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Your smartphone can cost up to a grand or more. Isn’t it time for it to start earning its keep?
While your phone can’t exactly get a job, it can give you access to some amazing apps that will actually save you money. Download them all, and your phone bill just might start paying itself!
There are so many important things in life that saving more money can help you to achieve. Whether you’re thinking of taking an Instagrammable trip, buying a new set of wheels, or putting a down payment on a home, having strong savings is essential to helping you get the things you want out of life.
Plus, experts recommend always having a fully-stocked emergency fund containing three to six months of your expenses to protect you in case of unforeseen bills or even job loss.
So, are you ready to start using your phone to save big? Time to start downloading these apps and saving/making money today.
1. A Legit Way to Earn $750 This Week
You can get $750 direct deposited into your bank account and all you have to do is try out some deals. The catch? You can only do this once a year!
Seriously, anyone 18+ can participate in Flash Rewards, a rewards program that’s been around since 2016 and has rewarded $12 million to participants over time.
So how do you get the money? Answer: You just have to follow the instructions carefully!
Flash Rewards work by showing you “deals” they think you would like. This includes mobile apps and games, subscriptions, financial services, etc. Each type of deal you choose has its own mini task to complete.
- Head over to Flash Rewards and fill out basic info (Email, Name, etc.)
- Take a quick Survey (it helps figure out the optional offers & required deals to recommend)
- Complete deals by shopping Flash Rewards’ great brand name partners.
- Important: Follow the instructions on completing the specific number of deals for each level and get to Level 5 to get the maximum reward! (there are plenty of deals to try – some are free trials or app downloads, others require a purchase!)
- Claim the reward and get it in about a week!
You won’t get your reward if you don’t complete the required amount of deals. Sure, it takes a little more effort but it’s legit. Get your $750!
2. Get Up to $55 Per Win Popping Bubbles
Make consistent extra money playing Bubble Cash, where you match 3 bubbles of the same color until you clear the board. It’s popular, too, since the game is frequently ranked within the Top 10 in the App Store with a 4.6/5 star rating with over 74K+ reviews!
Win free cash when you collect enough gems to enter practice tournaments, and then win MORE when you enter the higher stakes tournaments (there’s a small entry fee for the bigger tournaments).
“Finally, a game that isn’t a scam! I won $71 yesterday on Sunday, and today on Monday, it was already in my Paypal” – Mzmari
Play for free now, and then switch to cash games to increase your winnings whenever you want. Obviously, this won’t make you rich, but 100% worth it compared to other games that don’t pay.
3. Ask This Company To Pay Off Your Outstanding Credit Card Debt
It’s 2024, and you want to body slam that debt down and keep it down. You just need a little help doing it.
MyLendingWallet can help if you have under $35,000 in debt. They’ll offer a personal loan that pays off all your balances and consolidate them into one balance to make it easier on yourself.
Regardless of credit status, you can quickly determine if you qualify for a loan with APRs ranging from 5.99% to 36% max. Since their network has over 100 vetted lenders, you’ll be able to compare with no obligation either.
You can get funds as fast as 24 hours, and they have flexible repayment periods (61 days to 72 months!). Even better? There’s no credit score impact to check, so see how LoansUnder36 can help now! It only takes 2 minutes.
4. Earn $100+ Playing Games & Other Easy Tasks
Get paid to do things you already do, like playing games, giving opinions, and more. It’s 100% free and legit with KashKick. Start making money after signing up with your name and email address, then complete the first task!
“Kashkick saved my life! I lost my job, and thanks to KashKick, I get a little side income to pay a couple of bills.” – Shanice, New Orleans.
Find a new side hustle through this app and check daily to make money. Join KashKick now to get your share of the cash and earn money online.
5. Turn Bingo Skills into Dollar Bills (Win from $1 up to $83 Per Game!)
Bingo Cash is a free-to-play modern version of the classic game, but you can win cash from your phone. The game has an App Store rating of 4.7 ⭐ and is currently ranked #6!
No luck involved, just speed and precise tapping of the right numbers on the board! Each game only takes 2 minutes, and everyone gets the same card and numbers, so it’s fair play. Finish among the top 3 winners and win gems or cash! You won’t get rich, but it can be consistent extra money you didn’t have before.
“Legit, and the cash out process is fast!” -CanosRUs
If you participate in cash tournaments, you can win up to $83 PER game. These typically have small entry fees, so practice first!
6. Earn Up to $750 Trying Out Offers
Try out offers and get rewarded. That’s the gist of Earn Big Rewards, a fun program where you can earn up to $750 (or even $1,000 if you’re ambitious) just by checking out sponsored offers from their partners.
Over 1 million members have gone through and got their rewards, and you can too! It’s simple.
Offers and deals vary, but the most important thing to know is that different levels have different rewards. Lower levels yield smaller rewards, while Level 5 will get you $500, $750, or $1,000.
You’ll be able to choose from mobile games, free trials, subscriptions, streaming services, and more after answering some quick questions.
