Monzo Help - 9 reasons travel is better with Monzo (2024)

Spend without fees 🙌

Pay anywhere in any currency, fee-free. We pass Mastercard’s exchange rate directly on to you, without sneaky fees or extra charges.

Take cash out 💸

If Monzo is your main bank account, withdraw unlimited cash for free in the European Economic Area (EEA), and up to £200 per month for free outside the EEA. After that, we’ll charge 3%. Find out more.

Keep your holiday money separate 😎

Put your holiday money into a Pot and keep it apart from your main balance. You can even hide or lock it so you don’t dip into it before you leave.

Track how much everyone owes, even with people who don’t have Monzo – all thanks to Shared Tabs. You focus on the good times, we’ll do the maths.

Stay on top of your spending 👌

Categorise your card transactions as ‘holidays’ – then head to Trends to track your spending and check you’re staying on budget.

Sort your travel essentials with Monzo Max 🎉

Upgrade to Max and you'll get worldwide travel and phone insurance, plus UK & Europe breakdown cover. Find out more.

Max is £17 per month (add your family for an extra £5 a month).

• 3 months minimum • Must be aged 18-69 • Phone insurance by Assurant with £75 excess • Travel insurance by Zurich, powered by Qover with £50 excess • Ts & Cs apply

Get more time to pay for travel with the Flex credit card ☀️

Pay for flights, hotels, meals and more with a credit limit you control. We have you covered for bigger buys, with no interest on purchases of £100 or more paid over 3 months. For everything else it's 29% APR representative (variable) for up to 24 monthly payments. Find out more.

Monzo Flex is credit for eligible 18+ year olds • Ts&Cs apply • Consider the cost of credit before a purchase. Missed payments negatively impact credit scores.