Policygenius (2024)

FAQs

Is Policygenius a good website? ›

Policygenius customer reviews typically praise the company's quick application process, communication and cost. It also has an A- Better Business Bureau (BBB) rating with a 4.69/5 customer rating based on 155 reviews.

How does Policygenius make money? We're an independent insurance broker, so we get paid a commission by insurance companies for each sale. Insurance commissions are already built into the price of an insurance policy, so you're not paying any extra for working with us to buy a policy.

In 2023, Policygenius was acquired by Zinnia, an insurance technology and digital services company.

By phone or in-person.

You can speak with a local insurance agent who can help you choose your coverage and find the best rates. Speak with an independent agent who can get quotes from multiple companies. A “captive” agent works for one insurance company and can give you a quote only from that insurer.

PolicyGenius's top competitors include Digit Insurance, Next Insurance, and Bima Milvik.

State Farm is a three-time Bankrate Award winner for Best Term Life Insurer in 2022, 2023 and 2024, thanks to its top-notch customer service and accessibility tools. As one of the top life insurance companies, State Farm also received the highest customer satisfaction score from J.D. Power.

Policygenius cost

The only thing you need to pay for is the insurance itself. The insurance business is a very competitive place. The companies strive to give people the best options at the best price, but they all have different requirements you need to fill out to apply. This is where Policygneius steps in.

Warren Buffett's (pictured) Berkshire Hathaway, the name behind GEICO and Berkshire Hathaway Specialty Insurance, turns out to be a part-owner of global insurer Chubb.

From making it easy to explore your coverage options through our insurance marketplace to assisting with policy adjustments as your life changes, Policygenius is your independent advocate at every step. Since 2014, we've helped over 30 million people shop for insurance and placed over $150 billion in coverage.

When it comes to insuring your home, the 80% rule is an important guideline to keep in mind. This rule suggests you should insure your home for at least 80% of its total replacement cost to avoid penalties for being underinsured.

Who is the cheapest home insurance? ›

USAA and Auto-Owners are the cheapest home insurance companies on average, according to Bankrate's research.

All kinds of things can affect the cost of homeowners insurance. Below are some of the more common reasons why you might experience a rate hike. You live in an area that's prone to weather events. Your premiums might increase if you live in an area that's prone to hurricanes, wildfires or other major weather events.

Yes, you should buy a term insurance policy online. Term insurance plans are life insurance plans that pay the sum assured amount, known as 'Death Benefit', to the nominee if the insured dies while the policy is still active.