Effective Date: The bill outlines specific dates as to when inspections should be complete. Unless specifically stated in the bill, the changes became effective on June 9, 2023, the date Governor DeSantis signed the bill.
Bill Text: Senate Bill 154
Senate Bill 1002 – Motor Vehicle Glass
Effective Date:The changes became effective onMay 25, 2023, the day Governor DeSantis signed the bill.
Bill Text: Senate Bill 1002
Senate Bill 1002 makes the following changes related to motor vehicle glass (windshield):
- It is a violation of law for a motor vehicle repair shop or employee to:
- Offer a rebate, gift, gift card, cash, coupon or anything of value in exchange for making an insurance claim for vehicle glass replacement or repair, including, but not limited to, calibration or recalibration. A person who is not an employee but is compensated for the solicitation of insurance claims is also prohibited from making such an offer.
- Fail to provide electronic or written notice if calibration or recalibration of the windshield is required.
- For policies issued or renewed on or after July 1, 2023, consumers are prohibited from signing over vehicle insurance benefits to a third party such as a vehicle repair shop.
- An insurance company, agent, adjuster, or representative cannot require a consumer to use a specific company or location for windshield replacement, repair, or calibration services orwindshield glass products.
- An insurance company, agent, adjuster, or representative may provide an explanation of motor vehicle comprehensive coverage benefits and any applicable limit of liability to a consumer.
- An insurance company or representative must provide an actuarially sound discount if they offer, and the consumer accepts, a policy that contains a managed repair arrangement for windshield replacement, repair, or calibration services or windshield glass products.
Senate Bill 7052 – Insurer Accountability
Senate Bill 7052 includes provisions to increase the accountability and the Office of Insurance Regulation’s (OIR) oversight of insurance companies in Florida.
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House Bill 799 – Property Insurance
Effective Date:Except as otherwise stated, the effective date of the changes is July 1, 2023.
Bill Text: House Bill 799
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House Bill 837 – Civil Remedies
Effective Date:These changes became effective on March 31, 2023, the day Governor DeSantis signed the bill.
Bill Text: House Bill 837
House Bill 837 changes many aspects related to civil remedies. Below are highlights of the insurance-related changes included in the bill:
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House Bill 881 – My Safe Florida Home Program
Effective Date: July 1, 2023
Bill Text: House Bill 881
House Bill 881 expands the My Safe Florida Home Program to all Florida homes that meet specified criteria. There is no longer a requirement for homes to be in the wind-borne debris region.
- A homestead exemption on the eligible property must be granted.
- Townhomes are eligible to receive inspections. Grants are available for townhome’s opening protection (doors and windows). Roofs and other areas of townhomes are not eligible repairs under the program.
- Increases the insured value of eligible homes to $700,000 or less.
- Increases the allowable grant amount for low-income homeowners to $10,000.
House Bill 1185 – Consumer Protection
Effective Date:July 1, 2023
Bill Text: House Bill 1185
House Bill 1185 makes the following changes related to consumer protection:
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