1Only eligible Capital One cardholders can access these tools.
2Capital One is continuously working to release and update features to address any bugs and improve performance.
3Virtual cards through Google Pay are currently available in Chrome for desktop computers (Mac, Windows and Linux), Chrome for Android, and via merchant apps running in the Android OS. Additional availability may be added in the future, including Chrome for iOS. Google Pay and Android are trademarks of Google LLC.
4Message and data rates may apply.
We hope you found this helpful. Our content is not intended to provide legal, investment or financial advice or to indicate that a particular Capital One product or service is available or right for you. For specific advice about your unique circ*mstances, consider talking with a qualified professional.
The EMVCo Contactless Symbol and Contactless Indicator, consisting of four graduating arcs, are trademarks owned by and used with permission of EMVCo, LLC.
Capital One does not provide, endorse or guarantee any third-party product, service, information, or recommendation listed above. The third parties listed are solely responsible for their products and services, and all trademarks listed are the property of their respective owners.
Web access is needed to use the mobile app. Check with your service provider for details on specific fees and charges.
Some customers will not be eligible to access a virtual card. If you are eligible, you must verify your identity before accessing your virtual card. In some cases, you will not be able to access your virtual card until approximately 30 days after account opening, and you may not have access to your full credit line until your physical card is activated. Web access is needed to manage your virtual card number online or in the Mobile app. Virtual cards may not be accepted by all stores. Virtual cards are not available for debit cards and some credit cards.
Not all recurring charges and subscriptions may be identified. The ability to block a charge through this feature may not be available with all merchants. Customers should refer to their account statements to see all of their recurring charges and subscriptions.
If you block future charges, all charges from the selected merchant will be declined, not just the selected recurring charge. Blocking charges does not change the selected merchant's account settings. To cancel or manage your account, contact the merchant directly. The merchant may hold you responsible for any charges related to the terms of your agreement. Some activity may continue, including certain charges from merchants that our systems are unable to block, payments, interest, account fees and purchase transactions. In some instances a merchant may override a blocked charge. Capital One customers are responsible for regularly checking their account statements and for any charges related to merchant agreements customers do not cancel with the merchant.
With Card Lock, some activity may continue, including returns, credits, payments, interest, dispute adjustments, other account fees, purchase transactions during system downtime and certain other exempted transactions.
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.
Your CreditWise score is calculated using the TransUnion® VantageScore® 3.0 model, which is one of many credit scoring models. Your CreditWise score can be a good measure of your overall credit health, but it is not likely to be the same score used by creditors. The availability of the CreditWise tool depends on our ability to obtain your credit history from TransUnion. Some monitoring and alerts may not be available to you if the information you enter at enrollment does not match the information in your credit file at (or you do not have a file at) one or more consumer reporting agencies.
CreditWise Alerts are based on changes to your TransUnion and Experian® credit reports and information we find on the dark web.
The Eno extension is available only for certain web browsers and enrollment is required. Virtual cards are not available for debit cards and some credit cards. Some customers may not be able to access a virtual card for universal use or virtual cards for specific stores through Google Pay or the Eno Browser Extension. If you are eligible to access a virtual card for universal use, you may be asked to verify your identity before being granted access. Actual experiences may differ from those depicted. Limitations apply.
Capital One, N.A.
Eno is learning all the time and may not be able to answer all questions or perform all tasks. Eno service outages may occur. Capital One customers are responsible for regularly checking their account statements. Web access is needed to use mobile banking. Check with your service provider for details on specific fees and charges. Texting with Eno means you agree to chat about your account over SMS and receive recurring messages. Message and data rates may apply. Mobile phone carrier fees for text messages may apply.
Some or all Eno features may not be available to all Capital One customers, depending on the types of accounts held. For example, certain bank accounts are not eligible to text with Eno, and Eno email notifications, app notifications and virtual card numbers from Eno may not be available for certain credit cards.
The Eno browser extension for virtual card numbers is only available in certain web browsers, and enrollment is required. Virtual card numbers are not available for debit cards and some credit cards.
