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Six powerful reasons to choose Paytm Payment Gateway
Instant activation
Paytm offers 100% online onboarding with minimum documentation to help your business go online with ease
Easy integration
Use Paytm’s robust APIs and custom SDKs to start accepting digital payments in less than 30 minutes using just a few lines of code
100+ payment sources
Allow your customers to pay the way they want with support for debit and credit cards, Netbanking, UPI, Paytm Bank Wallet & more
Industry-best success rates
With Paytm’s intelligent routing & direct bank integrations, we ensure that your customers’ payments go through every time
India's most widely-used checkout
Over 300 million Indians prefer Paytm Checkout & you can now give your customers the checkout experience they love
Dedicated support
All online merchants and payment gateway users on Paytm get dedicated support via a toll-free number and email
Unmatched Reliability
10,000+
Transactions/sec Handling Capacity
99.99%
Payment Gateway Uptime
We power India’s biggest online brands
India’s most widely-used checkout, now on your website & app
Easily integrate the Paytm Checkout on your app or website with just a few lines of code
Boost conversions by running offers and allowing your customers to pay via no-cost EMIs
Get automatic updates to ensure that you always get the best-in-class technology
Go live instantly with payment plugins for your existing systems
Ecommerce Platforms
Business Tools
Leverage tie-ups with over 30+ popular platforms to get started instantly
1. Enable all payment sources
Cards
Netbanking
UPI
EMI
Paytm Bank Wallet
2. Automated onboarding supported
A powerful dashboard to help you stay on top of your business
Get real-time analytics and customisable reports
Create payment links to accept payments
Create offers and no-cost EMI options
View and manage your settlements
Manage and initiate refunds
Get real-time analytics and customisable reports
Create payment links to accept payments
Create offers and no-cost EMI options
View and manage your settlements
Manage and initiate refunds
Get free access to deep insights with our payment analytics module to make data-driven decisions
- Analyse success rates with industry benchmarks, and performance across platforms and devices
- Understand your customers better with insights about their purchase behaviours
- Get insights into performance of different payment sources
- Create offers best suited for your customers.
Boost your revenue through our range of Affordability Products
Bank Offers
Run Discount/Cashback offers via Paytm.
Simple configuration on Paytm dashboard
Apply offer applicability rules in real-time
No-Cost EMI
Induce purchase by providing Zero cost EMI.
Set Zero cost EMI on transaction amount or on specific items on the cart.
Paytm Postpaid
Lowest txn failure rates. One click payment. No PIN or OTP.
Customer receives interest free credit upto 38 days, with an option to convert to EMI
Easy EMI on Cards
No additional integration required.
All major banks supported
Get the best plans with lowest interest
Paytm vs Other Payment Gateways
Paytm Payment Gateway
Exclusive one-tap payment options
Reliability & Success rates
Platforms & Plug-ins Compatibility
Default Settlement cycle
Support for in-store payments
Customer acquisition tools
Customer retention tools
Paytm Payment Gateway
Exclusive one-tap payment options
Paytm bank wallet & Paytm Postpaid
Reliability & Success rates
- Handles 10,000 tps with 99.99% up-time
- Uses scalable in-house banking infrastructure
Platforms & Plug-ins Compatibility
30+ Partners (Shopify, WooCommerce, etc.)
