Explore our searchable database of prepaid account agreements. Issuers can use our resources to submit prepaid account agreements, as required under the Prepaid Rule.
View prepaid account agreements
Search the agreements database
Search our database of prepaid product agreements.
Download the data
Download all prepaid product agreement files and their supporting metadata.
Submit prepaid account agreements
The Prepaid Rule requires prepaid account issuers to submit their prepaid account agreements to the Bureau. Issuers must make a submission whenever a new agreement is offered, a previously submitted agreement is amended, or a previously submitted agreement is no longer offered.
Collect
Collect is the Bureau’s website that allows an issuer to submit its required prepaid account agreements. An issuer must use Collect to submit its agreements to the Bureau.
Submission instructions for Collect
The Bureau has created resources to help prepaid account issuers make submissions using Collect.
Prepaid Rule and Implementation Materials
Access the Prepaid Rule and resources that help industry participants implement and comply with the Prepaid Rule.
Prepaid implementation materials
Resources to help industry participants understand, implement, and comply with the Prepaid Rule.
Full text of the Prepaid Rule
The Bureau issued this final rule, and subsequent amendments, to create comprehensive consumer protections for prepaid accounts under Regulation E and Regulation Z.
