Our 401(k) plans cost up to 68% less than the industry average.* We offer simple setup and dedicated support to help you and your business every step of the way.
To get customized pricing tell us about your company:
Our 401(k) plans are designed to lower the cost of retirement benefits to help you save more. Whether you’re a small business starting your first 401(k) plan or a larger business looking to save costs and increase your service, we’re here to serve you.
Affordable
Our Solo 401(k) plans start at $8/month, while our 401(k) plans for businesses with employees begin at less than $100/month.
Tax-Friendly
Grow your savings with a 401(k) plan—capitalize on tax benefits to keep more of what you earn. Businesses starting their first plan can access up to $16,500 in tax credits1.
Dedicated Support
Our Investment Committee consistently monitors and evaluates your investment roster and model portfolios. And our dedicated Customer Success Managers support you at every stage of the process.
See How Clients Big and Small Succeed with ShareBuilder 401k
The comments and benefits of ShareBuilder Advisors' clients reflect their experience which may vary from other clients.
This client received no compensation for sharing their experiences.
Rated best 401(k) provider by:
2
Watch Our 3-Minute Video to Learn How Your Business Can:
- Offer a customized 401(k) plan - whether you’re
self-employed or have 100 employees - Lower your taxes as you save for retirement
- Leverage ShareBuilder Advisors' investment expertise and Customer Success Managers
News and Tips from Our Blog:
What is a Safe Harbor 401(k)?
6 MINUTE READ
Safe Harbor 401(k) plans enable small business owners to contribute the maximum amount of their annual income into a tax-deferred retirement account and automatically satisfy government required non-discrimination compliance tests. Learn how this works, how tax deductions work, and if it's right for your business.
Read article >
What’s the Best 401(k) for Your Business?
6 MINUTE READ
When small business owners decide to set up a retirement plan, they’re often surprised by how many types there are, and can have trouble finding the right fit for their business. Discover the differences between traditional 401(k) plans, safe harbor 401(k)s, and tiered profit sharing plans to find the best 401(k) plan for your business.
Read article >
We Help Any Size Business Save More for Retirement
As a 401(k)-industry pioneer, ShareBuilder 401k:
- Has been in business since 2005 serving over 6,500 businesses and their employees
- Keeps investment expenses under 1% so more of your money stays invested
- Believes in great digital and people services connecting you with a dedicated 401(k) advisor
See how we cut costs
Get Big 401(k) Benefits at a Small Price! *
Tell Us About Your Business
Set Up Your Plan
Build Your Retirement
Takes just a few minutes to find the 401(k) plan for you.
Find Your Plan
* ShareBuilder 401k plan expenses range from 23% to 68% less than the industry average at various data points from a $50K plan with 6 participants to a $100M plan with 2,000 participants based on 401k Averages Book 2023 Data and Custom Benchmarking report prepared for ShareBuilder Advisors. Cost comparisons are based on plan assets and number of participants and reflect core on‐going 401(k) plan expenses that a company and/or its employees can expect to incur as a percentage of assets with most any 401(k) plan. This includes administration, recordkeeping, tax filing prep documents, plan testing, fund expense ratios, and other investment costs passed on to every participant to service the plan. It does not include unique employee-initiated transactions such as loans, distributions or employer transactions such as plan amendments. ShareBuilder 401K pricing is based off of standard pricing rates for our typical Safe Harbor 401(k) plan design. This claim is not applicable to solo 401(k) plans.
1 For Additional offer details and terms, please click here.
2 Forbes and CNN: Rated 2024 Top 401(k) provider by forbes.com editorial team on February 1, 2024, and CNN Underscored Money editorial team on April 11, 2024. Forbes.com and CNN received no compensation for providing this rating. Nerd Wallet: Voted 2022 Top 401k provider by nerdwallet.com editorial team on March 18,2022. Nerdwallet.com received no compensation for providing this rating.
Our low-cost 401k plans are easy to setup online and are supported by our 401k advisors and specialists. ShareBuilder 401k serves small business and medium-sized companies, as well as the self-employed. We offer Roth 401k, Safe Harbor 401k, Traditional 401k, and Solo 401k options. Your 401k plan is paired with investment management expertise and employee education to help you save more.
