Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (2024)

Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (1)4.3/5 from 231,434 reviews

Fast, low-cost, and secure online money transfers from the US to Kenya.

Millions of happy customers

See what they have to say

Is Wise safe?

Yes, here’s why

  • 2.49 USD

  • 11.84 USDOur fee

  • 14.33 USDTotal fees

  • =

    985.67 USDTotal amount we’ll convert

  • ×

    128.745

Exchange rates are volatile right now, so we can't guarantee this rate. We'll use the rate that's live when we receive your money.

Get started

Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (2)Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (3)

Save when you send money to Kenya

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?

Sending 1,000 USD withRecipient gets(Total after fees)
Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (4)

126,900 KES

Transfer fee

14.33 USD

Exchange rate(1 USD KES)

128.745

Exchange rate markup

0 USD

Cost of transfer

14.33 USD

Show more providers
Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (5)

How to send money to Kenya in 3 easy steps

Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (6)

Enter amount to send in USD.

Pay in USD with your debit card or credit card, or send the money from your online banking.

Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (7)

Choose recipient in Kenya.

Select who you want to send money to and which pay-out method to use.

Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (8)

Send USD, receive KES.

The recipient gets money in KES directly from Wise’s local bank account.

Create free account now

How much does it cost to transfer money to Kenya?

Pay a small, flat fee and percentage

To send money in USD to Kenya, you pay a small, flat fee of 7.93 USD + 1.01% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (9)

Fees for our low cost transfers

Fixed fee

7.93 USD

Variable feeup to 26,254 USD/month

1.01%

Variable feemore than 26,254 USD/month

Discount applies

Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (10)

How long will a money transfer to Kenya take?

Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (11)

A money transfer from the US (USD) to Kenya (KES) should arrive in 30 minutes. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (12)

USD

Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (13)

KES

Should arrive

in 30 minutes

What you’ll need for your online money transfer to Kenya

1

Register for free.

Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.

2

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

3

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

4

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

5

Pay for your transfer.

Send your money with a bank debit (ACH), wire transfer, or a debit or credit card.

6

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Best ways to send money to Kenya

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.

    Read more how to use bank transfers as a payment option.

Trust Wise with safe & secure money transfers to Kenya

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (14)

Send money to Kenya from the US with the Wise app

Looking for an app to send money to Kenya? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app

Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (15)

Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (16)Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (17)

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Wise works nearly everywhere

Send money

  • Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (18)

    Andorra

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    Argentina

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    Australia

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    Austria

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    Bangladesh

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    Belgium

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    Botswana

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    Brazil

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    Bulgaria

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    Canada

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    Chile

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    China

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    Colombia

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    Costa Rica

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    Croatia

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    Cyprus

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    Denmark

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    Egypt

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    Estonia

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    Fiji

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    Finland

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    France

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    Georgia

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    Germany

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    Ghana

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    Greece

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    Hong Kong

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    Hungary

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    India

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    Indonesia

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    Ireland

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    Israel

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    Italy

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    Japan

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    Kenya

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    Latvia

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    Liechtenstein

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    Lithuania

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    Luxembourg

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    Malaysia

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    Malta

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    Mexico

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    Monaco

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    Morocco

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    Nepal

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    Netherlands

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    New Zealand

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    Nigeria

  • Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (67)

    Norway

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    Pakistan

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    Philippines

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    Poland

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    Portugal

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    Romania

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    San Marino

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    Singapore

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    Slovakia

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    Slovenia

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    South Africa

  • Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (78)

    South Korea

  • Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (79)

    Spain

  • Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (80)

    Sri Lanka

  • Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (81)

    Sweden

  • Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (82)

    Switzerland

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    Tanzania

  • Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (84)

    Thailand

  • Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (85)

    Turkey

  • Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (86)

    Uganda

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    Ukraine

  • Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (88)

    United Arab Emirates

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    United Kingdom

  • Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (90)

    United States

  • Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (91)

    Uruguay

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    Vatican City

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    Vietnam

  • Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (94)

    Zambia

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

Reviews from:Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (95)

Let's answer some of your questions

Send Money to Kenya | Money Transfer to Kenya - Wise, formerly TransferWise (2024)

FAQs

Can I use Wise to send money to Kenya? ›

Looking for an app to send money to Kenya? Sending money is easy with Wise app. Cheaper transfers abroad - free from hidden fees and exchange rate markups. Check exchange rates - see on the app how exchange rates have changed over time.

