On this page, you will find all of the state-specific information for insurance licensing in the state of New Jersey. This information pertains to resident license applicants. For additional information for resident licensing, or for nonresident license information, please refer to the New Jersey Department of Banking & Insurance website at http://www.state.nj.us/dobi.Information is subject to change, and we will do our very best to make the process of completing your licensing education requirements as simple as possible.
New Jersey Department of Banking & Insurance
Producer Licensing Unit
20 West State Street
PO Box 327
Trenton, New Jersey 08625-0327
Phone:(609) 292-7272
Fax: 609-984-5263
Website: http://www.state.nj.us/dobi
Email: [email protected]
How to Get Your New Jersey Insurance License
1. Complete an Insurance Prelicensing Course
New Jersey requires those seeking an insurance license to complete prelicensing before taking the state licensing exam. Prelicensing courses with Kaplan give you the best chance to pass—our pass rates are among the highest in the industry.
Prelicensing Education Hour Requirements
- Combined Life and Health: 40 Hours
- Life: 20 Hours
- Health: 20 Hours
- Combined Property and Casualty: 40 Hours
- Property: 20 Hours
- Casualty: 20 Hours
- Personal Lines, Property and Casualty: 20 Hours
- Title: 20 Hours
- Surplus Lines: None
- Limited Lines, Bail Bonds: 10 Hours
Acceptable Methods of Education
- Classroom (Traditional or Live Online)
- Self-study
- Online
Prelicensing Education Exemptions
The following designations or certifications are approved for waiver of prelicensing education requirements for the indicated insurance line of authority. Note: Applicant must apply for a license within one year of passing the exam.
Adjuster Licensing Requirements
The Designated Home State (DHS) adjuster license is available to individuals who are 1) residents of a state that does not license adjusters, or 2) to individuals that are company adjusters and reside in a state that only licenses independent adjusters and/or public adjusters and want to designate another state as their home state.
The states that qualify under #1 and #2 above are CO, DC, IA, IL, KS, MA, MD, MO, ND, NE, NJ, OH, PA, SD, TN, VA, and WI.
How to get an All-Lines Adjuster Designated Home State license in Florida
Under the Designated Home State concept, many adjusters obtain the Florida 70-20 Non-Resident Designated Home State Adjuster license to become an All-Lines Adjuster in Florida. To qualify for the license, the adjuster must obtain a Florida-approved adjuster designation or pass the Florida All-Lines Adjuster state examination, and complete Florida’s biennial continuing education requirement.
Obtaining the 70-20 license allows company and independent adjusters residing in the states above to adjust claims in Florida, all states that have adjuster reciprocity with Florida, and states that accept the Florida DHS Adjuster license.
TheCertified All-Lines Adjuster (CALA)designation is offered by Kaplan pursuant to the authority of Florida Statute §626.221 and with the approval of the Florida Department of Financial Services (DFS). Completion of the CALA designation course allows a prospective licensee to receive their Florida 70-20 licensewithout taking the Florida state licensing exam.
Select the link below to see the requirements for obtaining a Florida 70-20 Designated Home State Adjuster license.
https://www.myfloridacfo.com/division/agents/licensing/agents-and-adjusters
How to get aProperty-Casualty Adjuster Designated Home State license in Texas
Some adjusters elect to designate Texas as their Designated Home State and obtain the Texas Designated Home State (DHS) Adjuster license.
Kaplan’s online Property/Casualty Adjuster licensing course contains the actual state licensing exam for the Texas DHS Adjuster license. Therefore, the licensing candidate can satisfy their Texas adjuster prelicensing requirement and pass the Texas P/C Adjuster state licensing exam online through Kaplan without leaving their home or office. Upon completing the Kaplan course and successfully passing the course exam, the adjuster can remotely apply for their Texas P/C Adjuster license using the procedures found on the Texas State Requirements page. This will qualify them to adjust in both their home state and all states that accept the Texas DHS Adjuster license.
Completion Reporting
Kaplan will automatically report your completion of the Certified All-Lines Adjuster (CALA) designation to the Florida DFS in 5-7 business days. An online PDF Certificate of Completion is also available to download and print immediately after the final exam is passed.
2. Pass Your New Jersey Licensing Exam
After completing your required prelicensing course, you must pass a state licensing exam. Kaplan’s prelicensing content is based directly on the New Jersey licensing exams, so you will be prepared to pass the first time.
Exam Provider: PSI
For exam information and for scheduling, go to the PSI website: https://www.psiexams.com/test-takers/
Phone Number: 877-526-6833
3. Apply for a New Jersey Insurance License
Once you have passed your state licensing exam, you are ready to apply for an insurance license.
For Information, Rules and Requirements, an FAQ and to apply, please go to the NIPR website: https://nipr.com/licensing-center/state-requirements/new-jersey-resident-licensing-individual
4. Plan to Complete Required Insurance Continuing Education (CE) Credits
Every insurance producer must adhere to their home state’s CE requirements. Stay on top of your CE and ahead of the competition with 365 days of unlimited course access when you enroll in a CE library with Kaplan.
Learn how to renew a New Jersey insurance license by clicking here: https://www.kaplanfinancial.com/insurance-continuing-education/new-jersey/state-requirements
