PayZapp - Online Payment App in India | HDFC Bank (2025)

FAQs

PayZapp - Online Payment App in India | HDFC Bank? ›

HDFC Bank's PayZapp is an online payment app, that doubles as a digital wallet and a virtual card. You can use PayZapp to pay for online and offline services like paying bills, sending money, shopping online, etc., without having to use your bank account or cards.

The app is easily available on the Google Play Store or the Apple Store for Android and iOS devices, respectively. Both HDFC Bank and non-HDFC Bank customers can register for PayZapp using their mobile number. The next steps involve completing the KYC process which is typically not required for HDFC Bank customers.

You can make a PayZapp to PayZapp fund transfer in a single click. You can also send money from PayZapp to any bank account and enjoy the benefits of a cash free and instant transfer experience anytime you require it.

You can use various UPI-enabled apps to make various payments and transfers. PayZapp is one such UPI-enabled app where you can link your bank account via UPI.

Yes, PayZapp is incredibly safe. PayZapp logins are secured with PIN and biometrics. Plus, all transactions are password-protected and must be authenticated by the user to prevent unauthorised usage.

Any customer that holds an account with HDFC Bank and has either a debit or credit card is eligible to register for the HDFC PayZapp e-wallet app.

Launched by HDFC Bank in 2015, PayZapp is a mobile application/e-wallet. It allows you to make digital payments for a wide range of offline and online services without having to use your banking accounts or credit card.

With PayZapp, you can link your bank account, Debit Card, or Credit Card for swift and secure payments. Additionally, you can use Unified Payment Interface (UPI) transactions and Swipe to pay feature for one-tap payments on your mobile device.

The biggest disadvantage is that a transaction fee of 3.5 percent of the transfer amount is charged. I know, you will find it a little unpleasant. But you are now aware of the fees associated with PayZapp bank transfers.

What is the maximum amount transfer through PayZapp? ›

KYC-completed accounts allow daily transfers of up to ₹50,000 to any bank account. Non-KYC accounts cannot transfer money to bank accounts via PayZapp. Here are a few additional points to consider: Transfers to any bank account are limited to ₹1 lakh (₹100,000) per week, with a daily limit of ₹50,000 for KYC accounts.

PayZapp, offered by HDFC Bank presents the ideal solution for all your payment requirements. Now scan Bharat QR at merchant outlets using PayZapp and make super fast payments with a quick scan and click of a button. Any Bank Debit/ Credit can be used to pay using the scan to pay functionality in PayZapp.

HDFC Bank's PayZapp, Powered by Zeta, Wins Celent's Payments Innovation Award. We're proud to announce that our valued partner, HDFC Bank, has won the prestigious Celent Model Bank Award 2024 for its PayZapp mobile application.

Requires iOS 15.0 or later. Requires iOS 15.0 or later.

As far as I know, any customer that has an account with HDFC Bank and has either a credit card or debit card is eligible to register for the PayZapp app. You won't be able to complete the Payzapp wallet KYC if you don't have an HDFC bank account or card. There is no other option to complete PayZapp wallet KYC.

(Usage of the card is not allowed in India, Nepal and Bhutan.) HDFC Bank Multicurrency Platinum ForexPlus Chip card works just like any Debit / Credit Card for making payments at Merchant Establishments that have an electronic terminal.