The most prestigious American Express card is the Centurion® Card from American Express. You need an invitation to get it and an income of at least $250,000 a year to merit consideration, according to online reports. Note that Amex doesn’t disclose the requirements for this card.
The Centurion® Card from American Express also has a $10,000 initiation fee and a $5,000 annual fee. Cardholders get access to Centurion Lounges, hotel benefits, apersonal concierge, and more. They also earn 1 point per $1 spent on all purchases.
Here’s another prestigious Amex credit card:
The Platinum Card® from American Express is also among the most prestigious American Express cards. It offers new cardholders 80,000 points for spending $8,000 in the first 6 months. Plus, it makes for a great travel companion as it offers 1 - 5 points per $1 spent on purchases. Among its many perks, it also provides concierge services and access to a host of worldwideairport lounges. The card charges a $695 annual fee, which makes it significantly more affordable than the Centurion® Card from American Express.
Keep in mind that thebest American Express cardsaren’t necessarily the most prestigious ones. Amex has a range of offerings with rewards for various spending habits. If exclusivity isn’t a top priority, it’s best to pick a card that best fits your needs.
This answer was last updated on 05/16/24 and it was first published on 02/10/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
FAQs
The American Express Centurion Card, colloquially known as the Black Card, is a charge card issued by American Express. It is reserved for the company's wealthiest clients who meet certain net worth, credit quality, and spending requirements on its gateway card, the Platinum Card.
What is the most elite American Express card? ›
1. American Express Centurion Card
- The American Express Centurion Card is the most exclusive credit card in the world and is commonly known as the “Amex Black Card.” ...
- The Centurion card is so exclusive that American Express won't release the card's full details or say how one can become a cardholder.
The Centurion card, informally known as the “Amex Black card,” happens to be Amex's most premium card.
What is the hardest American Express card to get? ›
Centurion® Card from American Express
A rating of 5 is the best a card can receive. Why it's one of the hardest credit cards to get: The hardest credit card to get is the American Express Centurion Card. Known simply as the “Black Card,” you need an invitation to get Amex Centurion.
What card do billionaires use? ›
In a world where wealth and status are often interlinked, the black credit card stands as a pinnacle of fiscal prestige. Embodied by the illustrious Centurion® Card from American Express, colloquially known as the 'Amex Black Card', these cards are more than a payment method ᅳ they're a statement.
What is the rich person card for American Express? ›
Centurion Card members, like Platinum Card members, get complimentary access to the American Express Centurion Lounges at several US airports. They also get no pre-set credit limit, access to Priority Pass lounges around the world, plus additional lounge privileges based on the country their card is registered in.
What is the highest limit on Amex? ›
There are no pre-set spending limits on the American Express® Charge Card. You can spend as much as you've shown us you can afford. Your spending limit is based on factors including your current spending patterns, payment history, credit record and financial resources.
What is the minimum income for American Express Ultimate Card? ›
Applicants must be 18 years of age or over, and earn a minimum income of $65,000 per annum to apply for the Qantas American Express Ultimate Card.
Who qualifies for a black card? ›
Amex Black Card Requirements
However, several reports online suggest a few soft guidelines: Have a history of at least one year with American Express. Spend $500,000 or more per year on your Amex credit cards (some reports say you need to spend upwards of a million dollars every year)
What is the most prestigious credit card? ›
What are the most prestigious credit cards? The most prestigious credit card is the Centurion® Card from American Express, which is also known as the Amex Black Card. This card requires applicants to meet very high income and spending standards to even qualify, and you can only apply if you receive an invitation.
The American Express® Gold Card is considered a luxury card since it's a metal card with impressive rewards on dining, groceries, and travel.
Is Amex Platinum more prestigious than Amex Gold? ›
If you love a VIP experience and globe trot regularly, then the Amex Platinum is a fantastic option. But if you're not overly fussed about luxury travel or only travel a few times each year, the Amex Gold offers better value and more rewards-earning opportunities.
Is American Express more prestigious than Visa? ›
American Express and Visa are both major credit card networks, but they're certainly not the same. Using an American Express card, or Amex card, can imply a certain level of prestige and exclusivity. Amex cards often earn big rewards and, in some cases, come with ultra-high annual fees.
What's the easiest Amex to get approved for? ›
The Blue Cash Everyday® Card from American Express and the American Express Cash Magnet® Card are two of the easiest Amex cards to get approved for because they only require good credit. While the best American Express credit cards aren't that easy to obtain, there are several credit cards from other...
Which Amex is hard to get? ›
American Express generally requires a good to excellent credit score to qualify for The Platinum Card® from American Express. Terms apply. You'll want to have at least a 690 credit score before applying for the card. So, you may need to work on building your credit score before applying for the card.
What is the top of the line American Express? ›
The Platinum Card
Created with Sketch. Access to 1,400+ airport lounges worldwide with American Express Global Lounge Collection®.
Who qualifies for Amex Black Card? ›
Amex Black Card eligibility criteria
While the requirements for getting an invite for the Black Card aren't officially published, rumor is that you have to be a high earner who has spent and paid off between $350,000 and $500,000 across all of your American Express accounts in a calendar year.
