Precautions for Using Debit / Credit Card | Karur Vysya Bank (2024)

Utility LinksSecure Banking TipsSecure Debit / Credit CardsPrecautions for use of Debit / Credit Card

  • Do sign your card on the backside, immediately on receipt from the bank.
  • Always erase the 3-digit CVV number on the backside of the card. Memorize it for your use.
  • Do not share your Credit / Debit Card numbers, PIN number with anyone, not even with the bank officials.
  • Do not write down your PIN number anywhere. Memorize it.
  • Do not share your OTP (One Time Password) with anyone over phone or mail.
  • Do not carry out financial transactions while using public networks, i.e., Internet café, free Wi-Fi, etc.,
  • While using ATMs, make sure that you shield keypad of ATM with your hand while entering your PIN.
  • Ensure that merchants swipe your card in your presence in their Point of Sale (POS) terminals. Shield the POS PIN pad while entering your PIN.
  • Avoid using ATMs located in isolated or dimly lit places without security.
  • Do not crumple and throw away the ATM transaction slips. The information printed in the slip can be misused. Always destroy the transaction slips into small pieces and then throw them into the trash.
  • Do not use ATM where the card reader appears to be tampered with, i.e., broken, scratched, damaged, sticky with glue, has extra wiring or loose parts around the slot, difficulty in inserting the card, etc., Look for any camera / blinking light in the close vicinity.
  • Do not delay to report a lost Debit / Credit Card as the consequences can be adverse.
  • Do change your PIN numbers as often as convenient.
  • Register for SMS and E-mail alerts, whenever your account is accessed or debited.
  • Verify the transactions in your bank statement regularly to identify suspicious transactions.
  • Beware of unsolicited calls, texts or emails asking for sensitive financial information like Debit card/Credit card/ ATM pin/CVV/Expiry date or Password.

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KVB offers links to third party websites that may be of interest to our website visitors. The links provided in our website are provided solely for your convenience and may assist you in locating other useful information on the Internet. KVB is not responsible for the content of linked third party websites. We are not an agent for these third parties nor do we endorse or guarantee their products. We make no representation or warranty regarding the accuracy of the information contained in the linked sites. We suggest that you always verify the information obtained from linked websites before acting upon this information. Also, please be aware that the security and privacy policies on these sites may be different than KVB's policies, so please read third party privacy and security policies closely. If you have any questions or concerns about the products and services offered on linked third party websites, please contact the third party directly. By clicking on 'Accept', please note that you confirm having read and accepted the above and have decided to proceed further. You would now be leaving the KARUR VYSYA BANK LTD website.

Precautions for Using Debit / Credit Card | Karur Vysya Bank (2024)
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