When you’re receiving a wire transfer, the sending bank will be fully responsible for initiating the transfer. They’ll also be your point of contact for any questions or issues you may have.
Keep in mind, these steps apply to personal bank accounts. The wire transfers process for small business and commercial accounts may differ.
Additional Information
You may need to provide the sending bank the following information:
- Capital One’s swift code (IBAN): HIBKUS44
- Capital One’s address: 1680 Capital One Drive McLean, VA 22102-3491
- Your Capital One account and routing numbers.
- These can be found under “View Details” in the app or on the web. If you’re not enrolled in digital banking, your account number can be found at the top of your paper statement. Please call for help with your routing number.
Fees
Fees for receiving a wire transfer vary by account type. The following account types are charged a $15 fee for incoming wire transfers:
- Essential Checking
- High-Yield Checking
- Essential Savings
All other account types are not charged a fee.
Delivery Times
Domestic transfers will be deposited and made available the same business day if received by 5 p.m. ET. International wires may take 3–5 business days to arrive and be deposited to your account.
Visit our overview page for more information on wire transfers.
Please reach out to us if you need further assistance.
FAQs
Sign in to capitalone.com. Click on the account you want to send the funds from. Click on the "Account Services & Settings” option. Click on “Wire Money" and enter the required information (see your selected recipient type above).
How do I send and receive a wire transfer? ›
You can usually initiate a bank-to-bank wire transfer in person at your bank or financial institution's local branch or through your online bank account. You'll usually need to provide the recipient's full name, contact information, and bank account details such as routing and transfer numbers.
How much does Capital One charge for international wire transfer? ›
What are the fees for a Capital One international wire transfer in the US?
| Capital One international transfers | Regular fees | Limits |
|---|
| Incoming international transfer | $15 per transfer¹ | N/A |
| Outgoing international transfer | $40 per transfer² | None² |
| Additional fees may apply | See Additional fees section below | |
Transfer funds
- Sign in to your account online or with the Capital One Mobile app. ...
- Select an account and choose “Transfer” or “Transfer Money” at the top of your account page.
- Choose the “From” and “To” accounts, frequency, the date you would like the transfer to take place, and enter the amount you'd like to transfer.
Your 360 Checking routing number (031176110) and account number. Your Capital One debit card number, expiration date and security code.
What is the ABA number for Capital One wires? ›
Primary Routing Number: Capital One's primary routing number is 051405515. This routing number is used for various transactions, including ACH transfers, direct deposits, and electronic payments.
Which routing number do I use for wire transfer? ›
You will need both routing numbers and bank account numbers for domestic wire transfers within the United States. The ABA routing transit number (ABA RTN) is a nine-digit code printed on the bottom of checks which identifies the financial institution from which the funds are sent.
Can you do a wire transfer online or over the phone? ›
Wire transfers deliver funds to the recipient's bank account. Proper verification procedures ensure wires are sent safely to the correct recipient. Generally, the sender initiates the process in person, online or by phone.
What numbers do I give for a wire transfer? ›
When sending a domestic bank wire, you will need to provide the recipient's name, address, bank account number, and ABA number (routing number).
What is Capital One wire transfer limit? ›
Ways to send
| Channel | Fee | Eligible recipient types and daily limits |
|---|
| Online | $30 | Title companies: $500,000 Any person or company: $50,000 External linked accounts : No limit |
| Phone | $30 | Title companies: No limit External linked accounts: No limit |
| Branch | $40 | Any person or company: No Limit |
How do I make an international payment? To make an international payment visit a branch, or email [email protected] and request an international wire payment.
What is the bank name for Capital One? ›
Capital One, N.A., is a separate, FDIC-insured depository institution and a subsidiary of Capital One Financial Corporation. If you have not yet purchased a CD, the interest rates and Annual Percentage Yields (APYs) currently being offered for each available term are available by calling 1-888-810-4013.
What information is needed to receive a wire transfer? ›
In order for you (the recipient) to receive the funds, the sender needs to know:
- Your full name, as it appears on the account.
- Your full account number.
- For domestic wires, your routing number.
- For international wires, they need to use a Swift Code instead of the routing number. ...
- The address for incoming wire transfers is:
Capital One SWIFT code in the United States. The SWIFT/BIC code for Capital One is NFBKUS33XXX.
How much money can you transfer on Capital One? ›
High amount limits
Send $50,000 to any person, $500,000 to title companies and any amount to your own accounts.
Can I do a wire transfer from Capital One 360 savings? ›
If we agree to process an outgoing domestic wire transfer for you, the cost per wire will be $30.00. If you present us with a foreign check, we will not charge a fee, but the paying bank may deduct a fee from the proceeds. A Cashier's check purchased at a Capital One location is $10.00.
How much does Capital One 360 charge for transfers? ›
Fees – The following fees may be charged to your account: A Cashier's check purchased at a Capital One location is $10.00. A Cashier's check purchased online (expedited delivery) is $20.00. An outgoing domestic wire transfer is $30.00.
Can I do a money transfer on Capital One? ›
Transfer money from one bank account to another
Once you're logged in, select "link accounts," "add an account," "add external accounts," or something similar. You'll be asked to provide the routing number and your account number for the other bank.
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