Reasons Safaricom may suspend your M-PESA & how to reactivate it (2024)

Account suspensions, though rare, can occur for various reasons. Here are some common reasons why Safaricom might suspend an M-PESA account.

  • M-PESA is a vital tool for millions of Kenyans for easy transactions
  • Safaricom may suspend the account if there is involvement in fraudulent activities
  • The reactivation process may involve security checks

M-PESA is a vital tool for millions of Kenyans. It facilitates easy transactions, bill payments, and money transfers.

However, there are certain circ*mstances where Safaricom may suspend your M-PESA account.

Understanding these reasons and knowing how to reactivate your account can help you navigate any potential issues.

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Reasons for M-PESA account suspension

Suspicious activity

If there is an unusual pattern of transactions that deviate from your normal usage, Safaricom might flag your account for suspicious activity.

This could include large transactions, frequent transfers, or transactions with unfamiliar numbers.

Any involvement in fraudulent activities, such as scams or receiving money from dubious sources, can also lead to suspension.

Violation of terms and conditions

Using your M-PESA account for purposes other than those intended, such as for money laundering or illegal betting, can result in suspension.

Providing false information during account registration or in subsequent updates can lead to your account being suspended.

Reasons Safaricom may suspend your M-PESA & how to reactivate it (1)

Passengers can now pay fares through Mpesa Passengers can now pay fares through Mpesa Pulse Live Kenya

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Security concerns

If Safaricom detects that your account has been compromised, perhaps due to a hack or phishing attack, they may suspend it to prevent further unauthorised transactions.

If you report your SIM card as lost or stolen, Safaricom will suspend the associated M-PESA account to protect your funds.

Inactivity

If you MPESA is not in use for 90 days then Safaricom will deactivate it.

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Contact Safaricom Customer Care

Dial 100 from your Safaricom line to speak with a customer care representative. Explain your situation and they will guide you through the reactivation process.

If you prefer face-to-face interaction, visit a nearby Safaricom shop. Carry your identification documents (ID card or passport) and explain the issue.

Ensure you have valid identification documents ready. This is crucial for verifying your identity and processing the reactivation.

Reasons Safaricom may suspend your M-PESA & how to reactivate it (2)

A person using M-PESA ece-auto-gen

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Be prepared to provide details about your M-PESA transactions, account history, and any recent suspicious activities.

Verification Process

Safaricom will conduct security checks to verify your identity and ensure your account's safety. This may involve answering security questions or providing additional documentation.

If the suspension was due to suspicious activity or incorrect information, you might need to resolve these issues by providing accurate details or rectifying any discrepancies.

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Reactivate your SIM card

If your account was suspended due to a lost or stolen SIM card, you will need to get a SIM replacement. Visit a Safaricom shop with your ID to get a new SIM card and reactivate your M-PESA account.

After reactivation, closely monitor your account for any unusual activities and report them immediately to Safaricom.

Reasons Safaricom may suspend your M-PESA & how to reactivate it (3)

Fuliza M-Pesa Pulse Live Kenya

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Tips to avoid future suspensions

  1. Always keep your M-PESA PIN confidential and avoid sharing it with anyone.
  2. Frequently check your M-PESA transaction history to detect any unauthorized activities.
  3. Ensure your personal information with Safaricom is accurate and up-to-date.
  4. Immediately report any suspicious activities, lost SIM cards, or security concerns to Safaricom.
Reasons Safaricom may suspend your M-PESA & how to reactivate it (2024)

FAQs

Why is my M-PESA account suspended in Kenya? ›

Suspension, Termination & Freezing

Your Account shall be suspended if you port your number to other networks or if your SIM has been inactive for a period of ninety (90) days or such other period as may be prescribed.

How do I activate my suspended Safaricom line? ›

How to activate the Safaricom line? If you have been deactivated from the Safaricom network and would like to reactivate your line, all you need to do is go to a Safaricom service center near you. Make sure to bring some form of identification.

How do I get my M-PESA back? ›

To request for a reversal on 456, please follow these simple guide;
  1. After completing the transaction, please send the whole message to 456.
  2. You will receive a response from “Reversal" that the request for a reversal has been started, and that an update will be shared within 2 hours.

Why is my M-PESA account restricted? ›

Entering the wrong M-PESA PIN 5 consecutive times will result in your M-PESA account getting locked. The unlock service is available for USSD *334#, here's how: Dial *334# Select My Account.

Can Safaricom freeze your M-PESA account? ›

Suspension, Termination & Freezing

Safaricom reserves the right at its sole discretion to suspend or terminate the agreement if you use the MPESA account for unauthorized purposes.

How much can an M-PESA account hold? ›

Safaricom (NSE: SCOM) is set to increase M-PESA account limits to KSh. 500,000 following approval from the Central Bank of Kenya. The higher account limit will be effective from Tuesday 15th August 2023 for all M-PESA customers.

How do I speak directly to Safaricom customer care? ›

PrePay: Call 100 (No charge) or +254722002100 (Chargeable) or email [email protected]. PostPay: Call 200 (No charge) or +254722002200 (Chargeable) or email [email protected].

How do I reactivate my online account? ›

To reactivate your dormant account online, you will need to submit an activation request to the bank via email or your bank's digital channels, such as internet banking and mobile apps. Alternatively, you can also visit your bank's nearest branch.

Can I have two M-PESA accounts? ›

Safaricom Care on X: "@Brian_Bwana You can have two numbers maximum registered on M-PESA ^EM" / X.

How do I keep my Safaricom line active while abroad? ›

Daima is a service that enables customers to keep their lines active for a period of 6 months to 2 years without the need to top up. The service seeks to address the challenge of inactive lines for customers who may be: Travelling or living abroad for long periods.

What to do if SIM is suspended? ›

A suspended SIM is still provisioned. To re-enable services (i.e. Data, SMS and Voice), the SIM should be unsuspended. Unsuspending a SIM can only be achieved after at least two hours of suspension because the suspension process may take up to two hours to complete.

How long does Safaricom line stay deactivated? ›

Where we have suspended or restricted access to the Services for any of the above reasons any reconnection is at our discretion, and a reconnection fee may be charged. "Expiry" occurs when your account has been inactive for one hundred and twenty (120) days after the end of the validity period of your last Re-charge.

Why is my merchant account suspended? ›

If Google thinks there is something suspicious about your payment activity or payment method, they may suspend your Google Ads account. Common red flags may include: The same credit card or billing address being used in multiple Google Ads accounts.

What to do when M-PESA is not working? ›

Restart your phone: Sometimes, restarting your device can help to establish a better network connection. Check if M-Pesa is operational: Sometimes the service itself could be experiencing issues. You can check this by contacting Safaricom customer service. Just checking in.

Why is online banking suspended? ›

Account suspension is the temporary or permanent restriction of access to an individual's or entity's account. It is implemented to enforce policies, maintain security, and mitigate risks. Common reasons for account suspension include policy violations, fraudulent activities, abusive behavior, and security breaches.

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