Remove Inquiries From a Credit Report in 24 Hours or Less! (2024)

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Whether you want fast results to fix your own credit, or you're a Credit Hero who runs a profitable credit repair business, and you want fast results for your clients, the question is always the same. Is the 24-hour inquiry removal method legit, Is it legal, and does it actually work? Well, the answer might shock you! So stick around!

So the big question is this. How can we take our passion for helping people with their credit and turn it into a successful business without taking loans without spending a fortune by bootstrapping it from nothing so we can help the most people and still become highly profitable? That is the question, and this podcast will give you the answer. My name is Daniel Rosen, and welcome to Credit Repair Business Secrets.

Before I dive into the 24-hour inquiry removal method if you want to know more about how you can go from zero to Credit Hero with your very own profitable credit repair business in just 14 days, click the link in the video description below or visit creditherochallenge.com., and if you are new to my channel, be sure to subscribe so you don't miss a thing. Okay, let's get into it! The 24-hour inquiry removal method, it's a strategy with a goal to remove hard inquiries from a credit report within one single day. Now, if you have sirens going off in your head blaring, it seems too good to be true. It probably is, then I get it. But that's not necessarily the case. Now, just to make sure we are all up to speed on inquiries... When you or your client has their credit pulled for any reason, it could be a loan, a car, a mortgage, a phone application, a store offer, and sometimes even when applying for a job or getting insurance, or even if you're trying to rent an apartment, an inquiry is placed on the credit, and each inquiry dings the credit score. So by removing those hard inquiries, you can easily increase the credit score, which is exactly what we all want, right? So here's how you do it. The strategy here, it's so simple, and it really, really works. To get an inquiry removed within 24 hours. Here's what you do. You need to physically call the companies that place the inquiries and you've got to call them on a telephone and demand their removal. Okay, this is all done over the phone. It's done swiftly and without ever creating a letter or buying a stamp. Okay, so is the 24-hour inquiry removal real effective, legit, and legal? Yes, yes, yes, and yes! But there are two limitations that you must be aware of. First of all, most of the companies require the consumer to call. If you are calling on behalf of someone else, or let them know that you're a credit repair organization, this is not going to work. Okay? They will only talk about this information with the actual consumer who has the inquiry on record. And second, you've got to provide them with a legitimate reason for removing the inquiry. Usually, they will only remove the inquiry if they pull the credit report without authorization approval or if it somehow was a Fair Credit Reporting Act violation. So here's what you need to know if you want to pull this off legitimately for you or your clients. First off, if you are calling on behalf of a client and the company who made the inquiry asks you who you are, you should never lie or be deceitful. Okay? Not only is it never a good idea to lie, but it could actually get you into legal trouble. Okay, next, if you are calling on your own behalf, but you don't have a valid reason to remove each inquiry, again, you shouldn't lie about that either. Now, the bottom line is the 24-hour inquiry removal method, it's legit, legal, and effective. When done correctly. Just be sure you stay within the parameters that I've just laid out for you. Okay? You need to have a good reason for the removal and have the person whose inquiry that you were attempting to remove, you have to have them call the company themselves. Now, if you are a Credit Repair Cloud user, or if you've purchased from us in the past, maybe one of our courses, and you want to see how this method has worked for 1000s of other credit bureaus just like you jump into our free private Facebook community, where you will see tons of posts that people have made that have used this method and gotten very, very fast results. And if you have questions or you need support, there are over 13,000 Credit Heroes in our community who are willing and ready to help. So jump in today. And if you want us to hold you by the hand, as you launched your very own credit repair business in just 14 days, you know what you got to do, you got to join the next Credit Hero Challenge. We're actually starting one in just a few days. So if you click the link down in the video description, or visit creditherochallenge.com, you can sign up before the doors closed, and it is amazing! Now if you're finding value in my podcast, please click below to subscribe, and if you're feeling extra kind, leave me a review, okay? Because this is a new podcast, and I can use all the help I can get. And I can't wait to see you in the next episode. So until then, keep changing lives.

Want more credit repair business secrets? Then get a copy of my book, The Ultimate Guide to Starting a Credit Repair Business. Get it free at creditrepaircloud.com/freebook. Inside this book, you'll find my top 35 secrets to removing items from credit reports and turning that into an amazing business that helps people, changes lives, and makes you a great living in the process. Get it free at creditrepaircloud.com/freebook.

