Monarch vs. Mint: Why Monarch is the best Mint alternative (2024)

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Welcome, Mint users! We've built the most powerful personal finance app to help you take total control of your finances. Try for free for 7 days.

Monarch vs. Mint: Why Monarch is the best Mint alternative (2)

How is Monarch different?

Monarch

Mint

Flexible budgeting tools

Monarch lets you budget your money in a way that works for you. Use rollovers, budget by group or category, and so much more.

No more budgeting

Mint pushed users to Credit Karma, which does not have any budgeting tools.

Built-in collaboration

Invite a partner to your household for a joint view of your finances at no extra cost. You will each get your own login and a joint understanding of your finances. You can even invite a financial advisor.

Single user

If you want to share your data with your partner, you must share your login and password.

Improved data syncing

Monarch uses multiple data providers to optimize our institution sync coverage. This means more institutions are supported, syncs happen faster, and you get clean data for your balances, transactions, and investments.

In-house syncing

Mint has built their own syncing infrastructure instead of integrating with the leading data providers.

Powerful investment tools

Monarch tracks all of your investment holdings in all of your accounts, so you can analyze your entire portfolio's performance and allocation.

Limited investment tracking

Mint tracks your account balances, and captures some holding information.

Responsive customer support

Our customer support team will jump in and help you with any questions, comments, or issues you may think of. We're always here to help!

No support

Mint does not offer any kind of customer support from real humans.

Contribute to the product roadmap

We let our users vote on the features they want us to build next. We use this information to define our product roadmap to ensure we're always building the best product for our customers.

No roadmap visibility

Mint does not have a public roadmap available. Users do not know what Mint is working on next.

Modern, intuitive design

Monarch has a beautiful, intuitive, and clean design across web, iOS, and Android. We obsess over the details to make sure every piece of the product is easy to use.

Outdated design

Mint's website has stayed the same while mobile has changed a lot, making the apps feel disconnected.

No advertisem*nts

Monarch makes money through a subscription. This means we get to focus solely on improving the product for you, and you never see an ad.

Ad-supported

The interface is filled with distracting ads. "Special partner" offers cannot be disabled.

We're alive and well

Monarch is a subscription-based product, which means you pay us to build the best product for you. We're not going anywhere, and we're always improving the experience for you.

Shutting down

Mint has shut down, and users were pushed to migrate to Credit Karma, which currently does not have many of the features Mint had.

Monarch

Flexible budgeting tools

Monarch lets you budget your money in a way that works for you. Use rollovers, budget by group or category, and so much more.

Built-in collaboration

Invite a partner to your household for a joint view of your finances at no extra cost. You will each get your own login and a joint understanding of your finances. You can even invite a financial advisor.

Improved data syncing

Monarch uses multiple data providers to optimize our institution sync coverage. This means more institutions are supported, syncs happen faster, and you get clean data for your balances, transactions, and investments.

Powerful investment tools

Monarch tracks all of your investment holdings in all of your accounts, so you can analyze your entire portfolio's performance and allocation.

Responsive customer support

Our customer support team will jump in and help you with any questions, comments, or issues you may think of. We're always here to help!

Contribute to the product roadmap

We let our users vote on the features they want us to build next. We use this information to define our product roadmap to ensure we're always building the best product for our customers.

Modern, intuitive design

Monarch has a beautiful, intuitive, and clean design across web, iOS, and Android. We obsess over the details to make sure every piece of the product is easy to use.

No advertisem*nts

Monarch makes money through a subscription. This means we get to focus solely on improving the product for you, and you never see an ad.

We're alive and well

Monarch is a subscription-based product, which means you pay us to build the best product for you. We're not going anywhere, and we're always improving the experience for you.

Mint

No more budgeting

Mint pushed users to Credit Karma, which does not have any budgeting tools.

Single user

If you want to share your data with your partner, you must share your login and password.

In-house syncing

Mint has built their own syncing infrastructure instead of integrating with the leading data providers.

Limited investment tracking

Mint tracks your account balances, and captures some holding information.

No support

Mint does not offer any kind of customer support from real humans.

No roadmap visibility

Mint does not have a public roadmap available. Users do not know what Mint is working on next.

Outdated design

Mint's website has stayed the same while mobile has changed a lot, making the apps feel disconnected.

Ad-supported

The interface is filled with distracting ads. "Special partner" offers cannot be disabled.

Shutting down

Mint has shut down, and users were pushed to migrate to Credit Karma, which currently does not have many of the features Mint had.

