With AppleCash (available in the U.S.), you can send, request, and receive money in the Wallet app or Messages app , get cash back from AppleCard transactions, make purchases, and transfer your AppleCash balance to your bank account.
Set up Apple Cash
Open the Wallet app on your iPhone.
Tap the AppleCash card, then tap Set Up Now.
You can also do the following:
Go to Settings > Wallet & ApplePay, then turn on AppleCash.
In Messages, send or accept a payment.
Make purchases with Apple Cash using Apple Pay
You can use AppleCash at locations that accept Visa and support ApplePay:
Some stores may require a PIN to complete transactions with AppleCash.
AppleCash doesn’t require a PIN because every payment is authenticated by FaceID, TouchID, or a secure passcode. However, some terminals may still require you to enter a four-digit code to complete the transaction. To see your PIN, tap , then tap Card Details.
Make purchases with the virtual card number
In iOS17.4 or later, you can also use AppleCash in apps or on the web where ApplePay isn’t yet accepted.
In Wallet, tap the AppleCash card, tap , then tap Card Number.
View the card number, expiration date, and security code. Use this information to make your purchase.
Tip: You can automatically enter this information and see your Apple Cash balance when you use Safari AutoFill.
Send payments with Apple Cash
You can send a one-time payment or a recurring payment that repeats every week, every other week, or every month.
Open the Wallet app on your iPhone.
Tap the AppleCash card, then tap Send or Request.
Enter a recipient or choose a recent contact.
Enter the amount, then choose one of the following:
A one-time payment: Tap Send.
Repeating payments: Tap Send Recurring Payment, set the start date, and choose the frequency of the payments. You can also add a memo and choose an icon (optional).
Add a comment if you want, then tap .
Review the information, then authenticate with FaceID, TouchID, or your passcode.
You can also send or request payments in Messages.
Request payments with Apple Cash
Open the Wallet app on your iPhone.
Tap the AppleCash card, then tap Send or Request.
Enter a recipient or choose a recent contact.
Enter the amount, then tap Request.
Add a comment if you want, then tap .
Review pending requests
In Wallet, tap the AppleCash card.
Tap a pending request, then do any of the following:
Send the payment: Tap Send Money.
Hide or decline the request: Tap , then choose Dismiss Request or Decline Request. If you dismiss the request, you’ll receive a reminder one day before the request expires.
View your balance and transactions
In Wallet, tap the AppleCash card to view your balance and latest transactions. Scroll down to see your transactions grouped by year.
Do any of the following:
Search your transactions: Tap , enter what you’re looking for, then tap Search on the keyboard. You can also choose a suggested search, such as a category, merchant, location, or contact, then enter additional text to refine your search.
Get a statement: Tap , tap Card Details, scroll down, then tap Request Transaction Statement.
Manage your Apple Cash
In Wallet, tap the AppleCash card, tap , then tap any of the following:
Add Money: Add funds from a debit card in Wallet. You can also set up Auto Reload.
Transfer to Bank: See the Apple Support article Transfer money in AppleCash to your bank account or debit card.
Recurring Payments: Tap a recurring payment to see the details. You can also edit the payment details and pause or cancel the payment.
Card Details: Update your bank account information, turn Express Transit on or off, manage Apple Cash Family, and more.
Notifications: Turn notifications on or off.