Protect Your Assets With Bodily Injury Liability Coverage - NerdWallet (2024)

Alabama

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident

Alaska

(Car insurance is optional for certain remote residents)$50,000 bodily injury liability per person$100,000 bodily injury liability per accident$25,000 property damage liability per accident

Arizona

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$15,000 property damage liability per accident

Arkansas

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident

California

$15,000 bodily injury liability per person$30,000 bodily injury liability per accident$5,000 property damage liability per accident

Colorado

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$15,000 property damage liability per accident

Connecticut

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident$25,000 uninsured/underinsured motorist coverage per person$50,000 uninsured/underinsured motorist coverage per accident

Delaware

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$10,000 property damage liability per accident$15,000 personal injury protection per person$30,000 personal injury protection per accident

Florida

$10,000 property damage liability per accident$10,000 personal injury protection

Georgia

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident

Hawaii

$20,000 bodily injury liability per person$40,000 bodily injury liability per accident$10,000 property damage liability per accident$10,000 personal injury protection

Idaho

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$15,000 property damage liability per accident

Illinois

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$20,000 property damage liability per accident$25,000 uninsured motorist coverage per person$50,000 uninsured motorist coverage per accident

Indiana

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident

Iowa

$20,000 bodily injury liability per person$40,000 bodily injury liability per accident$15,000 property damage liability per accident

Kansas

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident$25,000 uninsured/underinsured motorist coverage per person$50,000 uninsured/underinsured motorist coverage per accidentPersonal injury protection including $4,500 in medical expenses, up to $900 per month for a year for disability or loss of income, $25 per day for in-home services, $2,000 for funeral burial or cremation costs, and $4,500 for rehabilitationSurvivors benefits including up to $900 per month for a year for disability or loss of income and $25 per day for in-home services

Kentucky

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accidentOr a policy with a single limit of $60,000

Louisiana

$15,000 bodily injury liability per person$30,000 bodily injury liability per accident$25,000 property damage liability per accident

Maine

$50,000 bodily injury liability per person$100,000 bodily injury liability per accident$25,000 property damage liability per accident$50,000 uninsured/underinsured motorist coverage per person$100,000 uninsured/underinsured motorist coverage per accident$2,000 medical payments coverageOr a combined single liability limit of $125,000

Maryland

$30,000 bodily injury liability per person$60,000 bodily injury liability per accident$15,000 property damage liability per accident$30,000 uninsured/underinsured motorist coverage per person$60,000 uninsured/underinsured motorist coverage per accident$15,000 uninsured/underinsured property damage coverage per accident

Massachusetts

$20,000 bodily injury liability per person$40,000 bodily injury liability per accident$5,000 property damage liability per accident$20,000 uninsured motorist coverage per person$40,000 uninsured motorist coverage per accident$8,000 personal injury protection

Michigan

$50,000 bodily injury liability per person$100,000 bodily injury liability per accident$10,000 property damage liability per accident outside Michigan$1 million property protection within Michigan$250,000* personal injury protection

*Lower PIP limits available for certain Medicare and Medicaid recipients.

Minnesota

$30,000 bodily injury liability per person$60,000 bodily injury liability per accident$10,000 property damage liability per accident$25,000 uninsured/underinsured motorist coverage per person$50,000 uninsured/underinsured motorist coverage per accident$40,000 personal injury protection

Mississippi

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident

Missouri

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident$25,000 uninsured motorist coverage per person$50,000 uninsured motorist coverage per accident

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$20,000 property damage liability per accident

Nebraska

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident$25,000 uninsured/underinsured motorist coverage per person$50,000 uninsured/underinsured motorist coverage per accident

Nevada

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$20,000 property damage liability per accident

New Hampshire

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident$25,000 uninsured/underinsured motorist coverage per person$50,000 uninsured/underinsured motorist coverage per accident$25,000 uninsured/underinsured motorist property damage coverage$1,000 medical payments coverage

New Jersey

$5,000 property damage liability per accident$15,000 personal injury protection

New Mexico

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$10,000 property damage liability per accident

New York

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$50,000 liability for death per person$100,000 liability for death per accident$10,000 property damage liability per accident$25,000 uninsured motorist bodily injury coverage per person$50,000 uninsured motorist bodily injury coverage per accident$50,000 personal injury protection

North Carolina

$30,000 bodily injury liability per person$60,000 bodily injury liability per accident$25,000 property damage liability per accident$30,000 uninsured motorist coverage per person$60,000 uninsured motorist coverage per accident$25,000 uninsured motorist property damage coverage per accident

North Dakota

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident$25,000 uninsured/underinsured motorist coverage per person$50,000 uninsured/underinsured motorist coverage per accident$30,000 personal injury protection

Ohio

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident

Oklahoma

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident

Oregon

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$20,000 property damage liability per accident$25,000 uninsured motorist coverage per person$50,000 uninsured motorist coverage per accident$15,000 personal injury protection

Pennsylvania

$15,000 bodily injury liability per person$30,000 bodily injury liability per accident$5,000 property damage liability per accident$5,000 medical benefits

Rhode Island

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident

South Carolina

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident$25,000 uninsured motorist coverage per person$50,000 uninsured motorist coverage per accident$25,000 uninsured motorist property damage coverage

South Dakota

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident$25,000 uninsured/underinsured motorist coverage per person$50,000 uninsured/underinsured motorist coverage per accident

Tennessee

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident

Texas

$30,000 bodily injury liability per person$60,000 bodily injury liability per accident$25,000 property damage liability per accident

Utah

$25,000 bodily injury liability per person$65,000 bodily injury liability per accident$15,000 property damage liability per accident$3,000 personal injury protection

Vermont

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$10,000 property damage liability per accident$50,000 uninsured/underinsured motorist coverage per person$100,000 uninsured/underinsured motorist coverage per accident$10,000 uninsured/underinsured motorist property damage coverage per accident

Virginia

(Minimum limits if a driver purchases car insurance, which is optional. Drivers who don’t purchase insurance pay a $500 fee.)$30,000 bodily injury liability per person$60,000 bodily injury liability per accident$20,000 property damage liability per accident$30,000 uninsured/underinsured motorist coverage per person$60,000 uninsured/underinsured motorist coverage per accident$20,000 uninsured/underinsured motorist coverage per accident

Washington

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$10,000 property damage liability per accident

Washington, D.C.

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$10,000 property damage liability per accident$25,000 uninsured motorist coverage per person$50,000 uninsured motorist coverage per accident$5,000 uninsured motorist property damage coverage per accident

West Virginia

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$25,000 property damage liability per accident$25,000 uninsured motorist coverage per person$50,000 uninsured motorist coverage per accident$25,000 uninsured motorist property damage coverage

Wisconsin

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$10,000 property damage liability per accident$25,000 uninsured motorist coverage per person$50,000 uninsured motorist coverage per accident

Wyoming

$25,000 bodily injury liability per person$50,000 bodily injury liability per accident$20,000 property damage liability per accident

Protect Your Assets With Bodily Injury Liability Coverage - NerdWallet (2024)
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