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Convenient ways to send and receive money
Ways to send money to Germany
Ways to receive money in Germany
Send online
Log in or register for a free Western Union profile to transfer money from the USA to Germany online – whether to a bank account1 or for cash pickup in minutes2.
Send money nowSend with our app
Send money to Germany with the Western Union® app on the go. Or use it to set up your transfer before heading to an agent location to pay and complete.
Download the Western Union® appSend in person
Add a personal touch and send money to Germany from one of more than 61,0003 agent locations around the US.
Find an agent location
Bank account
Send money directly to your loved one’s account held with many major German banks.
Start a transferCash pickup
Whether you have family in Berlin or friends on vacation in Frankfurt, your receiver can collect their money at more than 4,9003 agent locations around Germany.
Find a location
$
fee on your first transfer*
Register now and start sending money online right away.
*FX gains apply. Not available for credit cards and transfers to Cuba.
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Email address verification
Enter your PIN
To protect your profile, we sent a 6-digit PIN to {{emailId}} to verify your email address. This PIN will remain valid for the next 72 hours.
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Choose the way you pay
Using your bank details
Cash at an agent location
With a credit4 or debit card
Ready to send money?
Get started
Send money to Germany in a few taps with our app
Save your loved ones’ details so you can send money to Germany even more easily next time.
Track a transfer from Miami to Munich in real time – with notification upon arrival.
Start your transfer online and complete at an agent location to save time with the option to pay in cash too.
Download the app
4.6 /5
Rating as of February 14, 2022
4.7 /5
Rating as of February 14, 2022
More information on how to send money to Germany from the US
Send money to German banks
You can send money straight to the bank accounts1 of those you love in Germany for convenient transfers.
Send nowGet a free estimate before you send
See how much it will cost to transfer money to Germany from the USA with our price estimator. Check any transfer fees5 and the latest USD/EUR exchange rates.
Estimate your pricesHave your receiver’s details ready
Before you send, make sure you have your receiver’s details1 on hand. You need their full name, address, mobile number, email address and IBAN.
Log in to startReasons to choose Western Union®
Peace of mind
We’re committed to fraud protection. All our transfers are encrypted so you can send reliably and with added peace of mind.
Pick how you pay
Transfer money from the USA to Germany with ease and pay by cash, credit4 or debit card, or from your bank account.
International reach
Send money to Germany and beyond. Our international network means we operate in more than 200 countries and territories.
Send with convenience
You’re spoilt for choice when you send money from the USA to Germany with Western Union. Move money online, via our app or in person.
Sign up to send money to Germany today
Sign up now
Schedule money transfers
Arrange money transfers in advance so you never miss a bill payment or special occasion for a loved one in Germany.
Register for free
Join Western Union today. It’s free and easy to register so you can start moving money in minutes7.
Track your transfer
When transferring money to Germany, keep an eye on it with your unique tracking number (MTCN).
Sign up now
Frequently asked questions
How much money can I send to Germany?
You can send up to $50,000 to a bank account in Germany when transferring money online and paying via bank transfer. For cash pickup, you can send up to $5,000 online and pay via bank transfer, credit4/debit card.
How do I send money online to Germany?
Learn how to send money to Germany online in five easy steps:
- Log in or register and verify your free profile. Then, click ‘Send now’ to start your transfer to Germany.
- Enter Germany as the destination country. Next, add in how much you want to send. You’ll see the estimated transfer fees5, delivery time and transfer total on the right.
- Select the method in which the receiver will get their money.
- Then, choose your payment method – credit4 or debit card, or bank transfer – and click ‘Continue’.
- Enter your receiver’s IBAN number, as well as their name, address, phone number and email address.
- Add payment information.
- You’ll then receive a confirmation email. Keep hold of your unique tracking number (MTCN) and share it with your receiver, so they can collect or receive their money when it’s ready.
What do I need to send money to Germany?
Depending on your transfer method and the amount, you’ll need some or all of the following to send money to Germany:
- Government-issued ID.
- Cash, debit/credit4 card or bank details.
- Receiver’s first and last name, as well as their full address and mobile number.
- Receiver’s bank details – including their International Bank Account Number (IBAN).
How do I send money to Germany from a Western Union agent location?
- Search online for a Western Union location convenient for you.
- Take a government-issued ID or your phone number to the counter, plus your receiver’s bank and account information.
- Pay for your transfer to Germany with cash or a US bank-issued debit card.
- Check your Money Transfer Control Number (MTCN) on your receipt. You and the receiver can track the funds with this number.
How do I estimate the cost to transfer money to Germany?
Use our price estimator to check how much it will cost. Check the transfer fees5, total and how much your receiver will get in euros. Compare a range of different sending, receiving and payment methods to decide how to send money to Germany.
Send money internationally
1 Please make sure that the receiver’s name accurately matches the details of the bank account owner. (Account details may vary by country.)
2 Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).
3 Network data valid as of September 30, 2021.
4 If you’re using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.
5 Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.
6 Fee reductions apply only to the Western Union® transfer fee for a single Western Union Money Transfer® or Quick Collect® transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided.
7 Funds may be delayed or services unavailable based on certain transaction conditions, including amount sent, destination country, currency availability, regulatory issues, identification requirements, agent location hours, differences in time zones, or selection of delayed options. For mobile transactions funds will be paid to the receiver’s mWallet account provider for credit to the account tied to the receiver’s mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. See the transfer form for restrictions.
