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FAQs
NerdWallet+ is a membership program that pays you back for the smart financial decisions you're likely already making. Members gain access to exclusive features and have opportunities to earn rewards throughout the year.
Why am I getting NerdWallet emails? ›
If your NerdWallet account is still active, you may receive transactional emails, which we are required to send to keep you informed of changes affecting you or your account. These do not have unsubscribe links because NerdWallet is required to notify you of the information contained in those emails.
Do I have to pay for NerdWallet? ›
NerdWallet is entirely free for our account holders.
Is it safe to link accounts to NerdWallet? ›
We link your accounts using the Plaid platform, who are just as committed to your security as we are. Learn more about Plaid privacy policies. How does NerdWallet protect my personal information? We use industry-standard security controls, such as cryptography, to protect your personally identifying information.
Is there a monthly fee for NerdWallet? ›
NerdWallet gives you credit score, cash flow, and net worth monitoring, not to mention tons of personal finance education. Best of all, it's free.
What is the primary purpose of NerdWallet? ›
At NerdWallet, our mission is to provide clarity for all of life's financial decisions.
What information does NerdWallet collect? ›
We may collect Personal Information directly from you when you use the NerdWallet Platform and Services — for example, when you register to become a member, request to prequalify for a third-party credit card or loan product, request your TransUnion credit report and/or score, link your third-party financial accounts, ...
How do I get rid of NerdWallet? ›
To close your account from the NerdWallet app
- For Apple devices: Tap the circle icon in the upper left-hand corner.
- For Android devices: Tap the circle icon in the upper right-hand corner.
- Tap Settings.
- Scroll down toward the bottom and tap Close My Account.
- Tap Yes, Close.
Credit Karma's competitors include NerdWallet and Credit Sesame, both of which also offer free credit score information and financial tools.
Does NerdWallet check your credit? ›
Checking your credit score on NerdWallet only prompts a soft inquiry on your credit report - not a hard inquiry - and will never impact your score in any way, no matter how often you check it.
To use the Services you must (i) be at least eighteen (18) years of age; (ii) have not previously been suspended or removed from the Services; and (iii) register for and use the Services in compliance with any and all applicable laws and regulations.
Does NerdWallet sell info? ›
You can learn about NerdWallet's security practices here. NerdWallet does not sell your account information to third parties, nor do NerdWallet employees have the ability to see or access your account details.
How do I unlink my bank account from NerdWallet? ›
If you are using the NerdWallet mobile app
- Log into your NerdWallet account.
- Navigate to your Net worth view.
- Select the account you no longer want included in your NerdWallet account totals.
- Select the best option.
If you've already used the phone number in question with two NerdWallet accounts, you'll need to use a different phone number to sign up. The number must be a US number supplied by a standard phone carrier. Please note that online call forwarding numbers, such as Google Voice numbers, won't work.
Can banks see your other bank accounts? ›
However, in some cases, if you apply for a loan or credit and provide consent, the bank may request access to your credit report, which may include information about your other bank accounts and financial history.
Does NerdWallet do a hard credit check? ›
And we use a "soft inquiry" so checking your score won't hurt it. Where does NerdWallet get my score? NerdWallet partners with TransUnion® to provide your VantageScore® 3.0, based on information in your TransUnion® free credit report.
What is the difference between credit karma and NerdWallet? ›
Consider whether your primary concern is tracking your finances or managing your credit score. Credit Karma is likely the best option for you if your primary concern is managing or improving your credit score. If your primary concern is budgeting and finance tracking, NerdWallet is likely the better choice.
