Surcharge-Free ATMs - Affinity Credit Union (2024)

FAQs

What is the largest surcharge-free ATM network? ›

NCR Atleos' Allpoint is the largest surcharge-free ATM network worldwide with over 55,000 ATMs in leading national and regional merchant locations across the United States, Canada, United Kingdom, Puerto Rico, Australia and Mexico.

A surcharge-free ATM does not assess transaction fees for withdrawals. If you one to withdraw cash, you won't have to worry about the ATM owner withholding a portion of your funds to cover the fee. This guide dives a bit more into ATM surcharges and how they work, along with a few key benefits of ATM banking.

Automated Teller Machine (“ATM”) Transactions.

You may use your Visa® Debit Card (not applicable for HSA accounts) to access your account at an ATM as follows: • You may withdraw up to $1,000.00 per day. You may make deposits to your accounts at certain Affinity Plus ATMs.

Today, Affinity proudly serves members across the nation, with branches and ATM's located throughout New Jersey, New York, Pennsylvania, and Connecticut.

Access your money when you need it with fee-free ATMs¹ at stores like Walgreens^®, 7-Eleven^®, Target^®, Circle K, and CVS Pharmacy^®.

There are several ways for you to avoid ATM fees, with the most simple one being to only use ATMs within your bank's network. You can generally locate the nearest fee-free ATM using your bank's mobile app. Online-only accounts often offer access to larger ATM networks than brick-and-mortar banks.

You can use your Cash App Card at any ATM for a $2.50 fee, plus any out-of-network fees charged by the ATM operator.

Get an Affinity Plus checking account with no minimum balance, no monthly maintenance fees, and no ATM fees at 60,000+ machines nationwide.

What is the Zelle limit for Affinity Federal Credit Union? ›

LimitsTypically within minutes1-3 business daysDaily Limit $2,500 $2,500 30-Day Limit $5,000 $5,000 More Info Number of transactions allowed: 15 per day... How do I request money using Zelle®?

With Affinity Merchant Payment Services, you get:

Visa^®, Visa^® Debit, Mastercard^®, Mastercard^® Debit, American Express^® and Discover^® are all accepted.

shareholder: Affinity operates with the member, not a shareholder, in mind. Our decisions are through the lens of what the member needs and how we can support the well-being of the membership. Banks must satisfy shareholders first where credit unions satisfy their members first.

Maximum daily deposit limits

$5,000 per day. Limits above $5,000 available upon request¹.

More is a program that rewards members for doing more with us. The more products and services you use, the more perks you get. Members with a score of 200-399 receive More perks.

Allpoint® is America's largest surcharge-free ATM network. With over 55,000 worldwide, Allpoint is your single source for surcharge-free access from coast to coast. You'll find Allpoint ATMs located in convenient national, regional and local retailers.

National Financial Switch (NFS) is the largest network of shared automated teller machines (ATMs) in India.

As of my knowledge cutoff in 2021, State Bank of India (SBI) is the largest public sector bank in India and has the largest network of branches and ATMs across the country.

The average ATM fee is highest in Atlanta, where people can pay $5.33 to withdraw cash at an out-of-network machine, according to Bankrate's survey. The average withdrawal fee also topped $5 in San Diego, Phoenix, Detroit and Cleveland.