The Macy's Store Card credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Macy's Store Card.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Macy's Store Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
If you excel in other areas, you might be able to get approved with a slightly lower credit score in some cases. But it’s best to wait to apply until you meet the Macy's Store Card credit score requirement. You can check your credit score for free on WalletHub.
This answer was last updated on 01/09/24 and it was first published on 11/29/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
