Older Women and Poverty - Justice in Aging (2024)

Older Women and Poverty - Justice in Aging (1)

We believe everyone has a right to age in justice

Senior poverty is on the rise. Disappearing pensions and inadequate retirement benefits are leaving more older Americans behind. Women, especially women of color, are more likely to age into poverty than men.

A Justice in Aging Special Report delves into the reasons women are more likely to age into poverty, and offers 15 recommendations for strengthening the supports that we all may need as we grow older. Women tell their own stories of the struggles they face in three short videos that accompany the report.

Read the Special Report

Key Drivers of Poverty Among Older Women

  • Caregiving responsibilities
  • Wage Gap & Low-Wage Work
  • Higher Health Care Costs
  • Death of a Spouse or Divorce
  • Wealth Gap
  • Discrimination
  • Domestic Violence

Recommendations

  • Update the Supplemental Security Income (SSI) Program
  • Provide Social Security Credits to Caregivers
  • Increase Income Eligibility for Tax Credits
  • Adopt Paid Leave Policies
  • Expand Eligibility for 401(k) Participation
  • Expand Eligibility for Medicare Savings Programs
  • Add Dental, Vision, and Hearing to Medicare
  • Maintain Pre-Existing Condition and Age Protections
  • Develop a Long-Term Care Benefit
  • Increase Funding for HUD and Other Housing Programs
  • Utilize Medicaid to Increase Access to Housing
  • Increase Funding for LIHEAP and Other Energy Assistance Programs
  • Improve Access to SNAP
  • Designate LGBTQ Older Adults as a “Greatest Social Need” Group
  • Increase Funding for Legal Services

Additional Resources on Senior Poverty

Older Women and Poverty - Justice in Aging (2024)

FAQs

Why are older women one of the poorest groups in society? ›

For many, a lifetime of unpaid, work-interrupting caregiving responsibilities is one cause. Divorce, labor market discrimination, and inequalities built into Social Security and employer pension programs are also frequent factors which leave women worse off as they enter old age.

Is there a greater likelihood of poverty among women in old age? ›

Under both the official poverty measure and the Supplemental Poverty Measure, the poverty rate among people ages 65 and older was higher among adults ages 80 and older, women, and people self-reporting fair or poor health, based on three-year averages for 2020-2022.

How does poverty affect aging? ›

Poverty affects older adults differently than other groups because they are more vulnerable to economic instability when their physical health, cognitive abilities, and social networks decline. Further, older Americans are finding that their pensions are inadequate to meet their basic needs, which include housing.

Are older women more likely to live in poverty? ›

Women over 65 are more likely to be poor than men, regardless of race, educational background, and marital status. Women age 65 and older are much more likely to be poor than their male counterparts—and older, minority, and unmarried women are at greatest risk.

How does society view older women? ›

In popular culture, societal stereotypes often paint a negative image of older women, while giving older men a more positive portrayal. This creates a stark contrast between the experiences of men and women as they age.

Are older women discriminated against? ›

Gender-based discrimination and inequalities are exacerbated at older ages, with these inequalities emerging from gendered stereotypes deeply rooted in cultural and social norms. The combination of ageism and sexism has a unique and aggravating effect on discrimination and inequality.

What do seniors struggle with the most? ›

Click here now.
  • Falls. Why: Falls are very common in older adults. ...
  • Memory concerns. Why: Memory concerns often cause anxiety for older adults and families. ...
  • Depression. ...
  • Urinary Incontinence. ...
  • Pain. ...
  • Isolation and loneliness. ...
  • Polypharmacy (Taking Multiple Medications)

What age group is most affected by poverty? ›

One in six children under five (3 million children) were poor, the highest rate of any age group. Children remain the poorest age group in America, with children of color, children under five, children of single mothers, and children in the South suffering from the highest poverty rates.

Which key factor appears to be associated with greater poverty in old age? ›

Explanation: Health and marital status appear to be associated with greater poverty in old age. A person's health plays a critical role in their ability to work and generate income as they age, and poor health can often result in reduced earning potential and increased medical expenses.

How does poverty affect women? ›

Poor girls are more than twice as likely to marry in childhood as those who are wealthy. They then face potentially life-threatening risks from early pregnancy, and often lose the opportunity of an education and a better income. Their poverty becomes a self-sustaining cycle.

Who gets more government assistance, men or women? ›

The distribution of welfare in the US is a gendered process in which women, especially mothers, are much more likely to receive assistance than men.

How do economic issues affect the elderly? ›

These older adults struggle with rising housing and health care bills, inadequate nutrition, lack of access to transportation, diminished savings, and job loss. For older adults who are above the poverty level, one major adverse life event can change today's realities into tomorrow's troubles.

What age group is most poor? ›

Among the 74 million children living in the United States, 11 million live in poverty. One in six children under five (3 million children) were poor, the highest rate of any age group. The pandemic forced children already in poverty even deeper into poverty.

Which age group is most likely to be poor sociology? ›

children. Children are the age group most likely to be poor in the United States. This is because children are dependent on their parents or guardians for financial support, and if their parents or guardians are in poverty, it often affects the children as well.

Are older women often more financially disadvantaged than older men? ›

Women are 80 percent more likely than men to be impoverished at age 65 and older, while women between the ages of 75 to 79 are three times more likely than men to be living in poverty. Widowed women are twice as likely to be living in poverty than their male counterparts.

Who are the poorest older adults? ›

As shown in Figure 1, women made up a larger share of the older adult population in poverty (65%) than of the older population not in poverty (54%). Different family and work experiences and longer life expectancies may contribute to greater economic challenges for women in their later years.

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