Does TransferWise work in Kenya? ›

To send your M-PESA money transfer with Wise you'll just need the details of your recipient's mobile phone provider, their phone number beginning with the country code 254, and their name. Payments of up to 150,000 KES per transaction, or 300,000 KES per day can be made to active M-PESA e-Wallets.

What is the best app to send money to Kenya? ›

TalkRemit is the fast secure and low-cost online money transfer service for sending money to Kenya. Our trusted global remittance platform and online money transfer app is the most convenient way to transfer money to Kenya. It's safe, reliable and hassle-free.

How to send money to Kenya from the USA? ›

The best way to send money to Kenya

You can send money via the WorldRemit website or the Google Play Store and App Store app.

Can I open a Wise account in Kenya? ›

Open Kenyan shilling business bank account alternatives

With Wise for business you can get your own unique account details for 9+ currencies — USD, GBP, EUR, CAD, AUD and more. Add your local account details to invoices, or use them to withdraw funds from PSPs and marketplaces.

What countries are not supported by Wise? ›

Wise cards issued anywhere won't work here:
Where your card was issuedWhere your card won't work
Most places except Indonesia, Malaysia and the USBelarus, Crimea, Donetsk and Luhansk People's Republics (DNR and LNR), Kherson, Palestinian Territories, Zaporizhzhia
IndonesiaIndonesia (domestic payments)
2 more rows

What is the routing number for Wise Kenya? ›

021084571 Routing Number KENYA/FOREIGN DEPARTMENT NY - Wise.

Is Wise a real bank? ›

No, you cannot use Wise as a bank account, because Wise is not a bank, it's a Money Services Business. However, with the Wise Account you'll get some features which are similar to those available from bank accounts, such as the option to hold a balance, send and receive payments, and spend with a linked card.

How long does Wise take to transfer money? ›

If you're making a normal transfer, it usually takes less than 24 hours, and at longest 2 working days, for us to convert your money. If there are any hold-ups, we'll let you know. If you're converting money between balances in your Wise account, it's instant.

Can Zelle send money to Kenya? ›

Can I send money through Zelle internationally? Zelle is only available for customers with a US bank account and US registered mobile number. That means it's not an option for sending international payments to friends and family overseas. Read on for some international Zelle alternatives.

Can I transfer money to Kenya? ›

Sending money to Kenya is so easy and fast with us. Plus, you can get regular updates and track your money every step of the way. WorldRemit is an authorised and regulated money transfer service. Our security checks protect your money and personal information at all times.

What is the best money transfer rate to Kenya? ›

Western Union currently offers the most competitive rate for sending money to Kenya and their 1 USD to KES exchange rate today is 132.0970. The next best US Dollar to Kenyan Shilling exchange rate today for money transfers to Kenya is offered by Remitly (1 USD = 129.5400 KES).

Which bank has Remitly in Kenya? ›

Remilty - Equity Bank Kenya.

Can PayPal send money from the USA to Kenya? ›

That's a strength in numbers you can trust. And the best part is, if you have an account with PayPal you can start sending money to Kenya right now with your PayPal payment options right at your fingertips.

What is the limit on Sendwave? ›

Due to banking regulations, you can initially send a maximum of $999/£999/€999 per day and $2,999/£2,500/€2,500 per month. We can easily raise those limits to $2,999/£2,500/€2,500 per day and $12,000/£10,000/€10,000 per month if you are able to send us a government ID photo.

How do I receive money from Wise in Kenya? ›

Receive money by sharing your account details

Receiving money to these details works just like a regular transfer. Just share your Wise account details with the person or business who wants to pay you. You'll receive their payment directly into that balance in your account — you'll see it under Transactions.

Which country can use Wise? ›

You can use your Wise card in 150+ countries around the world, including Malaysia, Australia, Singapore, the United States, the United Kingdom, Australia, Japan, China, Indonesia, Thailand, Philippines, New Zealand, India, Vietnam, South Korea, Taiwan, Hong Kong, Italy, France, and Switzerland for easy spending, ATM ...

Which currencies are supported by Wise? ›

You can add money to your account in these currencies: AUD, BGN, BRL*, CAD, CNY*, CHF, CZK, DKK, EUR, GBP, HUF, IDR*, JPY, MYR*, NOK, NZD, PHP, PLN, RON, SEK, SGD, TRY and USD.

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