Remove Inquiries From a Credit Report in 24 Hours or Less! (2024)

FAQs

Remove Inquiries From a Credit Report in 24 Hours or Less!? ›

To get an inquiry removed within 24 hours, you need to physically call the companies that placed the inquiries on the telephone and demand their removal. This is all done over the phone, swiftly and without ever creating a letter or buying a stamp.

Can I get inquiries removed early? ›

You can't force a credit bureau to remove a legitimate hard inquiry from your report early. But you can dispute any item on your credit report that's incorrect or that you want a credit bureau to verify.

What is the secret way to remove hard inquiries? ›

There is no way to remove a legitimate hard inquiry. If you applied for a new credit card or a loan and gave the lender permission to perform a hard pull, it will stay on your credit report for up to two years.

Does removing inquiries increase credit score? ›

Removing a hard inquiry can raise your credit score if it's recent, but it may have no impact at all. While hard inquiries stay on your credit report for around two years, they only affect your score for about six months to a year. So, removing a hard inquiry over a year old may not raise your score.

Can credit repair companies remove hard inquiries? ›

However, credit repair companies make use of the same dispute process everyone with a credit report has the right to use. While their marketing may suggest they can remove negative information that's accurate, they legally cannot.

How to remove inquiries in 24 hours? ›

To get an inquiry removed within 24 hours, you need to physically call the companies that placed the inquiries on the telephone and demand their removal. This is all done over the phone, swiftly and without ever creating a letter or buying a stamp.

How many points does credit go up after hard inquiry is removed? ›

In most cases, hard inquiries have very little if any impact on your credit scores—and they have no effect after one year from the date the inquiry was made. So when a hard inquiry is removed from your credit reports, your scores may not improve much—or see any movement at all.

Can I delete all inquiries? ›

Every point may count when you're applying for a new credit card or loan. Unfortunately, you generally can't remove accurate records from your credit reports, including hard inquiries from previous credit applications — even if the application was denied.

Can you remove hard inquiries online? ›

You can't remove a legitimate hard inquiry, but if you can't trace the reason for a hard inquiry, or you believe it was done without your consent, you can dispute it online. If the credit bureau can't confirm it as a legitimate inquiry, it's required to remove it.

How many points is a hard inquiry? ›

How do hard inquiries impact your credit score? A hard credit inquiry could lower your credit score by as much as 10 points, though in many cases, the damage probably won't be that significant. As FICO explains, “For most people, one additional credit inquiry will take less than five points off their FICO Scores.”

How long does it take for inquiries to fall off? ›

Hard inquiries on your credit — the kind that happen when you apply for a loan or credit card — can stay on your credit report for about 24 months. However, a hard inquiry typically won't affect your credit score after 12 months.

How many hard inquiries are too many? ›

Since hard inquiries affect your credit score and what is found may even affect approval, you might be wondering: How many inquiries is too many? The answer differs from lender to lender, but most consider six total inquiries on a report at one time to be too many to gain approval for an additional credit card or loan.

How do I write a letter to remove hard inquiries? ›

To whom this may concern, I am writing to request the removal of unauthorized credit inquiry/inquiries on my (name of the credit bureau\u2014Equifax, Experian and/or TransUnion) credit report. My latest credit report shows (number of hard inquiries you are disputing) credit inquiry/inquiries that I did not authorize.

Can I pay to get inquiries removed? ›

Key takeaways. A hard inquiry happens when a company checks your credit report because you have applied for credit. Like any other accurate data, legitimate hard inquiries can't be removed from your credit report. You can dispute hard inquiries you didn't authorize.

Can you get hard inquiries removed early? ›

Hard inquiries can't be removed, however, unless they're the result of identity theft. Otherwise, they'll have to fall off naturally, which happens after two years.

Can Credit Karma remove hard inquiries? ›

You can file a dispute with any of the three major consumer credit bureaus — Equifax, Experian and TransUnion — that has an inaccurate hard inquiry recorded for you on its corresponding credit report. Credit Karma members can dispute errors on their TransUnion® report through the Credit Karma Direct Dispute™ tool.

Can hard inquiries fall off before 2 years? ›

Hard inquiries serve as a timeline of when you have applied for new credit and may stay on your credit report for two years, although they typically only affect your credit scores for one year. Depending on your unique credit history, hard inquiries could indicate different things to different lenders.

How long does it take for inquiries to go away? ›

Hard inquiries stay on your credit report for two years, but your FICO® Scores will only be impacted by hard inquiries posted in the last 12 months, according to Experian. You can request a free credit report from each of the three credit bureaus once a year.

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