Set up and use Apple Cash in Wallet on iPhone (2024)

With AppleCash (available in the U.S.), you can send, request, and receive money in the Wallet appSet up and use Apple Cash in Wallet on iPhone (1) or Messages app Set up and use Apple Cash in Wallet on iPhone (2), get cash back from AppleCard transactions, make purchases, and transfer your AppleCash balance to your bank account.

Set up and use Apple Cash in Wallet on iPhone (3)

Set up Apple Cash

  1. Open the Wallet appSet up and use Apple Cash in Wallet on iPhone (4) on your iPhone.

  2. Tap the AppleCash card, then tap Set Up Now.

You can also do the following:

Make purchases with Apple Cash using Apple Pay

You can use AppleCash at locations that accept Visa and support ApplePay:

Some stores may require a PIN to complete transactions with AppleCash.

AppleCash doesn’t require a PIN because every payment is authenticated by FaceID, TouchID, or a secure passcode. However, some terminals may still require you to enter a four-digit code to complete the transaction. To see your PIN, tap Set up and use Apple Cash in Wallet on iPhone (6), then tap Card Details.

Make purchases with the virtual card number

In iOS17.4 or later, you can also use AppleCash in apps or on the web where ApplePay isn’t yet accepted.

  1. In Wallet, tap the AppleCash card, tap Set up and use Apple Cash in Wallet on iPhone (7), then tap Card Number.

  2. View the card number, expiration date, and security code. Use this information to make your purchase.

    Tip: You can automatically enter this information and see your Apple Cash balance when you use Safari AutoFill.

Send payments with Apple Cash

You can send a one-time payment or a recurring payment that repeats every week, every other week, or every month.

  1. Open the Wallet appSet up and use Apple Cash in Wallet on iPhone (8) on your iPhone.

  2. Tap the AppleCash card, then tap Send or Request.

  3. Enter a recipient or choose a recent contact.

  4. Enter the amount, then choose one of the following:

    • A one-time payment: Tap Send.

    • Repeating payments: Tap Send Recurring Payment, set the start date, and choose the frequency of the payments. You can also add a memo and choose an icon (optional).

      Set up and use Apple Cash in Wallet on iPhone (9)
  5. Add a comment if you want, then tap Set up and use Apple Cash in Wallet on iPhone (10).

    Set up and use Apple Cash in Wallet on iPhone (11)
  6. Review the information, then authenticate with FaceID, TouchID, or your passcode.

You can also send or request payments in Messages.

Request payments with Apple Cash

  1. Open the Wallet appSet up and use Apple Cash in Wallet on iPhone (12) on your iPhone.

  2. Tap the AppleCash card, then tap Send or Request.

  3. Enter a recipient or choose a recent contact.

  4. Enter the amount, then tap Request.

  5. Add a comment if you want, then tap Set up and use Apple Cash in Wallet on iPhone (13).

Review pending requests

  1. In Wallet, tap the AppleCash card.

  2. Tap a pending request, then do any of the following:

    • Send the payment: Tap Send Money.

    • Hide or decline the request: Tap Set up and use Apple Cash in Wallet on iPhone (14), then choose Dismiss Request or Decline Request. If you dismiss the request, you’ll receive a reminder one day before the request expires.

View your balance and transactions

  1. In Wallet, tap the AppleCash card to view your balance and latest transactions. Scroll down to see your transactions grouped by year.

  2. Do any of the following:

    • Search your transactions: Tap Set up and use Apple Cash in Wallet on iPhone (15), enter what you’re looking for, then tap Search on the keyboard. You can also choose a suggested search, such as a category, merchant, location, or contact, then enter additional text to refine your search.

    • Get a statement: Tap Set up and use Apple Cash in Wallet on iPhone (16), tap Card Details, scroll down, then tap Request Transaction Statement.

Manage your Apple Cash

In Wallet, tap the AppleCash card, tap Set up and use Apple Cash in Wallet on iPhone (17), then tap any of the following:

  • Add Money: Add funds from a debit card in Wallet. You can also set up Auto Reload.

  • Transfer to Bank: See the Apple Support article Transfer money in AppleCash to your bank account or debit card.

