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Trying to find the right home loan?
Let us help.
Whatever your home financing goals, knowing your options is a good first step.
Mortgage loans and programs | What you need to know |
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Fixed-rate mortgage |
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Adjustable-rate mortgage (ARM) |
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Jumbo loans | For customers who need financing for higher loan amounts:
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Low down payment options | For qualified homebuyers with limited cash for a down payment:
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Government mortgage loan options | For eligible customers, options like FHA and VA programs may:
FHA loans have the benefit of a low down payment, but consider all costs involved, including up-front and long-term mortgage insurance and all fees. Ask your home mortgage consultant to help you compare the overall costs of all your home financing options. |
Loans for newly built homes | For those buying a newly constructed home:
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Cash-out refinance | For homeowners who want to access available equity in their home:
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Ready to get started?
Get a call back
Call 1-877-510-2079or find a mortgage consultant in your area
Still have questions?
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- Finish a saved application
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- Home mortgage FAQs
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Call Us
New Loans
1-877-510-2079
Mon – Fri: 7 am – 8 pm
Sat: 8 am – 6 pm
Central Time
Existing Loans
1-800-357-6675
Mon – Fri: 7 am – 10 pm
Sat: 8 am – 2 pm
Central Time
Let Us Contact You
Have a home mortgage consultant call you back.
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If you are a service member on active duty, an eligible spouse, partner, or dependent, or currently receiving SCRA benefits, please consult with your legal advisor prior to seeking a refinance of your existing mortgage loan. In some cases, a refinance may impact your eligibility for benefits under the Servicemembers Civil Relief Act or applicable state law.
Credit is subject to approval. Property location and income restrictions may apply, and homebuyer education may be required.
Equal Housing Lender
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A.
QSR-0523-01733
LRC-0323
Fannie Mae and Freddie Mac
Congressionally chartered, shareholder-owned corporations that were created to help support a reliable and affordable supply of mortgage funds. They buy mortgages from lenders for their portfolios or to sell as packaged securities.
Conventional conforming mortgage
A mortgage that is not obtained under a government program (FHA or VA) and satisfies the underwriting guidelines and loan limits set by Fannie Mae or Freddie Mac.
Initial fixed-rate period
The time period until the first interest rate adjustment of an adjustable rate mortgage (ARM).
Principal and interest (P&I)
The 2 main components of your monthly payment. The principal portion reduces your loan balance, while the interest is your cost for borrowing the principal. Your monthly payments may include taxes and insurance in addition to P&I.