Overdraft Services | Chase.com (2024)

FAQs

How do I call Chase about my overdraft? ›

The best number to get in touch with Chase is 1-800-935-9935. You could say something like this: “Hi, I noticed there was an overdraft fee charged to my account. I'm a long-term customer and this is the first time I've received this fee.

With Chase Overdraft AssistSM, we won't charge an Overdraft Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 p.m ET (8 p.m PT) to make a ...

You can un-enroll in Debit Card Coverage by going to a branch or calling 1-800-242-7338. Once un-enrolled, all overdraft transactions for everyday debit card purchases will be declined, but there will be no fee.

You'll have to contact customer support over the phone and see if you might be eligible for a refund. Chase Bank: With Chase Overdraft Assist, you won't have to pay an overdraft fee if you overdraw $50 or less, or if you put back money in your account within one business day.

Generally, the bank will not close a checking account that is in an overdraft status. Such an account will be kept open until it is brought current. Then, the account can be closed. Review your deposit account agreement for policies specific to your bank and account.

When you open a checking account, you may want to ask a representative, “What's the most I can overdraft my account?” and “How much overdraft can I get? Each financial institution sets different limits which can range from $100 to $1000.

If the account balance stays negative for an extended period, your account may incur multiple additional fees depending on the bank's policies for your account. Checking accounts that continue to be overdrawn past a certain time might even be closed.

The bank must notify you in writing or electronically about the bank's overdraft service and obtain your affirmative consent to participate. If you had affirmatively consented or agreed to the overdraft service for one-time debit card transactions and wish to revoke that consent, you can do so at any time.

If you are a Chase customer who has been charged unfair overdraft fees in the past 12 months, all you need is a recent bank statement to quickly see if you qualify for a claim. You pay no attorney fees. All fees will be collected from Chase in winning arbitrations.

Can I get overdraft fees waived? ›

Can You Get Overdraft Fees Waived? Yes, you can get overdraft fees waived at many financial institutions, but it may depend on the bank. Some banks may have a formal process for fee waivers or may provide auto-deposits from connected accounts.

If a payment takes you into any arranged overdraft, you have until the end of the day to pay money into your account to avoid daily arranged overdraft interest for that day.

(800) 935-9935

Chase Bank / Customer service

Debit Card Overdraft ServiceFootnote 7 ⁷ allows the Bank to authorize, at its discretion, ATM and everyday (one-time) debit card transactions into overdraft if there isn't enough available money in your checking account (or in accounts linked for overdraft protection), and an overdraft feeFootnote 6 ⁶ will apply to any ...