A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNowSM Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g. an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit.
See Also
How Long Does a Direct Deposit Take? | SoFiACH and ABA routing numbers: What’s the difference?Pre-Employment Inquiries and Financial InformationEight Benefits of Using Direct Deposit | PaychexQSR-07092025-6205993.1.1
LRC-1223
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