PayPal Fees for Customers - PayPal India (2024)

Buying and sending money can be easy, fast, and secure when using PayPal.

In an effort to provide customers access to critical funds, PayPal will be temporarily waiving some of its fees for customers sending funds to Ukrainian PayPal accounts or receiving funds into Ukrainian PayPal accounts until further notice. Exchange rates or fees charged by a customer's card issuer or bank may still apply. Please see the fees for Ukrainian personal accounts page and this Help Center article for updates and more information about our services for Ukrainian customers.


Last Updated: 31, May 2021

You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any web-page and then selecting ‘Policy Updates’.

Domestic: A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same market.

International: A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different markets. Certain markets are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Market/Region Grouping Table.

For India users, we only support international payments.

Market Code Table: We may refer to two-letter market codes throughout our fee pages. For a complete listing of PayPal market codes, please access our Market Code Table.

Relevant Market/Region

Rates published below apply to PayPal accounts of residents of the following market/region:

Market/Region list

India (IN)

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Buying with PayPal

It’s free to use PayPal to pay for a purchase or any other type of commercial transaction unless it involves a currency conversion.

Online or in-store

Rate
No Fee (when no currency conversion is involved)

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Selling with PayPal

When you buy or sell goods or services, make any other commercial type of transaction, send or receive a charity donation or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”.

For the listings of selling rates, please visit our PayPal Merchant Fees Page.

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Currency Conversions

For information about how we convert currency, please see the user agreement.

The transaction exchange rate used for your currency conversion includes a fee which we charge above the base exchange rate. The fee depends on the type of currency conversion, as follows:

Converting balance and payments received into another currency

Rate
3.0% above the base exchange rate (to form the transaction exchange rate)

Conversions in all other cases

Rates for all other currency conversions:

CurrencyRate above the base exchange rate (to form the transaction exchange rate)CurrencyRate above the base exchange rate (to form the transaction exchange rate)
Australian dollar (AUD)4.00%New Taiwan dollar (TWD)4.00%
Brazilian real (BRL)4.00%New Zealand dollar (NZD)4.00%
Canadian dollar (CAD)4.00%Norwegian krone (NOK)4.00%
Czech koruna (CZK)4.00%Philippine peso (PHP)4.00%
Danish krone (DKK)4.00%Polish zloty (PLN)4.00%
Euro (EUR)4.00%Russian ruble (RUB)4.00%
Hong Kong dollar (HKD)4.00%Singapore dollar (SGD)4.00%
Hungarian forint (HUF)4.00%Swedish krona (SEK)4.00%
Indian Rupee (INR)4.00%Swiss franc (CHF)4.00%
Israeli new shekel (ILS)4.00%Thai baht (THB)4.00%
Japanese yen (JPY)4.00%UK pounds sterling (GBP)4.00%
Malaysian ringgit (MYR)4.00%US dollar (USD)4.00%
Mexican peso (MXN)4.00%

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Withdrawals Out of PayPal

You can typically withdraw money out of PayPal by standard withdrawal/transfers to your linked bank account or eligible debit cards. A currency conversion (and currency conversion fees) may also apply.

Note: For additional listings of transfer rates out of business accounts, please visit our PayPal Merchant Fees Page.

Withdrawing a balance from a personal PayPal account

Withdrawal/Transfer toWithdrawal/Transfer TypeRate
Bank accountStandardNo Fee (when no currency conversion is involved)

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Other Consumer Fees

Included below are fees associated with events, requests, or actions that may happen when you use your account.

Other Fees

ActivityDescriptionRate
Bank Return on Withdrawal/Transfer out of PayPalThis fee is charged when a withdrawal/transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided.250.00 INR

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PayPal Fees for Customers - PayPal India (2024)

FAQs

How much is PayPal fee in India? ›

Fixed fee for commercial transactions (based on currency received)
CurrencyFee
Indian Rupee3.00 INR
Israeli new shekel1.20 ILS
Japanese yen40.00 JPY
Malaysian ringgit2.00 MYR
9 more rows

How can I avoid PayPal fees in India? ›

The PayPal transaction fee is waived if you send money from your online PayPal account, a linked bank account, or from the PayPal Cash app. But you'll be hit with a 2.9% fee and a 30-cent fixed transaction fee if you make a payment with your PayPal credit, debit, or credit card.

