FAQs
Store Cards for a 530 Credit Score
- Secured: Amazon Secured Credit Card.
- Unsecured: Montgomery Ward Credit Account.
- Easy Approval: Fingerhut Credit Account.
What store card is easiest to get approved for? ›
Here's a Summary of the Best Instant Approval Store Credit Cards
- Prime Visa.
- Costco Anywhere Visa® Card by Citi *
- Gap Good Rewards Mastercard® *
- Key Rewards Visa *
- Target Circle™ Credit Card *
- MyLowe's Rewards Credit Card *
- Kohl's Card *
What store card can I get with a 500 credit score? ›
The best store credit cards for bad credit are the Montgomery Ward Credit Account and the Amazon Secured Credit Card. Both of these store credit cards accept applicants with bad credit scores, have $0 annual fees, and report to the major credit bureaus.
What credit score is needed for a store credit card? ›
Some store cards will approve applicants with scores as low as 550, which is considered poor. There is no defined range for a fair credit score, but typically a FICO score between 580 and 669 are considered fair. Other factors in addition to credit score can be considered when reviewing applications.
Can I get a Walmart credit card with a 520 credit score? ›
You need a credit score of 640 or higher (fair credit or better) to get a Walmart credit card. Your income, existing debt load, recent credit inquiries, employment status, and housing status will also impact your chances.
What credit score does Kohl's require? ›
The Kohl's Credit Card approval requirements include a credit score of 640 or higher. This means you need at least fair credit to get approved for this card. Keep in mind that the issuer will also consider your credit history, income, and existing debt obligations when making a decision.
What store card can I get with a 570 credit score? ›
Best Store Credit Cards for Bad Credit
- Amazon Prime Secured Card *: Best Store Credit Card for Rewards on Amazon Purchases.
- Overstock™ Mastercard® *: Best Store Credit Card for Bed Bath & Beyond Shoppers.
- Shell Fuel Rewards® Credit Card *: Best Store Credit Card for Those Who Fill Up at Shell.
What credit score do you need for a Ross card? ›
You need a credit score of 640 or higher to get a Comenity Bank credit card in most cases. That means you need at least fair credit to get approved. However, there are some Comenity credit cards that require a credit score of 700 or better (good credit).
What credit score do you need for a Walmart store card? ›
You only need fair credit to qualify for a Walmart Credit Card, so you should have a good chance of getting approved as long as your credit score is 640 or higher, you have a steady income, and you're both a U.S. resident and 18+ years old. The same applies for the Walmart® Store Card, too.
What store cards can I get with 540 credit score? ›
The best store credit card you can get with a 540 credit score is the Amazon Secured Credit Card, which has a $0 annual fee and offers 2% cash back on Amazon purchases if you are a Prime member. It requires a minimum security deposit of $100, making it easier to get with bad credit.
The Target Credit Card requires fair credit or better (640+ credit score) for good approval odds. When you apply for a Target Credit Card, the issuer will also consider your income, employment status, debts, housing information, and more.
What credit score do you need for a Dillards card? ›
Keep in mind that the Dillard's Store Card requires Fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score. So, it's good to know what your chances are before applying.
Is Target Credit Card hard to get? ›
The Target Credit Card requires fair credit or better (640+ credit score) for good approval odds. When you apply for a Target Credit Card, the issuer will also consider your income, employment status, debts, housing information, and more.
What store credit card can I get with a 640 credit score? ›
The best store credit card you can get with a 640 credit score is the Target Credit Card, which has a $0 annual fee and offers a 5% discount on Target purchases. It is available to people with fair credit and can only be used at Target and Target.com.
What's the easiest credit card to get? ›
The Discover it® Secured Credit Card is our top pick for easiest credit card to get because it's geared toward those with limited / poor credit. It offers great rewards and charges a $0 annual fee.
Can you get anything with a 530 credit score? ›
A 530 credit score can be a sign of past credit difficulties or a lack of credit history. Whether you're looking for a personal loan, a mortgage or a credit card, credit scores in this range can make it challenging to get approved for unsecured credit, which doesn't require collateral or a security deposit.
Can I get credit with a score of 530? ›
Your score falls within the range of scores, from 300 to 579, considered Very Poor. A 530 FICO® Score is significantly below the average credit score. Many lenders choose not to do business with borrowers whose scores fall in the Very Poor range, on grounds they have unfavorable credit.