How does your process work?
We like to start by getting to know you better, and invite you to do the same. That’s why we typically schedule a phone call — we can answer your questions right away and it helps us get a sense of your personal situation.
Getting a feel for your situation is important because, even though we have a proven system, we take you through a customized path within that system. What works best for one client might not work best for another. As soon as we know where you’re at (from newbie to seasoned pro) and what you’re working with, we can guide you on the best course of action so you reach your goals faster and with less hassle.
If one or more of our properties meet your needs, we’ll walk you through the entire process from pre-purchase and beyond. It doesn’t matter if you want to use a Self-Directed IRA or some other financing option — we can help make it happen!
How do you make money, what are your fees?
We are able to purchase and develop our new construction properties in bulk. This allows production in higher volume vs. higher margin. This also allows us to offer more services and benefits to our clients without charging additional fees to have access to our team and products.
Who is SDIRA Wealth?
As Clayton mentions in his welcome video, we are a collaborative team which allows us to work effectively in bringing a customized approach to education and real estate investment. From financial education to customer service, Morris Invest and SDIRA Wealth work together to bring you a full service experience. With 20 years of experience in real estate and over 1 billion in sales SDIRA Wealth is nationwide operating in 14 states and over 40 cities. Our mission together is “to empower people to move beyond the status quo and create the best possible experience with our solution.”
Where are the properties?
We always focus on landlord friendly states with the highest job growth and lowest vacancy rates. Each of our markets are studied for at least 12 months prior to beginning our lengthy development process. We operate in 14 states and over 40 cities.
What is all of this going to cost me?
One of the benefits of working with our team is the fact that we produce in high volume which allows us to negate extra fees for you. We are an educational company and we believe in financial intelligence. All we ask in return is to take time to educate yourself on strategies we offer and have an understanding of the value and benefits we can provide.
What are my financing options?
Over the past 20 years we have formed relationships with over 100 different lenders. We offer every type of financing to allow our team to customize the right portfolio to meet your needs. We offer conventional financing, portfolio financing, International financing, IRA financing, and non-recourse financing.
Can I see a list of properties?
Our goal is to create the best possible experience for our clients. Over the past 2 decades we have built relationships with our clients so we can best understand their needs and how to best serve them. Once we know where we can add value and what solution will make the greatest impact we then will customize a portfolio that will meet your needs, this is when we showcase the properties available.
How much do I pay for property management?
One of the benefits of working with our team is our ability to pass on a lower rate to our clients based on our high volume with the property management companies. Each management company lays out their fee schedule which can include a lease up fee covering the costs of obtaining a new tenant.
What lender should I use?
Depending on the property and location we have banks lined up that already have an understanding of the properties and strength of the market. As a full service company we are able to provide you with a connection to these lenders that offer competitive terms.
How do you get such a low interest rate?
Completing thousands of transactions has allowed us to build strong relationships with banks that know our product and process. This also creates a competitive advantage between lenders who are looking to earn our business. We have a dedicated team working with these lenders to bring those rates to our clients.
What is non-recourse financing?
Non-recourse financing is a loan that is secured by the asset itself, meaning the property not you or your company. You as the borrower are not liable which therefore lowers the risk. The property itself represents the collateral thus securing the loan for you as the investor.
Why have I never heard of self-directed IRAs before?
Since 1974 investors have been able to self-direct their IRAs. Most financial advisors offer investment in stocks, bonds and mutual funds which in turn allows them to make money. Public education on self-direction is lacking but our team is committed to changing that awareness.
