Online Banking: Personal & Business | Virgin Money UK (2024)

A further update on Virgin Money and Nationwide

Find out more

Does your current account earn you money?

Our M Plus Account does

Discover M Plus Account

Online Banking: Personal & Business | Virgin Money UK (1)

Investing made extra

Supercharge your cash savings with up to 6.25% (AER1/Gross2 P.A.) interest when you also invest with us.

Put £5,000 or more in our Stocks & Shares ISA and leave it for a year to bag a 2% (AER1/Gross2 P.A.) savings bonus on our 4.25% (AER1/Gross2 P.A.) 1 Year Fixed Rate E-Bond Exclusive. Now that's extra.

ISA capital at risk. Terms apply.

Our Fixed Rate E-Bond rate may change in the future. When you apply for the Bond, we'll let you know the rate that’s available.

Find out more about this savings account

1Annual Equivalent Rate (AER) is the rate if interest is paid and compounded once a year.

2Gross P.A. is the rate of interest paid without deduction of tax.

Online Banking: Personal & Business | Virgin Money UK (2)

No-nonsense products we're proud of

When it comes to banking, you want an honest deal with no surprises. So we'll always tell you the things you really need to know up front.

Current accounts Our current account is where the smart money goes. View current accounts Credit cards Know if you'll be approved for a credit card before you apply. View credit cards Business accounts Working hard to help you grow your business. View business accounts Savings See our range of savings accounts and Cash ISAs. View savings accounts Mortgages We're experts at making mortgages easy. View mortgages Personal Loans Find out if you're eligible without making a full application. View personal loans Insurance Cover for you and all the things you love. View insurance options Investments Designed to let everyone benefit from the stock market. View investments Pensions Simple to set up, easy to keep track of and super flexible. View pensions

Our Navigator Pension is here

It's like a satnav for your retirement journey

Find out moreabout our Navigator pension

Capital at risk. Virgin Money is a trading name of Virgin Money Unit Trust Managers Ltd.

Online Banking: Personal & Business | Virgin Money UK (4)

Mortgage Charter support for our customers

Worrying about your mortgage payments lately? We can now do even more to help.

See what support is available

Save with confidence

As we are covered by the Financial Services Compensation Scheme, savings with Virgin Money are covered up to £85,000 per person.

View the FSCS guarantee

Online Banking: Personal & Business | Virgin Money UK (5)
  • Have you joined Virgin Red yet?
  • Discover our red hot rewards
  • Virgin Money Stores and Lounges
  • Award-winning products
  • Service that's about smiles not sales
Discover our red hot rewards
Online Banking: Personal & Business | Virgin Money UK (6)

Have you joined Virgin Red yet?

Join the rewards club that revolves around you.

Virgin Red terms apply Link opens in a new window. UK only. 18+.

Discover Virgin Red

Have you joined Virgin Red yet? Virgin Money Stores and Lounges
Online Banking: Personal & Business | Virgin Money UK (7)

Virgin Money Rewards

Brighten up your world with exclusive offers in our app.

Discover rewards

Discover our red hot rewards Award-winning products
Online Banking: Personal & Business | Virgin Money UK (8)

Virgin Money Stores

A new generation of creative and community-focussed spaces on the high street, designed to broaden people’s horizons and brighten their lives.

Open plan layouts, shoulder-to-shoulder service and relaxed discussion spaces are just a few of the ways that people can manage their money in a modern way. Virgin Money Stores give everybody a space to learn, work and play.

Discover our Stores

Virgin Money Stores and Lounges Service that's about smiles not sales
Online Banking: Personal & Business | Virgin Money UK (9)

Bank with the best

We don't like to brag but it's good for you to know that other people have given us a thumbs up too. You don't just have to take our word for it. Here are a few awards we've won.

Best Reward Current Account Provider (Your Money 2023)
Best Current Account Provider (Moneyfacts Awards 2022)
Best Cash ISA Provider (Your Money 2023)
Best investment ISA - small portfolio (Your Money 2022)
Best Mortgage Provider (Your Money 2022)
Best buy-to-let mortgage provider (Moneyfacts Awards 2019 - 2022)
Best buy-to-let lender (Mortgage Finance Gazette 2021)

Award-winning products
Online Banking: Personal & Business | Virgin Money UK (10)

Service that's about smiles not sales

Offering everything from current and savings accounts to mortgages, yes, Virgin Money is a bank. But don't worry, we never act like one. We're Virgin first, so our love of service always shines through.

You'll experience it every time you chat with our customer service advisers. Or if you prefer, manage your money from your favourite armchair or cafe, thanks to our app and online banking.

Online Banking: Personal & Business | Virgin Money UK (2024)
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