  • Recurring Payments: Tap a recurring payment to see the details. You can also edit the payment details and pause or cancel the payment.

  • Card Details: Update your bank account information, turn Express Transit on or off, manage Apple Cash Family, and more.

  • Notifications: Turn notifications on or off.

Set up and use Apple Cash in Wallet on iPhone (2024)

FAQs

Why cant i use Apple Cash on my iPhone? ›

If you can't send or receive money, you might have to verify your identity to continue using Apple Cash. Learn more about identity verification and what to do if your account is restricted or locked. To get help with a transaction or payment, contact us.

How do I use the money in my Apple Wallet? ›

You can use Apple Cash to make purchases just as you would with physical cards and cash. You can spend your Apple Cash using either Apple Pay or your virtual card number. You can also transfer your Apple Cash to your bank account.

Are Apple Pay and Apple Cash the same? ›

And because Apple Cash is a digital card in Wallet, you can spend your Apple Cash in stores, online, and in apps with Apple Pay. Apple Pay enables you to make secure, contactless purchases using your Apple Cash, your Apple Card, and any other credit and debit cards that you add to Wallet.

How do I use the cash App on Apple Wallet? ›

To add your Cash App Card to Apple Pay:
  1. Go to the Card tab on your Cash App home screen.
  2. Select Add to Apple Pay.
  3. Follow the prompts.

How do I use Apple Pay for the first time? ›

To set up Apple Pay, add a debit, credit, or prepaid card to the Wallet app on your iPhone, Apple Watch, or other compatible device. To use Apple Pay, you need: A compatible device1 with the latest version of iOS or iPadOS, watchOS, macOS, or visionOS. A supported card from a participating card issuer.

Why do I not have an option to turn on Apple cash? ›

If you're having issues with Apple Cash and getting it set up here's a few fixes: Go Into Settings, Language and Region and make sure its USA and English for the language (if that's your info) Go to Wallet and Apple Pay in settings and toggle Apple Cash off and back on.

Does Apple cash charge a fee? ›

There's no fee to send, receive, or request money using Apple Cash. Setting up Apple Cash doesn't affect your credit and won't be impacted by any credit freezes. To protect your account, you might be asked to verify your identity at certain points when using Apple Cash.

How do I pay with Apple Wallet in store? ›

At the payment terminal in the store, present your rewards card by holding iPhone near the contactless reader. Apple Pay then switches to your default payment card to pay for the purchase. In some stores, you can apply your rewards card and payment card in one step.

How can I get money out of my Apple Wallet? ›

Here's how to transfer Apple Cash to a bank account on an iPad:
  1. Open settings and tap "Wallet & Apple Pay."
  2. Tap "Apple Cash" card.
  3. Tap "Transfer to Bank."
  4. Enter the amount of money you'd like to transfer. Tap "Next."
  5. Select the delivery option: "Instant Transfer" or "1-3 Business Days."
Nov 14, 2023

What's the difference between Apple Pay and Apple Wallet? ›

What is the difference between Apple Pay and Apple Wallet? Apple Pay is the safe way to pay and make secure purchases in stores, in apps, and on the web. Apple Wallet is the place where you store your credit or debit cards so you can use them with Apple Pay.

How to use Apple cash on iPhone? ›

Send money in the Wallet app using Apple Cash
  1. On your iPhone, open the Wallet app. ...
  2. Tap Send or Request, then select or add the person you want to send money to.
  3. Tap Next, then enter the amount you want to send.
  4. Tap Send, then tap the Send button .
  5. Double-click the side button to pay.

What bank does Apple use for Apple cash? ›

You must be at least 18 years old and a resident of the United States to use Apple Cash services, unless you're part of Apple Cash Family. These services are provided by Green Dot Bank, Member FDIC.

How do I get Apple cash into my account? ›

Transfer in 1 to 3 business days to a bank account

On iPhone: Open the Wallet app, tap your Apple Cash card, tap the More button. , then tap Transfer to Bank. . On iPad: Open the Settings app, tap Wallet & Apple Pay, tap your Apple Cash card, then tap Transfer to Bank.

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