Once you complete the levels you want, you can cash out and get the reward in a week!
7. Get Paid Up to $140/Month For Your Honest Opinions
Sounds too good to be true? Actually, big brand companies pay to hear our opinions because they help guide critical business decisions.
You can join 3+ million people who are earning up to $140 a month on a free site called Branded Surveys. You’re paid up to $5 per survey for sharing your honest thoughts with their big brand partners.
Just complete a quick profile so they can match you with eligible surveys. Big companies are always looking for honest opinions! For every completed survey, you’ll earn points to redeem for Paypal Cash, pre-paid VISA gift cards, and popular gift cards from hundreds of retailers. Taking just 3 quick surveys daily could earn $140/month!
Branded Surveyshave already paid out $38M so far, and there’s no limit to how many surveys you can take. Plus, they’ve got over 75,000 positive reviews on Trustpilot.
Sign up now to get a 100-point bonus and start earning cash!
8. The Money App Backed by Celebrities That Saves AND Invests for You
Acorns has caught the attention (and their investments) of Blackrock, Paypal, and major names like Dwayne Johnson and more. Plus, they have about 10 million all-time customers!
That’s because Acorns automatically saves and invests your spare change from every purchase with the Round-Ups® feature. You’ll get a diversified portfolio picked by experts based on your investment profile.
You only need $5 to start investing, and when you set up recurring investments, you’ll get a $20 bonus!
Get started in under 5 minutes with no financial experience or expertise needed. You’ll also get access to retirement, investing for families, rewards, and more based on your subscription plan.
With no hidden fees, Acorns makes it easy to invest in your future with your spare change!
9. Here’s How to Legally Bet On Games
If you can read this, it means you can legally bet on your favorite team and players.
Do it with FanDuel Sportsbook, America’s #1 online sportsbook, where you can safely, legally, and securely bet on sports.
It’s simple to get started:
- Create an account with FanDuel Sportsbook& deposit at least $10
- Find your game and the outcome you want to bet on
- New users get an amazing promo: bet $5 and get $200 in bonus bets guaranteed
Don’t be a sideline sitter; dive into the games with some bets. Just bet $5, and you’ll get $200 in bonus bets guaranteed, WIN OR LOSE.
21+ in select states. First online real money wager only. $10 Deposit req. Refund issued as non-withdrawable bonus bets that expire in 14 days. Restrictions apply. See full terms at fanduel.com/sportsbook. FanDuel is offering online sports wagering in Kansas under an agreement with Kansas Star Casino, LLC. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MI, NJ, OH, PA, IL, TN, VA), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), visit www.mdgamblinghelp.org (MD), 1-877-8-HOPENY or text HOPENY (467369) (NY), 1-800-522-4700 (WY), or visit www.1800gambler.net (WV).
10. Get Paid Up to $225/Month While Watching Viral Videos and Taking Fun Surveys
Founded in 2000, Inbox Dollars has been paying customers for their opinions for over 22 years and counting! They are one of the most trusted survey sites with fun, multiple ways to earn extra cash that set them apart.
“Fast and easy. Love that I can cash out to my PayPal and easily transfer money to my bank account.” – Tefanie P
Take surveys, watch videos, play games, and even read emails for extra cash. Who wouldn’t want to watch viral videos for money and get paid up to $225/month?
Inbox Dollars is a great platform to make a little side money. It’s free to sign up, so give it a try today!
11. Get Free Cash Back Every Time You Get Groceries, Gas, or Meals
Why not get free money back any chance you can get? That’s why we like Upside, a free cash back app that partners with 100,000+ businesses to bring you great offers you can’t get anywhere else.
On average, frequent users earn an extra $340 a year for just getting things they already buy!
“Easy money back without a catch. I’m getting cash back on stuff I would’ve had to buy anyway. Upside gives you easy savings that you actually see!” – alicejpark90
Wherever you are, just use the app to see where you can get cash back! You can get up to 25¢ per gallon, up to 30% back on groceries, and up to 45% back at restaurants.
Easily cash out via bank transfer, Paypal, or gift card; there’s no limit to how much you can earn. Download Upside for free to earn cash back, and new members can use a welcome code: TSW25to get an additional 25¢ a gallon on their first gas purchase!
Gas offers are not currently available in NJ, WI, or UT.
12. Free Rewards Program Gives Out 7,000 Gift Cards Daily
There are a lot of survey programs out there, but none are as popular as Swagbucks, a free rewards program where you can earn free cash for your time and opinion. They’ve paid out over $885 million to their members already and they’ve been in business for 15 years.
Earn points for doing surveys, online shopping, uploading receipts, and playing fun games then redeem the points for free gift cards to Amazon and Walmart or choose PayPal cash.
New members can get a free $10 just for signing up, so join the other 10 million members already part of Swagbucks and start earning free rewards!