Default Settlement cycle
T+1 / Next day
Support for in-store payments
Yes
Customer acquisition tools
Advertise on Paytm App with Paytm Ads & Gift Vouchers
Customer retention tools
Run loyalty programs with Paytm mLoyal
Other Payment Gateways
Exclusive one-tap payment options
Not available
Reliability & Success rates
- Less than 3000 tps
- Relies on external infrastructure
Platforms & Plug-ins Compatibility
Only 13+ Partners
Default Settlement cycle
T+2 / After two days
Support for in-store payments
Not available
Customer acquisition tools
Not available
Customer retention tools
Not available
Get the power of Paytm Payment Gateway
Super fast checkouts powered by Paytm
450M+
Paytm bank wallet users
250M+
Saved cards to ensure faster checkout
100+
Payment methods available
200+
Countries supported for international payments collection
All payment sources at one place
Paytm Bank Wallet
Paytm Payments Bank
Paytm Postpaid
Gift Voucher
Food Wallet
Net Banking
All Cards
UPI Payments
Paytm EMI
Bank Transfer
Robust and easy to integrate SDKs
Robust and easy to integrate SDKs
Get started with easy to integrate SDKs
Wide-range of platform, hybrid platform and server-side SDKs
Lightweight and self-updating
Get access to premium features bundled together such as Paytm Assist and Visa Single-Click
Collect recurring payments effortlessly
Widest suite of subscription enabled payments sources including UPI Autopay
End to end automation of collections and retries
Build trust by informing users about upcoming debits
Get webhooks for all kinds on status updates
Collect recurring payments effortlessly
Extend bank offers to your customers
Run Discount/Cashback offers via Paytm
Simple configuration on Paytm Dashboard
Apply offer applicability rules in real-time
Accept international payments in all major currencies
Simplify payments acceptance from 200+ countries
No additional API integrations required
Increase conversions with real-time currency conversion
Get settlements on T+1 in INR
Leverage the most robust UPI payment rails
Let users pay via any UPI app
Best in class success-rates
Advanced 2-click UPI flow for enhanced UX
Supported on all-platforms
UPI Auto-pay also supported
Get complete control over your settlement schedule
Customize your settlement schedule
Choose from - Real time/on demand to split settlements
Get details reports for easy reconciliation
API support to scale reconciliation related operations
Don't keep your customers waiting with Paytm’s Instant refunds
Transfer refunds instantly to source account or as per user's request
Robust APIs and webhooks to track refund status
Send bulk or single refunds with a click
Everything you need to accept online payments
Whether you have an App or a Website, we have covered your payment needs on every online platform
Feature-packed Mobile SDKs
Lightweight SDKs that will provide you with the best checkout experience for your customers
All-In-One SDK
Use the power of Paytm App to support your payments (using App Invoke)
Complete checkout experience with minimum integration effort
Inherit all Paytm payment features including One Tap payments, Bank offers, EMI subvention, etc
Custom UI SDK
Build a customized checkout experience for your customers
Use the advantage of single sign on API to make quick payments
Allow Paytm payments within your App with just one click
Seamless integrations across platforms
With plugins for over 25 e-commerce platforms and server side SDK support, integration with Paytm becomes a cakewalk
Easy to consume plugins for popular e-commerce platforms
Get started with our server-side SDKs
Ditch the hassle by embracing Javascript
Ready to use pre-built code snippets that let you access Paytm's Javascript library for a seamless, cross-platform integration
Platforms Supported
Website
Android
iOS
React Native
Angular JS
Ionic
Flutter
Xamarin
Cordova
Readymade checkout in a modal
All-In-One JS Checkout
Build your own checkout with pre-built UI elements
All-In-One JS Elements
Custom Checkout solution
Power your own payments experience with our powerful APIs
Use Paytm powered APIs to build a checkout flow as per your requirements
Integrate and develop payment sources directly into your website or App
Robust API based solutions which are easy to integrate and 100% secure
We Take Pride in our Client’s Success
Naveen Pulwani
Head Ecommerce, Titan Group
Powerful dashboard to manage reconciliation and refunds
TITAN Group uses Paytm as a preferred payment gateway, their powerful Dashboard power payments at scale, also a very dynamic & real-time analytics dashboard panel, a first-of-its-kind feature that allows automated reconciliation & function of refunds instantly.
Kunal Chaurasia
Product Head, Cure Fit
Outstanding success rates and speed of payments
Paytm has been the preferred Wallet & Payment gateway for cure.fit day one. Their focus on improving the success rate & reducing the time to complete payments make them stand out.
Amit Grover
VP - Marketing Playship
Swift integration with great support
Onboarding experience for Playship was good and the Paytm integration handled swiftly. What we like the most is that the integration team is supportive and responds quickly to technical queries.
Suhas A R
Marketing Manager Career Launcher
Paytm has helped us in providing all kind of payment options for wallets to
Credit cards supporting all cards from Rupay to Amex. This has helped us grow our online business immensely.
Lohit Gupta
Marketing Alliances Grofers
We are delighted to have Paytm as our leading payment partner!
Paytm’s powerful dashboard provides end-to-end automated reconciliation and settlement reports. We also work together closely to provide innovative campaigns for our users.