Does PayPal charge a fee to customers? ›

It's free to use PayPal to pay for a purchase or any other type of commercial transaction unless it involves a currency conversion.

How much fee PayPal to PayPal? ›

It's free to send payments.

You don't need to pay a transaction fee when you send payments with PayPal. The recipient covers that.

Is a PayPal account free in India? ›

Join PayPal today for free.

How much does PayPal charge to receive $1000? ›

For example, if you are receiving a domestic invoice payment of $1,000, the PayPal fee would be ($1,000 x (3.49 ÷ 100)) + $0.49, or $35.39. Continuing with the previous example, if you want to receive a total amount of $1,000, you should charge ($1,000 + $0.49) ÷ (1 - (3.49 ÷ 100)), or $1,036.67.

Is it OK to use PayPal in India? ›

Yes, you can make an account and use PayPal in India BUT PayPal can only be used to make or receive international transactions, as they have announced that they stopped domestic transactions in India. So if you are Freelancer or you are using a website that pays you from outside of India you can use your PayPal.

How much is the PayPal fee for $100? ›

PayPal Fee Calculation Formula and Example
Transaction AmountDomestic FeeInternational Fee (Example: UK)
$10$0.30$0.44 + £0.39
$50$1.50$2.24 + £0.39
$100$2.99$4.49 + £0.39

Why PayPal stopped in India? ›

The reason for Shutting down their Operations

PayPal said that it wanted to re-align its resources towards businesses with larger impact. “We intend to focus all our attention on enabling more international e-commerce for Indian businesses.

How much is the PayPal international fee? ›

International payments: a fee of 4.49% of the transaction amount plus a fixed fee based on the currency.

Why are PayPal fees so high? ›

Why Does PayPal Charge a Fee? PayPal is a publicly-traded for-profit business that generates income by charging fees. PayPal uses cash generated from fees to maintain a high level of services, pay its employees, and introduce innovative payment methods.

Who pays PayPal fees buyer or seller? ›

Can the buyers pay the fees? No. We always charge Seller Profile transactions to the seller. For additional information on fees, refer to our site for more information.

How much does PayPal charge per transaction in India? ›

For example, if the current market rate is INR 84 per USD (as of July 18, 2024), PayPal's effective exchange rate would be 4% less, which is INR 80.64. In summary, receiving international payments through PayPal India involves: 4.4% transaction fee + fixed fee (varies by currency) + 4% currency conversion fee.

How do I avoid PayPal fees? ›

How to avoid PayPal fees
  1. Use the "Friends and Family" option. When sending money through PayPal, you have the option to use the 'Friends and Family' category instead of 'Goods and Services'. ...
  2. Receive payments in the same currency. ...
  3. Offer local pickup or delivery options. ...
  4. Use other payment methods if possible.
Jun 21, 2024

Can I use PayPal in India to transfer money internationally? ›

You can send a payment to your overseas seller. All you need is their email address, and they'll need a PayPal account to receive the payment. If they don't have one, we'll send them a link to sign up.

Can I use my PayPal in India? ›

Yes, you can open a PayPal account and use it in India. However, PayPal can only be used to make or receive international transactions. To use Paypal without a card, connect your Indian bank account to your account.

How much is PayPal in Indian rupees? ›

As of now, the price of 1 PayPal USD (PYUSD) in Indian Rupee (INR) is about ₹83.67.

How much does PayPal charge for international fees? ›

Sending international personal transactions
Payment methodFee
PayPal balance or a bank account5.00% A minimum international fee of 0.99 USD A maximum international fee of 4.99 USD
Cards5.00% A minimum international fee of 0.99 USD A maximum international fee of 4.99 USD
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