Monarch vs. Mint: Why Monarch is the best Mint alternative (3) 4.9

25,000+ reviews

The money app everyone is talking about

“Monarch Money is the best overall budget app for 2024. It's the best for anyone looking to cut expenses and increase savings—especially couples or families.”

“I looked at Monarch Money, NerdWallet, Rocket Money, Quicken Simplifi, and YNAB (You Need A Budget). My top pick? Monarch Money. Monarch is more than just a budgeting app. It provides everything you need to manage your personal finances.”

“Monarch Money has become one of the most hyped-up Mint alternatives among Reddit users since Mint is set to shut down in 2024.”

Monarch vs. Mint: Why Monarch is the best Mint alternative (7)Monarch vs. Mint: Why Monarch is the best Mint alternative (8)Monarch vs. Mint: Why Monarch is the best Mint alternative (9)Monarch vs. Mint: Why Monarch is the best Mint alternative (10)Monarch vs. Mint: Why Monarch is the best Mint alternative (11)

“Looking for a mint alternative? THIS IS IT! I wish I switched a long time ago. It does everything mint couldn't. Layout is amazing. Totally and completely worth the money!”

Monarch vs. Mint: Why Monarch is the best Mint alternative (12)Monarch vs. Mint: Why Monarch is the best Mint alternative (13)Monarch vs. Mint: Why Monarch is the best Mint alternative (14)Monarch vs. Mint: Why Monarch is the best Mint alternative (15)Monarch vs. Mint: Why Monarch is the best Mint alternative (16)

“It's beautifully designed and it just works, as advertised; Significantly fewer syncing issues than it's competitors.”

Monarch vs. Mint: Why Monarch is the best Mint alternative (17)Monarch vs. Mint: Why Monarch is the best Mint alternative (18)Monarch vs. Mint: Why Monarch is the best Mint alternative (19)Monarch vs. Mint: Why Monarch is the best Mint alternative (20)Monarch vs. Mint: Why Monarch is the best Mint alternative (21)

“I tried YNAB, I tried Mint, I use Monarch. So much more intuitive and the UI/UX is delightful.”

Monarch vs. Mint: Why Monarch is the best Mint alternative (22)Monarch vs. Mint: Why Monarch is the best Mint alternative (23)Monarch vs. Mint: Why Monarch is the best Mint alternative (24)Monarch vs. Mint: Why Monarch is the best Mint alternative (25)Monarch vs. Mint: Why Monarch is the best Mint alternative (26)

“I love monarch! Especially the cash flow and plan pages. I’ve already recommended it to several friends!”

Monarch vs. Mint: Why Monarch is the best Mint alternative (27)Monarch vs. Mint: Why Monarch is the best Mint alternative (28)Monarch vs. Mint: Why Monarch is the best Mint alternative (29)Monarch vs. Mint: Why Monarch is the best Mint alternative (30)Monarch vs. Mint: Why Monarch is the best Mint alternative (31)

“Monarch is an elegant way of keeping track of my finances. I can make changes on my Android and they're instantly viewable on my Mac.”

Monarch vs. Mint: Why Monarch is the best Mint alternative (32)Monarch vs. Mint: Why Monarch is the best Mint alternative (33)Monarch vs. Mint: Why Monarch is the best Mint alternative (34)Monarch vs. Mint: Why Monarch is the best Mint alternative (35)Monarch vs. Mint: Why Monarch is the best Mint alternative (36)

“The intuitive dashboard and cash flow trackers are simple to navigate. The planning tool is awesome. Love this tool!”

Monarch vs. Mint: Why Monarch is the best Mint alternative (37)Monarch vs. Mint: Why Monarch is the best Mint alternative (38)Monarch vs. Mint: Why Monarch is the best Mint alternative (39)Monarch vs. Mint: Why Monarch is the best Mint alternative (40)Monarch vs. Mint: Why Monarch is the best Mint alternative (41)

“Excellent interface, super easy to use. By far the best money management and planning app I've used.”

Monarch vs. Mint: Why Monarch is the best Mint alternative (42)Monarch vs. Mint: Why Monarch is the best Mint alternative (43)Monarch vs. Mint: Why Monarch is the best Mint alternative (44)Monarch vs. Mint: Why Monarch is the best Mint alternative (45)Monarch vs. Mint: Why Monarch is the best Mint alternative (46)

“Moved here from Mint, and wish I had done so years ago. Monarch is what Mint should have been. I'm way more satisfied with Monarch than I ever was with Mint.”

Frequently asked questions

Are you available on all platforms?

Do you support Apple Card?

Can I collaborate with my partner?

Are you available in Canada?

Monarch vs. Mint: Why Monarch is the best Mint alternative (2024)
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