You can choose a Scotiabank credit card that earns Scene+ points, or one that earns you cash back.
Scotiabank Scene+ credit cards let you earn Scene+ points on eligible purchases made on your card.12 You can redeem those points for a variety of things: grocery, travel, gift cards from over 60 brands, tech, entertainment, and even account credits to eligible Scotiabank products.
A Scotiabank cash back credit card lets you earn back a percentage of what you spend on your card – on your eligible everyday purchases or even on recurring payments. 12 For example, the Scotiabank Momentum® Visa Infinite* card allows you to earn 4% cash back on groceries and recurring payments1, 2% on gas and daily transit2, and 1% on all other purchases3.
Calculating your credit card’s reward value depends on how you plan to use your credit card and what you hope to get out of it.For example, what type of transactions you plan to make and where.
With our credit card rewards calculator, you can enter how much you plan to spend on your card each month, and what type of transactions, to learn how much value you can earn on what you are planning to spend.
Beyond points and cash back, our credit cards have lots of other added features and benefits for you to enjoy, depending upon the credit card you choose, from no foreign transaction fee4 to mobile device insurance5 and more.
Depending upon the type of Scotiabank cash back credit card you choose with us, today weoffer cards where you can select to have your cash back earned deposited into an eligible Canadian Dollar personal chequing or savings bank account. You can also apply your cash back earned as a credit to your Scotiabank cash back credit card account each November. 6
Your reward accumulates each month, beginning each year with your December statement, and is awarded at the end of each 12-month period.6
To check your cash back balance on online banking or our app:
- Select Accounts
- Select the Scotiabank credit card account that earns cash back
- Your cash back amount will be listed as Cash back earned
Today, most of our Scotiabank credit cards that earn Scene+ points can be redeemed as described below.
You can redeem 100 points for $1 in value that can be appliedtowards groceries, meals at some of Canada’s best restaurants, movie tickets and concessions, and more.†
You can also redeem points in increments of 100 points for $1 in value that can be applied towards flights, hotels, or car rentals when you book those purchases with Scene+ Travel9, Powered by Expedia.
You can also redeem 100 points for each $1 you spend on travel you have booked anywhere with your Scene+ credit or debit card – just use the Apply points to travel10 feature on the Scene+ app.
To find out more about how to redeem your points, visit sceneplus.ca.
For most of our eligible Scotiabank credit cards that earn Scene+ points, you will earn 1 Scene+ point for every $1 you spend on eligible purchases.12 With a Scene+ debit card you earn 1 Scene+ point for every $5 spent on everyday purchases.10
With some of our credit cards, you can earn up to 6 Scene+ points for every $1 spent on groceries, entertainment, dining, and home improvement at select eligible partner locations.
For example, earn 3 Scene+ points for every $1 spent on groceries, dining and entertainment purchases with the Scotiabank Passport® Visa Infinite* Card.
With an eligible Scotiabank credit or debit card, earn points faster and for some cards, take advantage of welcome bonus Scene+ points.
Find out how many points you can earn for all your purchases by selecting your card type in our Scene+ points calculator.
To check your Scene+ points in online banking:
- Select Accounts
- Select the account that earns Scene+ points
You’ll see your points on this account as Scene+ rewards.
In our app, just select the Scene+ tab in the menu at the bottom of your screen.
You can also see your points by logging into sceneplus.ca.
Your total points include all the Scene+ points that you earned with your eligible Scotiabank credit or debit cards and when you use your Scene+ membership card.
Points are typically updated in your Scene+ membership account within 2-3 business days.
The Scene+ points calculator helps show how your Scene+ rewards could add up. Just enter your typical average or detailed monthly spending to calculate and maximize the value of Scene+ rewards you could earn based on which credit or debit card you choose.†
With the Points for Credit° feature, redeem your points towards a $20 - $500 credit (dependant upon the card type you have).
You can redeem Points for Credit° online by signing into online banking or the Scotiabank app, or you can sign in to sceneplus.ca or the Scene+ app. Learn more about Points for Credit.