Other Products by Paytm All-In-One Payments
Paytm Subscriptions
Support recurring payments
Payment Links
Collect payments via links sent over SMS/email/Whatsapp
Split Settlements
Route payments directly to sellers
Custom Checkout
Power your own payment UI
Pre-Auth Capture
Authorize transactions before order or transaction amount gets confirmed
Auto-Debit
Single click checkout after one-time account linking
Ready to embark on your payments journey?
Create an account and start accepting payments instantly.
Frequently Asked Questions
What is a payment gateway?
A payment gateway is a tool that enables businesses to accept payments online from anywhere via different channels and devices. It helps in receiving payments from the customers online and acts as a link between their bank account and that of the merchants. Furthermore, it authorizes a merchant to conduct a payment transaction through payment sources, like net banking, debit card, credit card, money wallets, and UPI.
How does Paytm payment gateway work?
A payment gateway supports online payment transactions by securing sensitive information like bank and card details provided by the users. Here is how it works:
- Once customers place an order on a website or app and clicks ‘Pay Now’, they are redirected to a payment gateway where they enter required details.
- Paytm All In One payment gateway then securely sends the card details to the acquiring bank. The issuing bank then receives these details for approval.
- After performing fraud checks, the issuing bank sends the approval or decline message to the acquiring bank.
- The acquiring bank then sends an approval or decline message to the payment gateway.
- If the payment is approved, the acquiring bank accumulates the payment amount from the issuing bank and keeps the funds in the business owner’s merchant account.
- The funds are then transferred to the bank account of the business owner, thus completing the settlement process.
Why should you choose Paytm payment suite?
Paytm All In One Payment suite comprises a wide range of payment products each of which can support your business in accepting digital payments. These include:
- Payment links
- Subscriptions
- Express payments
- Large payment collections
What are the payment gateway charges?
We do not charge any setup or annual maintenance fee to our merchants to use our payment gateway. Please refer to the Paytm All In One Payment Gateway Pricing page for more details.
How to integrate Paytm payment gateway on my website? Which platforms does it support?
The process of integrating Paytm payment gateway is quite easy. You can use developer-friendly APIs for seamless integration and start accepting online payments. Paytm All In One Payment Gateway is usable across desktop, mobile web, and Android/iOS devices.
What payment modes are supported by Paytm payment gateway?
Paytm supports the widest range of payment sources, including Credit and Debit Cards (Visa, Mastercard, AMEX, Rupay, Diners), Net Banking from top 50+ banks, UPI, Online Wallets, EMIs (Credit/Debit Cards & Cardless), and Paytm Postpaid.
I sell products to both Indian & international customers. Is Paytm All In One Payment Gateway the right choice for me?
You can accept payments online from Indian as well as international customers using Paytm All In One Payment Gateway. It does not require additional APIs for international payments and real-time currency conversion.
Which type of businesses does Paytm PG support?
Paytm PG is highly valuable for individuals handling small or big businesses, e-commerce shops/apps, local vendors, freelancers, educational institutions, and more.
How is Paytm All In One Payment Gateway different from the Paytm Bank Wallet?
Paytm All In One Payment Gateway helps businesses accept online payments from customers. Thus, it is a service employed by an online business and does not directly account with the end customer. Paytm Bank Wallet is a payment instrument in which customers can deposit money and utilize it on online websites that support the Wallet. Being one of the best payment gateways, Paytm All In One Payment Gateway provides support for various payment sources from UPI to Debit/Credit Cards, Net Banking, Paytm Bank Wallet, Paytm Postpaid, and even EMI.
What is the success rate of Paytm Payment Gateway?
The transaction success rate of a payment gateway refers to the proportion of attempted transactions that ended with a successful payment transfer. The transaction success rate of a payment gateway depends on a number of factors like network integrations, tech infrastructure, nature of business, etc. Thanks to Paytm’s intelligent routing, direct bank integrations, saved cards and UPI IDs, Paytm Payment Gateway is able to ensure industry-high success rates.
Does Paytm Payment Gateway have a transaction limit?
The monthly transaction limit of Paytm Payment Gateway is defined on the basis of various factors like line of business, documents submitted, website or app readiness, etc. We set the limit after carefully evaluating all parameters for each merchant. But Paytm Payment Gateway does support 2,500 transactions per second, which ensures that there are no drop-offs for you even during high-volume times.In comparison, other payment gateways support < 1,000 transactions per second.
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