13. Over $55,000 Paid to Members Daily - Join for Free
It’s about time you got paid for your opinions, right? It’s free and fun with Survey Junkie, which pays you with PayPal, gift cards, or directly to your bank account. Members get paid every day, and they’ve already paid out $76 million so far, so join to get your share!
“It’s easy to use, and you can get paid the same day. I really like that you can make a little bit of extra money,” Gabe L.
Just follow these simple steps:
- Click here to sign up for a free Survey Junkie account
- Take surveys
- Repeat daily and get paid; there’s no limit!
It only takes a few minutes to join Survey Junkie but remember to verify your email address.
Completing each survey earns you 20 to 100 points. Each point is worth one cent, and when you hit 500 points (or $5), you can cash out, which is one of the earliest cash out points we’ve seen!
14. Play Fun Word Puzzles & Get Paid Up to $85
Stimulate your brain in a different way by playing word puzzles on Words to Win, a free-to-play game where you can win cash rewards through beautiful levels modeled after vacation spots like Australia, Mexico, Hawaii, and more.
It’s simple. Create words out of the letters given and complete the crossword puzzle board. You’ll then earn coins to redeem for instant win scratchers, prize wheels, and sweepstakes up to $500!
There’s no stressful countdown timer per game and you can cash out via PayPal when you reach $7. Tracy T. said: “Best game ever! This is my daily relaxing game and it really pays and cashes out.”
Download now and play for free to start winning cash!
15. Get Paid Up to $89 Playing Match 3 Games
Puzzle game lovers will love Match to Win, a free-to-play game where you can win cash rewards through 300+ exciting levels. Redeem free chances to win REAL money on a daily and monthly basis. You can also win up to $2,500 instantly!
Yes, it’s legit – there are already over 265K reviews with a 4.5 average rating!
“I love the fact that you don’t have to purchase anything to win! Also, each level is different, so it doesn’t get monotonous! – Noelle Belmore
Play anytime you want, and you never have to spend any money to enjoy the game. Cash out via PayPal when you reach $7. So download and play for free to start winning cash!
16. Earn a $200 Cash Bonus with this Capital One Credit Card
The Smart Wallet has partnered with CreditCards.com for our coverage of credit card products. The Smart Wallet and CreditCards.com may receive a commission from card issuers. Opinions, reviews, analyses & recommendations are the author’s alone and have not been reviewed, endorsed, or approved by any of these entities.
The Capital One Quicksilver Cash Rewards Credit Cardmakes an excellent option for those who want to earn rewards with every swipe.
Perks:
- Earn unlimited 1.5% cash back on all purchases
- Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months of account opening
- $0 annual fee and no foreign transaction fees
- No limit to how much you can earn, and cash back won’t expire for the life of your account
With thisunlimited flat rate rewards type card, you won’t have to worry about using the “right card” for the “right purchases!”
17. Turn Your Purchase History into Cash
Earn cash in your spare time with the MSR app where you can share what you buy and how you use your phone. Members have redeemed over $1 million already!
“I’ve made like 30 dollars on this app for only having it for a month. Not bad.. and the tasks are super simple.” – Sincere Asher Phifer
MSR uses simple “video tasks” instead of boring surveys like:
- Amazon purchases
- Netflix viewing history
- Screen time
- YouTube viewing history
- And more!
You’ll earn points and redeem free gift cards from 40+ brands, including Amazon, digital VISA, or cash via PayPal. Plus, it’s free to join! Get guaranteed monthly points, too, if you join their VIP community.
For EXTRA rewards, refer friends to earn 20% of everything they get for passive earning!
18. Please Spot Me Up to $2001, So I Don’t Get an Overdraft Fee!
We got you. Or, more specifically, Chime ® has your back; the award-winning mobile financial app and debit card will have you saying goodbye to overdraft fees!
That’s because their SpotMe®️ tool can literally spot you up to $2001 without charging a fee as long as you receive qualifying direct deposits.
You need qualifying direct deposits of at least $200 a month into your Chime Checking Account to qualify, and one of the easiest methods is to route your paycheck there so you don’t have to think about it.
Other perks:
- Get paid up to 2 days early3with direct deposit
- Get 2.00% Annual Percentage Yield (APY)4 with the high-yield Chime Savings Account5
- Access to a new way to build credit history with the Secured Chime® Credit Builder Visa® Credit Card6
- FDIC-insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.7 (it’s safe!)
- No minimum balance, no monthly fees, and no foreign transaction/transfer fees
Sign up for Chime and say goodbye to overdraft fees and other benefits!
19. Got What it Takes? Play Spades to Win Cash
Spades Cash is a new type of Spades game where you play in solo mode and enter 1v1 or multiplayer tournaments to win cash and real prizes. Everyone gets dealt the same game board, but it’s your skills and completion time that’ll determine the winner.
You’ll automatically get matched with other players that are on the same level, so games are fair. Avoid losing points by making accurate bids at the beginning of each game!
Practice makes perfect, so play the practice rounds, and then play the cash tournaments when you’re ready!
