Shopping on a Budget (2024)

It is possible to shop for healthy foods on a budget. Here are some ideas to help you get started:

Before You Go…Make a List & Stick to it

Make a shopping list for all the items you need. Keep a running list on your phone, on the refrigerator, or in a wallet. When you’re in the store, do your best to buy only the items on your list.

Watch for sales, coupons, and loyalty programs

  • Check your local grocery store for sales and look in circular flyers.
  • Use coupons to save even more money for you and your family, and be sure to buy what you know they will eat.
  • Use store loyalty programs and/or shop at discount stores but take note some may charge an annual fee.

At the Store…Shop Wisely

  • Buy store brands! They are almost always less expensive than brand names.
  • Scan the top and the bottom of the shelves in the aisle. Stores often have higher-priced products at eye level.
  • Meat, poultry, and fish can be the most expensive items at the grocery store. To decrease the cost, buy in bulk if available and once you get home separate, place in freezer bags (make sure you get all the air out), and place in the freezer.

MEAL PLANNING

Go through your cupboards, refrigerator, and freezer. What do you have already that needs to be used?

Make a stir fry with the leftover rice by adding some vegetables. Put those roasted vegetables to work and make a veggie pot pie. There are so many options! You could also try vegetarian dishes and proteins like beans and lentils. They’re a great meatless alternative that also happens to be inexpensive, rich in nutrients, high in fiber, and great for the planet. Start simple with a vegetarian chili recipe. You can even prepare a bag of dried beans and freeze those the same as you would meat.

Keep Budget-Friendly Pantry Items

  • Keep a few budget-friendly pantry items to have a meal on the table fast. Dried beans, pasta, rice, oats, and tomatoes make dinner easy when time is short.
  • Keep canned tuna, chicken, and beans in the cupboard as well for a quick and protein-rich meal.

Fresh, frozen, or canned?

Frozen and canned fruit and vegetables are harvested at their peak of freshness. This means that you can use them when fresh produce is not available and still make healthy choices. It also helps you save time and money!

Canned is another way to have fruit and vegetables always handy. Like their frozen counterparts, they are harvested at their peak. When purchasing, canned vegetables, and beans look for low-sodium or sodium-free on the label. Canned fruit can be packed in ‘heavy syrup’. Make sure you check the label first and look for fruit packed in its own juice (100% juice).

You can also freeze or can produce to make the most of the short growing season in Massachusetts so you and your family can enjoy fresh produce throughout the year! Here’s a handy chart to see what is in season.

Say no to food waste

Shopping on a Budget (1)

Another way to save is to avoid throwing out food. Do you peel your carrots before cooking? There is no need. Simply wash them (as you always do) and enjoy! Feel free to keep the skin on potatoes too. The skin contains additional nutrients and fiber. Have some greens that are wilting, use them for a smoothie. Freeze onion peels and other vegetables discarded and, after you have a few cups worth, make a vegetable stock to have on hand.

Another way to prevent food waste is to properly store your food. The coldest part of a refrigerator is the lowest section. Store raw meat and chicken there to keep it fresh but that applies to food safety as well. You don’t want anything from raw meat/chicken to get on something like your apples! Keep uncooked meat low and fruit and vegetables above.

Healthy eating is important at every age. Eat a variety of fruits, vegetables, grains, protein foods, and dairy or fortified soy alternatives. When grocery shopping, choose options that are full of nutrients and limited in added sugars, saturated fat, and sodium. Your family will thank you for it!

Unit Pricing

Shopping on a Budget (2)

When you see a sign encouraging you to buy the larger size check the unit pricing first. The unit price is what will tell you what the best buy is whether that is a pound, cup, ounce, etc. You can use this to compare different brands and sizes of the same item. For example, when comparing the costs of a can of beans check the unit price. If one ounce of beans is .10 cents an ounce and another is .07 cents an ounce you know at a glance which is the better value (.07 cents). Using unit pricing can drive your shopping decisions and save you money.

Shopping on a Budget (2024)

FAQs

Why is it important to shop on a budget? ›

Having a budget keeps your spending in check and makes sure that your savings are on track for the future. Budgeting can help you set long-term financial goals, keep you from overspending, help shut down risky spending habits, and more.

What is the 6 to 1 grocery method? ›

The 6-to-1 grocery method instructs shoppers to buy six veggies, five fruits, four proteins, three starches, two sauces and one fun item. Coleman says, “Anyone can use this method, anywhere, at any time.” He advises choosing foods that are on sale, in season and versatile.

