Welcome to Specta; Nigeria’s fastest lending platform which gives you access to loans up to N5 Million in one transaction and all in 5 minutes. Our goal is to create a simple, convenient and bespoke experience for you using proprietary data and analytics to review applications.
With Specta, you do not need collaterals, guarantors or a visit to any office to get your loan approved and funds disbursed. Once application is complete, scoring is instant, and disbursem*nt done in less than 5 Minutes.
Specta is opened to everyone irrespective of occupation and bank.
Specta has the following packages to serve you: