MCC 7399 - Noire (2024)

FAQs

What is the MCC code 7399? ›

MCC 7399, known as “Business Services – Not Elsewhere Classified,” is used by credit card companies to identify transactions related to diverse and uncategorized business services.

Merchant category code for 7399

MCC 7399 is used for Business Services, Not Elsewhere Classified and other similar services.

Merchant category code for 7299

MCC 7299 is used for Miscellaneous Personal Services ( not elsewhere classifies) and other similar services.

A single merchant may have multiple MCCs assigned that vary depending on the different products, services, or departments the company sells. Likewise, some companies may have their own dedicated MCC, like airlines, rental cars, and hotels. MCCs are fairly standard across the Visa and MasterCard card networks.

MCC is an acronym that stands for “Merchant Category Code.” The major card companies and banks break down the merchants who accept their cards into categories and assign each merchant, accordingly, a corresponding code consisting of four numbers.

Incorrect merchant category code (MCC): The MCC used does not match the type of transaction. Mistaken transaction processing: The transaction was categorized incorrectly, leading to the use of an improper transaction code.

Q: Who assigns the MCCs? Merchant Category Codes are assigned by credit card networks (Visa, Mastercard, American Express, and Discover) to make sure that merchants and their transactions are classified correctly.

Description for 7299: Miscellaneous Personal Services, Not Elsewhere Classified. Establishments primarily engaged in providing personal services, not elsewhere classified.

Merchant category code for 7999

MCC 7999 is used for Recreation Services (Not Elsewhere Classified) and other similar services.

Can you change MCC code? ›

Businesses cannot assign their own MCC codes but can request a specific MCC designation from their payments processor, which will be granted if the business fits the qualifications for that MCC designation.

An MCC code is a four-digit universal number used to categorize businesses in specific industries. This code is used by all major credit card providers – Visa, Master Card, American Express, and Discover.

You can find a business's MCC by calling your processor, reviewing your card statement or by calling the number on the back of your card. Depending on the business, you can also reach out to customer service and ask them directly how they typically show up on card statements.

Category-wise MCC codes are: Insurance - 6300, 6381, 5960, 6012, 6051; Rent – 6513; Fuel - 5541, 5542, 5983; Educational services – 8299, 8211, 8241, 8244, 8249; Utilities - 4814, 4816, 4899, 4900; Government services - 9222, 9311, 9399, 9402.

MCCs are used to identify the type of business in which a merchant is engaged. Payment brands use merchant category codes (MCCs) to classify merchants and businesses by the type of goods or services provided. Payment brands, issuers and acquirers can use MCCs to categorize, track and restrict transactions.