What should be my budget for shopping? ›

Incorporate the 5% Income Rule and Sustainable Fashion

You might decide to allocate around 5% of your monthly income to spend on clothes, shoes, and accessories, but this is always going to differ per person and priorities. Sometimes a simple budget spreadsheet can help you here.

Why is it so important to have a budget? ›

Why should I create a budget? A budget is a guide that keeps you on the path to reach your financial goals. Budgeting keeps your finances under control, shows when you need to make adjustments to your spending, and helps you decide where your money goes instead of wondering where it all went.

What are three good ways to budget? ›

5 budgeting methods to consider
Budgeting methodBest for…
1. The zero-based budgetTracking consistent income and expenses
2. The pay-yourself-first budgetPrioritizing savings and debt repayment
3. The envelope system budgetMaking your spending more disciplined
4. The 50/30/20 budgetCategorizing “needs” over “wants”
1 more row
Sep 22, 2023

What is the 3-2-1 food rule? ›

The 3-2-1 meal plan is a simple approach to healthy eating that involves dividing your plate into three sections: one section for fruits and vegetables, one section for lean protein, and one section for whole grains or starchy vegetables.

What is the 5 4 3-2-1 grocery method? ›

Each number corresponds to a specific food group that you'll purchase for easy, balanced meals every week. Following Coleman's method, you'd buy five different vegetables, four different fruits, three different proteins, two different sauces or spreads, and one grain—plus a special treat for yourself.

What is the 54321 rule for grocery shopping? ›

Learn an easy-to-follow grocery shopping formula for a balanced meal that includes 5 types of vegetables, 4 types of protein, 3 types of fruits, 2 types of carbs, and 1 type of fun food.

What is a realistic budget for groceries? ›

According to the USDA guidelines, you might spend $979 a month on a thrifty plan, $1,028 on a low-cost plan, $1,252 on a moderate-cost plan and $1,604 on a liberal plan. The USDA guidelines can provide a starting point for a food budget, but they don't consider all the variables that can affect cost.

What is the average grocery bill for 2 people? ›

Average grocery cost per month for 2 people in a household

Male and female living together: $514.09 to $819.26. Two adult females: $476.92 to $769.86. Two adult males: $551.26 to $868.66.

How much does one person spend on groceries a month? ›

For a single person, the average grocery bill can range, depending on age and gender, between $238.46 to $434.33. For a household with two people, the average grocery bill is $5,635 per year, or $469.58 per month.

How to drastically cut a grocery bill? ›

How We Make Money
  1. Make a meal plan.
  2. Shop alone if you can.
  3. Shop during the quietest days of the week.
  4. Swap expensive cuts of meat for cheaper options.
  5. Buy generic products.
  6. Avoid buying hygiene products at the grocery store.
  7. Stick to the store's perimeter.
  8. Pay with a grocery rewards card.
Oct 23, 2023

What is the cheapest way to get groceries? ›

The best ways include buying in bulk when items are on sale, shopping seasonally and loading up on pantry staples. Compare prices online when you can (look for coupons while you're there) and stick to grocery stores nearby. With a little planning, your meals will be healthy and nutritious without breaking the bank.

How to stock up on groceries for cheap? ›

How to Save on Weekly Groceries
  1. Shop your fridge, pantry, and freezer first. ...
  2. Keep versatile basics in the pantry. ...
  3. Maximize freezer space. ...
  4. Make a meal plan. ...
  5. Buy the ingredients you use the most in bulk, but ONLY if they're non-perishable or have a long shelf life. ...
  6. Repurpose your leftovers.
Jan 25, 2024

Why is budgeting important in purchasing? ›

Why is purchase budgeting important? Purchase budgeting sets expectations for every department regarding acceptable spending. It helps team leads determine project scope and decide which spending requests fall within the budget. By creating and adhering to a purchasing budget, organizations realize many benefits.

Why is it important to have a clothing budget? ›

When it comes to managing your finances, clothing budgeting plays a crucial role in ensuring that you can dress well and update your wardrobe without breaking the bank. By allocating a specific amount of money towards your clothing expenses, you can make informed decisions and prioritize your purchases effectively.

Why is it important for consumers to budget? ›

A budget is a plan that shows you how you can spend your money every month. Making a budget can help you make sure you do not run out of money each month. A budget also will help you save money for your goals or for emergencies.

What are the main purposes of a budget? ›

At the most basic level, a budget is a way to keep track of the money you are getting and the money you are spending. A budget is a great way to make sure that you can cover your expenses from month to month.

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