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There's something for
everyone on QuickBucks
QuickBucks is a digital lending platform by Access Bank, that serves as a hub for your immediate financial needs. The platform offers credit-worthy customers a range of instant loans and financing solutions for content, consumer goods and services. The QuickBucks platform is accessible via:
- Web
- Mobile application
- *901# - USSD
- Selected eCommerce merchant check-out APIs
Salaried Loans: Bullet Loans
Payday Loan
| Qualifying Amount: | Up to 75% of monthly salary 50% of monthly salary (FG, NIP, Flexswitch and 3rd party) |
|---|---|
| Max. Amount: | ₦1m |
| Tenor: | 30-day or pay day, whichever comes first |
| Interest Rate: | 12% (in-house) 13% (3rd party) |
| Other Fees: (upfront) | 1% management fees 0.3% CLI |
NYSC Loan
| Qualifying Amount: | 50% of allowance |
|---|---|
| Max. Amount: | ₦20k |
| Tenor: | 30-day or allowance payment, whichever comes first |
| Interest Rate: | 6% |
| Other Fees: (upfront) | 1% management fees 0.15% CLI |
REQUIREMENTS
- Must have evidence of 2 salary payments over 3-months via approved paymentplatforms
- Minimum of 3-months relationship in Access Bank
- Must have NYSC allowance account
- Facility available during NYSC service year
- No documentation and collateral required
- Available on QuickBucks, AccessMore, USSD and QuickBucks
Salaried Loans: Multi-tenored Loans
Payday Loan
| Qualifying Amount: | 100% of monthly salary |
|---|---|
| Max. Amount: | ₦3m |
| Tenor: | 3-months |
| Interest Rate: | 11% monthly on reducing balance |
| Other Fees: (upfront) | 1% management fees 0.5% CLI |
Salary Advance
| Qualifying Amount: | 200% of monthly salary |
|---|---|
| Max. Amount: | ₦5m |
| Tenor: | 6-months |
| Interest Rate: | 10% monthly on reducing balance |
| Other Fees: (upfront) | 1% management fees 0.7% CLI |
Small Ticket Personal Loan
| Qualifying Amount: | 400% of monthly salary |
|---|---|
| Max. Amount: | ₦10m |
| Tenor: | 9-months |
| Interest Rate: | 9% monthly on reducing balance |
| Other Fees: (upfront) | 1% management fees 1% CLI |
REQUIREMENTS
- Must have evidence of salary payment via approved payment platforms, includingNIP and Flexswitch transfers
- 2 salary payments over 3 months for PayDay Loan
- 4 salary payments, over 6 months for multi-tenored loans
- Minimum of 6-months relationship in Access Bank
- No documentation and collateral required
- Available on QuickBucks, AccessMore, USSD
Non-Salaried Loans
Lending Against Turnover
| Qualifying Amount: | 20% of the harmonic mean turnover |
|---|---|
| Max. Amount: | ₦300k |
| Tenor: | 3 months |
| Interest Rate: | 13.99% monthly on reducing balance |
| Other Fees: (upfront) | 1% management fee |
Instant Business Loan
| Qualifying Amount: | Up to N10m |
|---|---|
| Max. Amount: | ₦10m |
| Tenor: | 3-6 months |
| Interest Rate: | 7.5% monthly on reducing balance |
| Other Fees: (upfront) | 1% management fees 1%, Advisory Fee (Optional), 0.5% CLI, 0.4% Fire & Burglary |
REQUIREMENTS
- Must have 6-months relationship in Access Bank
- Harmonic mean to eliminate the months with the highest and turnover
- No documentation and collateral required
- Available on QuickBucks, AccessMore, and USSD.
- Must have 3-months relationship in Access Bank
- Must have an average turnover of at least ₦500k
- Business must be registered for at least 1 year
- Documentation required
- Available on QuickBucks
Asset Financing
Device Finance
Device Finance is an innovative small asset financing digital loan solution by Access Bank designed to help finance the purchase of new devices through a flexible repayment plan, offering customers 3-months to 12-month options at 30% p.a.
Click here to get started
Vehicle Finance
Vehicle Finance on QuickBucks is available via the Pay with QuickBucks channel, offering customers the ability to get a car loan digitally and provides credit worthy customers with quick and easy way to get a car loan, via an API Integration with dealership platforms
Click here to get started
Features & Benefits
Ease Of Access
QuickBucks Loans are available on USSD *901#, on Access More and QuickBucks app. Get help from our customer service agents in your nearest branch or on the phone 07003000000
Automated Repayment Plan
QuickBucks Loans are available on USSD *901#, on Access More and QuickBucks app. Get help from our customer service agents in your nearest branch or on the phone 07003000000
Get Now and Pay Later
Don't wait any longer to get the products you need. Need a laptop for school? Get it now and pay later with QuickBucks Loans!
Instant Credit
No more waiting for days to get your loan application approved. Get instant credit with QuickBucks Loans! Dial *901#, open Access More or QuickBucks app to get the credit you need instantly!
Eliminating Shoppers Buying Hesitation
Tired of abandoned carts? Give your shoppers the option of paying in installments with the Pay with QuickBucks integration on your payment gateway.
Variety and Flexibility
QuickBucks Loans include a variety of repayment periods and interest rates that fit your specific needs.
Money Management Scheme
QuickBucks Loans can help you manage your cash flow by giving you the flexibility to pay for large bills and expenses on your own terms.
Opportunities for Business Customers
Device Finance
Are you a smartphone retailer looking to expand your business, contact us to help you offer installment payments for your devices. Electronics and home appliance retailers will soon enjoy the same solution. Contact us now to join our waiting list.
Pay with QuickBucks
Set your eCommerce platform apart with the Pay with QuickBucks API and give your customers the ability to pay in installments. Service providers will soon enjoy the same solution. Contact us now to learn more.
Vehicle Finance
Increase your sales by offering Vehicle Finance to your customers. Contact us now to become a partner dealership.
How It Works
Registering on the QuickBucks App
Device Finance
For Businesses
Getting an Instant Business Loan [First-Timer]
Getting an Instant Business Loan [Repeat Customer]
