no bridge loans available through Bottomline Concepts. If you need some funds to cover a gap in operations, you’ll have to turn to a bank or lending company.

Qualifying Process

On its website, you’ll find a short form you can use to see if you qualify. The series of questions are specifically formulated to determine eligibility, even if it’s for a shorter window than the program allows. Once finished, an employee from Bottomline Solutions will call you to continue the process.

Processing Time

Bottomline Concepts has a division dedicated to employee retention credits that serves a large audience of clients. The easy-to-follow process helps expedite your refund, although Bottomline Concepts has no control over how quickly the IRS processes your money.

Other Features

The team at Bottomline Concepts has an intricate knowledge of the ERC filing process. An easy-to-follow questionnaire ensures you qualify for a refund and defines precisely what you’re entitled to.

If you want to get a refund fast, ERC Today may be your best bet. Its system gets you through the filing process in as little as seven days so the IRS can process your claim. This is all ERC Today does, and they’ve become experts at working through the red tape without cutting corners. A secure client portal is in place to protect your sensitive information from the internet at large.

Why we chose it: ERC Today’s simple and flexible system can have you filing claims in as little as seven days.

Pricing: ERC Today doesn’t give a clear picture of how much it takes from your refund as a cost of doing business. The filing process is free, and you’ll find out along the way how much the company plans to keep.

Bridge Loans Available

As a specialist in getting you a refund, ERC Today doesn’t dabble in bridge loans or other extra perks. Its goal is to get you money as quickly as possible by expediting your filing.

Qualifying Process

A 12-question initial application stands between you and knowing whether or not you qualify for a grant. Once given the okay, you’ll get access to a secure portal for uploading your documents.

Processing Time

From start to finish, it takes ERC Today approximately one to two weeks to get your claim over to the IRS. Alongside having one of the fastest processing times, it’s also one of the most accurate.

Other Features

ERC Today has program experts ready to help you with your claim without having to deal with slowdowns from your payroll company. Everything you need to submit passes through a secure portal so you know your information is safe.

ERC Assistant consists of a crew of business owners who know the system well. After receiving over $1.5 million more than estimated, the team set out to get other ERC agency similar success. If you prequalify, ERC Assistant will set you up with the right firm so you can get what you deserve. Qualifying for your grant is a breeze, thanks to ERC Assistant’s 45-second questionnaire.

Why we chose it: ERC Assistant has the backing of business owners who have been through the process to get you the maximum refund for your company.

Pricing: Setting up your approval through ERC Assistant is free. The company does not share pricing information, but its cut depends on what you get back.

Bridge Loans Available

There are no bridge loans available through ERC services Assistant at this time. Its team hooks you up with the best firm to get your refund as fast as possible. If you need immediate assistance, you’ll need to look for a reputable lender.

Qualifying Process

You’ll know if you have a shot at a refund within 45 seconds, thanks to ERC Assistant’s quick qualifying process. If you meet the requirements, someone from the team will contact you for next steps.

Processing Time

Since ERC Assistant is not an accounting firm, it takes a little time to choose the right one for you. With the best firm in your pocket, filing tends to go more smoothly.

Other Features

ERC Assistant is run by other business owners, not employees in a stuffy office. They’ve been through the process and know exactly what it takes to get the biggest grant for your small to medium business.

Lendio stands out for the many ways it can finance your company so you can stay in top form. Whether you need money for equipment, accounts receivable, or something else, Lendio has something for you. In most cases, you’ll have cash in your hands within 24 hours. Rates for ERC processing are among the best out there, and a handy mobile app makes it possible to apply no matter where you may be.

Why we chose it: Lendio has a long list of financing opportunities for acquisitions, equipment, and general use to keep you in business while you wait for a refund.

Pricing: There’s no fee for checking eligibility or applying for a refund with Lendio. When the time comes to receive your funds, the company takes a competitive 15% for its part of the process.

Bridge Loans Available

Lendio does bridge loans and then some. You can get general loans within 24 hours of applying with reasonable payback rates. The company also offers specialized loans with generous terms to help get your business to the next level.

Qualifying Process

Everything starts out simple enough with Lendio’s quick questionnaire. If you pass the test, an agent will reach out to help you complete the process.

Processing Time

There’s some lag when walking through the application process with Lendio. It takes on average 25 days to file your claim with the IRS. From there, you’re at the mercy of the government to get what’s owed you.

Other Features

Filling out paperwork can be a drag, so Lendio integrates with over 150 payroll applications to speed up the process. You can submit claims from your PC or make use of the excellent mobile app to apply from anywhere with an internet connection.

File confidently through Innovation Refunds, where a team of tax attorneys scrutinize your employee retention credit paperwork. They don’t get paid until you do, and the network will defend their work should the IRS come knocking. Innovation Refunds assigns a dedicated ERC refund specialist to your claim so you’re not dealing with a computer algorithm. Fees may be on the higher side, but you’re left with no surprises.

Why we chose it: A power-packed team of tax attorneys and free audit protection ensure you get the most out of your refund while keeping those funds safe.

Pricing: Innovation Refunds will take 25% off the top of your employee retention credit for the work it puts in to earn you money. Since the company’s profit is tied to yours, you can rest knowing you’ll get the most possible. There are no hidden costs, so you’re aware from start to finish what you’ll pay.

Bridge Loans Available

To focus all its energy on getting you money, Innovation Refunds doesn’t provide bridge loans to cover gaps in your income. If you can’t hold on until your check arrives, look to your bank for financing options.

Qualifying Process

The claim process begins by seeing if you’re eligible for a grant and then sets out to get you the most money possible. Because of this, the form can take upwards of eight minutes to complete.

Processing Time

You’re dealing with a real person at Innovation Refunds, which also means actual business hours. Agents respond and work through claims quickly and efficiently, but they will take the time to ensure you get what you deserve.

Other Features

When you sign on to use Innovation Refunds, you’re put in touch with an actual agent who sees your claim through to the end. There’s no jumping from person to person or dealing with algorithms that make assumptions about your company. Once you receive your cash, Innovation Refunds protects you from audits at its own expense.