Pennsylvania Property and Casualty License | StateRequirement (2024)

Getting yourPennsylvaniaproperty and casualty licenseis the first step toward becoming aP&C insurance agentin Pennsylvania.

The Pennsylvania Insurance Department requires you to complete a five-step process to obtain your– from taking theP&C insurance examto applying for aP&C license.

These steps will take a few weeks to complete so we recommend you bookmark this page so you can use it as a reference throughout the process.

Property and Casualty Insurance License Pennsylvania

Obtaining yourPennsylvaniaP&C licenseis easy. Just follow these five simple steps to start your journey toward becoming a property and casualty insurance agent. Once you earn this license, check out our guide on how to get yourPennsylvania life insurance licenseas well.

Step 1: Complete a Pennsylvania Pre-License Education Course

Before you take the Pennsylvania P&C insurance licensing exam, it’s important to make time to acquire the knowledge you’ll need to pass this exam on your first attempt. Completing apre-license education coursewill equip you with the necessary information and tools you’ll need to prepare for your exam.

In Pennsylvania, you are required to complete 24 hours of pre-licensing education, which includes a minimum of three hours of ethics. After completing the course, you’ll need to present a valid photo ID and an original certificate of completion from the approved pre-licensing education provider when you arrive to take your exam. Your pre-license course certificate of completion will remain valid for 12 months.

A pre-license education course provides very specific industry knowledge that insurance professionals will encounter during the exam. There are very few questions on this test that you can answer with “common sense” information.

You can complete insurance licensing courses on your own schedule and at your own pace when you choose online courses. Taking a pre-license education course will also give you a solid understanding of your duties as a P&C insurance agent.

Step 2: Take the Pennsylvania Licensing Exam

After you complete a pre-licensing education course and your own independent study, it’s time to take thePennsylvaniaP&C license exam.

Pennsylvania usesPSI Examsas its official testing service for delivering licensure exams.

ThePennsylvania P&C insurance exam:

• Includes a total of150 scored questionsacross 13 sections, covering insurance regulations, general insurance concepts, P&C insurance basics, different types of policies specific to P&C, and other types of P&C insurance.
• Gives you 170 minutes to complete the test. The exam is a proctored test, meaning an official proctor will closely monitor you in a controlled environment.
• Costs $53, a fee you must pay at the time of reservation by credit card, debit card, or voucher.

Passing the Pennsylvania P&C license exam can prove challenging, but taking anexam prep courseand following a good study program can help prepare you to pass on your first attempt.

If you happen to fail the Pennsylvania P&C insurance exam, you can schedule a time to retake it as soon as 24 hours after your first attempt.

Step 3: Get a Fingerprint-Based Background Check

After you take the Pennsylvania P&C license exam, you must get afingerprint-based background checkfromIdentoGO. The FBI will return your fingerprinting results to the Pennsylvania Insurance Department, which’ll review them along with your license application to determine if you meet all standards for licensure.The fee for fingerprinting services is $23.85to cover the cost of comparing your prints against criminal history records.

To set up a fingerprinting appointment, go to theIdentoGOwebsite or call 844-321-2101. Use service code 1KG8Q3 when making your appointment.

Candidates should not register for a fingerprinting appointment and submit their fingerprints until after they pass the P&C licensing exam.

Step 4: Complete a Pennsylvania License Application

Once you pass the P&C insurance exam and complete a fingerprint-based background check, you can apply for your P&C insurance license.

In Pennsylvania, you must apply online viaSirconor theNIPR.The application fee is $55 and the transaction fee is $5.60 (both Sircon and the NIPR).

The Pennsylvania Insurance Department will issue a P&C insurance license to individuals who are at least 18 years old and have passed the proper licensing exam. You should submit your completed license application within 12 months of passing the exam.

To apply for a P&C insurance license in Pennsylvania, make sure you comply with the insurance licensing requirements as defined under thePennsylvania Insurance Codeand thePennsylvania Administrative Code.

If you have any questions or need to forward supporting documents related to your license application, send them to[email protected].

Step 5: Watch for Your Application Results

After you complete the previous four steps, the Pennsylvania Insurance Department will review your application and background check. The process usually takesthree to five business daysfrom the date you submit your application.

Once it finishes reviewing your application, the Pennsylvania Insurance Department will email you with its decision. If you need to provide more information, a specialist will contact you.

You can print your license from theSirconorNIPRwebsites. There’s no charge to create an account or print a license. If you don’t remember your license number, you can find it by usingSircon’s License Number/National Producer Number Inquirytool.

Congratulations!

You’re now ready to get started as a P&C insurance agent in Pennsylvania.

Next Steps After Securing Your Pennsylvania Property and Casualty Insurance License

Once you complete the above steps and have your Pennsylvania P&C insurance license, here’s what you should pursue next.

Get a Job in the Insurance Field

Once you hold a P&C license, you can consider several different insurance-related careers. The P&C license gives you authorization within your state to sell P&C insurance policies and related products that’ll provide financial protection to your clients against loss or damage.

You can find P&C insurance job postings on ourInsurance Jobs Board.

When applying for an insurance-related job, potential employers will request your license number and National Producer Number (NPN). You can request a letter of certification, which proves you have a P&C license in Pennsylvania, by visiting theSirconwebsite. You’ll need to submit this letter along with your job applications.

Complete Continuing Education and Renew Your License

In Pennsylvania, you must take 24 hours ofcontinuing education(CE) courses every two years to renew your P&C license.Pennsylvania CE requirementsindicate thatSircononly stores CE credits that are earned and submitted to them by providers. Sircon reports your earned credits to the Pennsylvania Insurance Department.

If you have a non-resident license that satisfies the CE requirements in your home state, you don’t need to take CE courses in Pennsylvania.

You must complete the required CE hours at least 60 days before your license expires.The renewal fee is $55 and the late fee is $165.

For more detailed information, check out how to renew your license with ourPennsylvania insurance license renewalguide.

Pennsylvania Insurance Department Contact Information

Mailing Address:

1326 Strawberry Square
Harrisburg, PA 17120

Phone:717) 787-3840

Fax:(717) 787-8553

Email:[email protected]

Website:https://www.insurance.pa.gov/Licensees/Pages/default.aspx

License Search:Pennsylvania Insurance License Lookup