Personal Finance (2024)

Best Cash Back Credit Cards of July 2024

The best credit cards for cash back earn between 1% and 10% cash back. Some even offer higher bonus rates than cards that charge annual fees.

Best Cash-Back Debit Cards of 2024

Find the top cash-back debit cards with the highest rewards rates. Compare cash-back debit card features to maximize your earnings on everyday purchases.

Mortgage Interest Rates Today, September 17, 2024 | Rates Fall as a Half-Point Fed Cut Looks More Likely

Current Home Equity Loan Rates

Learn all about home equity loan rates, how they are determined, and tips to get the best rates. Here's your comprehensive guide to home equity loans.

See Current HELOC Rates and the Best HELOC Lenders

Learn about today's HELOC rates, how they are determined, how to get the best rates, and explore the best lenders for home equity lines of credit.

What is a Gold IRA? A 2024 guide to investing in gold for retirement

Learn about Gold IRAs to diversify your retirement savings with physical gold. Discover the benefits, risks, and how to get started.

Personal Loan Rates This Week: Current Interest Rates on Personal Loans

See the latest personal loan and debt consolidation loan interest rates. Learn if today is the right time to get a loan based on your credit score.

Average Stock Market Return: A Historical Perspective and Future Outlook

Discover the historical average stock market return and what factors influence it. Learn what to expect for stock market performance in 2024 and beyond.

Edward Jones CDs: Pros, Cons, and Current Rates

Discover how Edward Jones CD rates can impact an investment portfolio. Edward Jones has brokered CDs which means you can open CDs with multiple banks.

Fidelity CDs: Pros, Cons, and Current Rates

Explore Fidelity CDs. Fidelity is an investment platform that has brokered CDs with high returns, a wide range of terms, and FDIC-insured protection.

Charles Schwab CDs: Pros, Cons, and Current Rates

Discover Charles Schwab CD rates. Our guide has current Charles Schwab CD rates and you can learn how brokered CDs differ from traditional ones.

Current Student Loan Interest Rates

See the latest private and federal student loan rates. Learn about the differences between the two options and which type is right for you.

Medical bankruptcy: What it is, what it means, and why it's so common in the United States

Explore the alarming rise of medical bankruptcies in the U.S. Understand the causes, consequences, and potential solutions to this pressing issue.

Q4 2024 Chase 5% Rotating Categories Calendar: Paypal, Pet Care, and Select Charities, plus 7% at McDonald's

Chase Freedom Flex cardholders can earn up to 7% back on McDonald's and 5% back on Paypal transactions, pet care, and select charitable donations.

Discover Card 5% Cash Back Calendar: Amazon and Target Purchases Earn 5% Back in Q4 2024

Discover's 5% cash back quarterly bonus categories can boost your cash back rewards throughout the year if you plan and strategize your purchases.

Housing Market Predictions: What Homebuyers Should Know

See the latest housing market predictions for 2024 and explore upcoming trends, economic factors, and where experts see the real estate market heading.

6% CD Rates: Where to Find Them

Discover CDs offering 6% interest. We explore top rates, important factors to consider when opening a CD, and tips for maximizing CD earnings.

Current Mortgage Trends: Are Mortgage Rates Going Down?

Learn about the latest trends in mortgage rates, current market conditions, and predictions for future shifts. Are mortgage rates going down in 2024?

Understanding the life insurance effective date

The effective date of your life insurance policy is the date it goes into effect. Learn about effective dates, precautions, and how to find yours.

Canceling life insurance: Will I get my money back?

Explore the process, implications, and alternatives to canceling life insurance. See if you can cancel your life insurance policy and get your money back.

How Does Life Insurance Work?

Understand the basics of how life insurance works. Learn how to choose a policy, what it covers, and how your beneficiaries receive payment.

Bestow Life Insurance Review: Fast, Digital, and No-Exam Coverage

Bestow offers convenient term life insurance with quick approval and no medical exam. Read our Bestow life insurance review for benefits, rates, and pros and cons.

CDs Offering 5% Interest: Your Guide to Smart Savings

Discover 5% CDs available at 17 banks and credit unions. You can make informed decisions about your money by finding where to get high-yield CDs.

What is an Index Fund?

Learn about index funds, a type of investment fund that passively tracks a specific market index. Discover their benefits and risks.

Mortgage Interest Rates Today, September 16, 2024 | How Rates Could React to the Fed Meeting

These are today's mortgage and refinance rates. Mortgage rates are down ahead of this week's Fed meeting, and they should fall further this year.

I surprised my husband with a birthday trip without spending a lot in secret by using credit card rewards

I wanted to surprise my husband, but I didn't want to make a huge purchase behind his back. Using my credit card points made that possible.

CD and Savings Rates Today: Secure Top Rates

If you're considering opening a savings account or CD today and want a competitive rate, Business Insider did the research to help you find the best rate across popular savings accounts and CD terms.

My mom says my boyfriend shouldn't have a say in my finances before marriage — but he does. How can I make her understand?

"For Love & Money" answers your relationship and money questions. This week, a reader asks how to explain to their mom that there's no right order to build a life with someone.

Mortgage rates are down ahead of a likely Fed cut. Is it time to consider refinancing?

Mortgage rates have dropped substantially as markets gear up for a rate cut from the Fed. Should you take advantage and refinance now, or wait?

CD and Savings Rates Today: Grow Your Savings

If you're considering opening a savings account or CD today and want a competitive rate, Business Insider did the research to help you find the best rate across popular savings accounts and CD terms.

Mortgage Interest Rates Today, September 15, 2024 | Will Mortgage Rates Drop if the Fed Lowers Rates?

These are today's mortgage and refinance rates. Mortgage rates are down ahead of an expected Fed cut, but they might not drop much further this week.

Will lower interest rates help you escape credit card debt? Experts say no — but you still have options

Will the anticipated Federal Reserve rate cut help you escape high-interest debt more quickly? Financial experts say no — here's what to do instead.

I want to rack up rewards for furnishing my new apartment, so I asked a financial planner what kind of credit card to get

I'm moving into a new apartment soon and will need new furniture, so I was curious whether opening a credit card with a furniture store made sense.

Exactly what to say when your kid asks, 'Are we rich?'

If your kid asks whether your family is rich, start by figuring out why they want to know. Then, the rest of the conversation depends on their age.

4 steps to take with your investments if the Fed cuts rates, according to financial planners

A slowing economy is a great time for investors to reevaluate their portfolios, reallocate cash into the stock market, and diversify their holdings.

CD and Savings Rates Today: Explore Today's Best Rates

If you're considering opening a savings account or CD today and want a competitive rate, Business Insider did the research to help you find the best rate across popular savings accounts and CD terms.

Mortgage Interest Rates Today, September 14, 2024 | Rates Down a Half-Point from Last Month

These are today's mortgage and refinance rates. Mortgage rates have dropped significantly this month in response to cooling economic data.

I learned 'good work ethic' growing up working class, but I wish my parents had showed me money could be easier

Writer Dana Miranda's parents taught her how to thrive when you're "not born rich." But that meant all work and depriving yourself of comfort and joy.

LendingUSA Personal Loan Review: A Comprehensive Guide

Learn if a LendingUSA personal loan is right for you. Understand interest rates, fees, benefits, drawbacks, and alternatives to help you decide.

First Tech Federal Credit Union Personal Loan Review

Is a First Tech personal loan right for you? Our in-depth review covers interest rates, fees, membership requirements, and more.