Aishwaryasingh23Zapp is a e-wallet from HDFC Bank.I have bad experience of using it & I want to share it with all.I have installed this wallet 6 months ago but not used it once since I dont find it useful.Now- a -days every bank , ecommerce are launching their e-wallet , aishwaryasingh23ment apps etc.By comparing this wallet with other I dont find this very useful or something extraordinary.
Lets discuss its pros as cons one by one -
Cons-
During the activation it deducts money from your phone balance of rupee 1 by sending sms
If you install it on other device then also it deducts money that means each times it deducts money when you activate it
No card is given if you do not put money in the wallet
When you click on aishwaryasingh23Zapp card when having zero balance it show You do not have card yet please add money to get card
All other wallets are showing cards e-visa/mastercard even on zero balance
The design & features of the wallet is not unique even other banks have same wallet nothing is new.
Same wallet by idbi bank or may be others are also providing having same features, same looks , same design.
Also there are error during transactions .
Not a new design , concept.
Many times error occur duing login also.
Virtual prepaid card is not avialable @ zero balance .It can be used only for online shopping.It is shown only when you put some balance in wallet.
No a digital banking system as provided by many others banks.
No physical card is available /provided to the customers.
Pros-
I dont find any pros in this wallet nothing special nothing new , no special offers , design.It is just copied from other brands.So I dont found it useful as it is ordinary with no good features.Also it deducted my money many times during logging & activation purpose.
Overall I will say it is not expected from Hdfc bank .It should be upgraded or add some more features in it & make it more user friendly.
So from my usage experience I would not recommend it to anyone. So dont waste time , money , phone memory, data by installing this app.
Hence I will give only 1 star to this app from my side.
