FAQs
Is Remitly free? Creating an account with Remitly is free and there are small costs associated with money transfers you complete on the app. These vary based on where you are transferring money to and the amount you are sending.
How to send money from the USA to India? ›
Best ways to send money to India
- Direct Debit. Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. ...
- Bank Transfer. ...
- Debit Card. ...
- Credit Card. ...
- Apple Pay. ...
- Google Pay.
Does Remitly charge a fee? ›
Is Remitly free? Creating an account with Remitly is free and there are small costs associated with money transfers you complete on the app. These vary based on where you are transferring money to and the amount you are sending.
Which Indian banks are supported by Remitly? ›
Cash pickup, bank deposit, and UPI in India
- Citi Bank.
- Ria.
- ICICI Bank.
- Axis Bank.
- UPI.
- HDFC Bank.
- State Bank of India (SBI)
- Bank of Baroda.
Which app is best to send money to India? ›
Best app to send money to India
Provider | Website | |
---|
XE | ✅ | ✅ |
Remitly | ✅ | ✅ |
WorldRemit | ✅ | ✅ |
CurrencyFair | ✅ | ✅ |
2 more rows
How much does Remitly charge from USA to India? ›
Features
Transfer Fees | $3.99 USD on $10-$999 USD$0 USD on $1000-$30000 USD |
---|
Transfer Time | 3-5 Days |
Max Transfer Amount | $30000 |
Min Transfer Amount | $10 |
Sending Methods | Direct Debit (from the Bank Account)Debit CardCredit Card (Not recommended-Remittance often treated as cash advances) |
3 more rows
Which is the best money transfer to India? ›
Bank or Wire Transfer:
It is one of the most common, efficient and rapid means of money transfer to India. Wire transfer is through your bank. The bank levies a fee depending on the amount. The bank offers exchange rates.
What is the disadvantage of Remitly? ›
Low Limit: The first downside of Remitly is that it has a low limit for how much money you can send at once. This could be a problem if you need to send a large sum of money. However, unlike other money transfer services, like Western Union, Remitly's limit is significantly lower.
Which is better, Western Union or Remitly? ›
In many cases, Remitly tends to offer lower fees and competitive exchange rates compared to Western Union. Just keep in mind that the total transaction cost varies depending on the amount sent, the destination and the transfer method. We advise you to compare current rates and fees before choosing a provider.
Which is better, Remitly or Xoom? ›
Xoom and Remitly offer fairly similar services, so you'll want to compare them both to see which suits you best. Xoom is convenient as you can use a PayPal payment method easily. However, Remitly may use a better exchange rate for some transfers. Comparing both is important to make sure you get the best deal out there.
Send money to India using Remitly - step by step
Select 'Send money'. Type in the amount you'd like to send. Choose a delivery method. For bank deposits, you'll need to enter your recipient's bank account details.
Can Remitly be trusted? ›
I have tried different platforms in the past for sending money, and since finding Remitly, it is the only one I now use. I love that the money arrives in a bank account in the Philippines fast. The process online couldn't be simpler. Remitly is the only way to go for international money transfers!
How many dollars can I send to India? ›
There is no IRS limit on sending money to India; however, if you exceed the lifetime gift tax exemption limit of $12.92 million, you will be liable for taxation.
How can I transfer money from USA to India? ›
You can send cheques or demand drafts to a branch of your bank in India along with a letter containing instructions. This letter will carry details of the relevant account. Your money will be deposited in that account number. You can also remit payment to an Indian bank account through third-party transfer options.
What is the cheapest money transfer to India? ›
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.
How can I send money to India without fees? ›
RemitMoney – Fast, Economical & Safe way of sending money to India from UAE!
- Fixed & Fair Exchange rates | Zero Fees. RemitMoney doesn't charge any FEES on any transfer whatsoever be the amount. ...
- Same day transfers. ...
- No Transaction limits. ...
- Reward points & Badges. ...
- Invite & Earn points. ...
- Schedule Payments.
Can I GPay from the USA to India? ›
Send money from USA to India using Google Pay: Step-by-Step
The GPay app essentially lets users send money to India using Wise or Western Union. As a sender on the app, you will have a choice of which provider to use. Here is a step by step guide on sending money to India using Gpay: Tap on your Google Pay/GPay app.
How much money can be sent from USA to India? ›
IRS rules on international money transfer: There is no limit to the amount of money you can send or receive, however, money transfer service providers/banks/other financial institutions may have a daily transaction limit.
Can we send money from the USA to India through PayPal? ›
Here's how to send money to India using the PayPal app: Go to Payments in the app. Choose your delivery method, and choose India as your selected country. Follow the prompts to specify the amount, recipient, and payment information.
How to send cash to someone in India? ›
ICICI Bank's Smart Money Order allows you to send money anytime, anywhere in India. Simply log on to ICICIBank.com and enter the address of the receiver and the amount to be sent. The funds will be delivered to your beneficiary's doorstep.