Living Costs (2024)

The weakening yen has caused Japan's cities to gradually move down the lists of the world's most expensive cities in recent years. Rent tends to make up a large chunk of living costs in Japan, followed by car ownership and transport. Living costs can be reigned in depending on where you are located, by choosing local products, and by living sensibly within your salary. Below is a rough guide with estimate monthly costs for a single person living in Japan.

Accommodation and utilities

Some of the world's most expensive land can be found in central Tokyo, which contributes to its reputation of being an expensive city. However, rent can vary from cheap tiny apartments of around 10 square meters to exorbitantly priced luxury apartments in prime districts. Outside of central Tokyo, housing costs are distinctly lower, especially in the suburbs, surrounding prefectures and in other regions and cities of Japan.

The nationwide average monthly rent, not including utilities, for a one room apartment (20-40 square meters) is between 50,000 and 70,000 yen. Rent for similarly sized apartments in central Tokyo and popular neighbourhoods nearby usually start from around 100,000 yen. Gaijin houses, on the other hand, are inexpensive and relatively hassle-free options to consider for those who want to stay in the city and prefer not to rent conventional apartments.

Not usually included in the rent are utilities, such as electricity, gas and water, except at some gaijin houses and monthly rentals like Leopalace. Electricity is usually the most expensive of the three followed by gas and water. The average cost for utilities for one person is around 13,000 yen a month: about 7000 yen for electricity, 3500 yen for gas and 2500 yen for water. Gas water heaters and cooktops are common in most residences, though some modern homes may have induction cooktops instead.

Living Costs (1)

Connectivity

Mobile phones are readily available to those with a valid residence card and a Japanese bank account. Conventional subscription plans are available from around 6000 yen per month, while discount operators offer cheaper plans from around 2000 yen per month.

Residents who wish to have internet access at home should consider getting either a pocket Wi-Fi device (monthly fees from 3500 yen) or subscribing to broadband or fiber optic internet (monthly fees from 4500 yen). Otherwise, paid Wi-Fi hotspots and manga cafes offer alternative options for internet access.

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Household goods and services, and entertainment

Household white goods like refrigerators, washing machines and other appliances, as well as television sets, stereo sets, cameras and computers, are sold at large chain electronic stores like Yamada Denki, Yodobashi Camera and Bic Camera, home centers and second-hand outlets like Off House. Japanese chain hypermarkets like Aeon and Ito Yokado, and interior goods retailers like Nitori and Muji offer affordable furniture and household items, while international retailers like Ikea offer competitively priced foreign products. Online retailers like Amazon and Rakuten also sell a large variety of household products.

100 Yen Shops sell a large range of products including stationery and kitchen goods at 100 yen each (plus consumption tax) and can be very cost-efficient for those who want to set up their apartments cheaply.

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Services like haircuts in Japan can be an experience in itself as Japanese hair dressers are famous for their great service, with prices that start from 4000 yen for a cut. A hair cut usually includes a wash and blow dry and sometimes a quick head massage. But there are also places where you can get a quick haircut for around 1000 yen.

For entertainment, movie theaters (ticket prices range from 1500 to 2000 yen), karaoke establishments (hourly rates start from 300 yen) and game centers can be found in most cities. Theater performances as well as live concerts are held pretty much all year round. Major cities like Tokyo and Osaka tend to have a higher number of live performances by popular local and international performers. Ticket prices start from around 6,000 yen for local performers and around 12,000 yen for international performers.

Living Costs (4)

Groceries and eating out

Local supermarkets are relatively inexpensive if you stick to Japanese food like seasonal vegetables and seafood, and soy bean products. Pre-cooked products can be purchased at discounted prices shortly before closing time in the evening. It may useful to shop around the supermarkets nearby to get an idea of average prices, quality, selection and discount days.

Living Costs (5)

Cheap restaurants, which offer full meals for between 500 and 1000 yen, include those selling noodles (ramen, soba and udon), donburi (for example, beef donburi), curry rice, bibimbap (Korean style donburi), hamburgers and many more types of dishes. Look for them around and inside large train stations and in business areas.

A meal at a more average restaurant costs roughly between 1000 and 3000 yen, while there is no upper price limit when it comes to high-class restaurants such as ryotei. During lunch hours, many restaurants offer inexpensive teishoku (set menus) at around 1000 yen. Lunch boxes (bento), which are sold in convenience stores and department stores, train stations and at temporary stands in business areas are also a good deal.

Cafes, both artisanal and coffeehouse chains, can be found in most cities. A typical cup of coffee at a coffeehouse chain averages around 300 yen, while prices at boutique cafes tend to be slightly higher.

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Shopping

Inexpensive clothes can be found at the clothing department of chain hypermarkets such as Aeon, Ito Yokado or affordable basic clothing stores such as Uniqlo. Department stores and boutiques may offer more fashion forward styles but also tend to be more expensive. Note that Japanese sizing tends to run a little smaller compared to North American or European sizes, and tall or large sizes may be difficult to find.

Bookshops that carry English books and magazines are generally found only in the bigger bookshops in major cities. However, a number of websites offer a large selection of titles as well as international shipping.

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Commuting and transportation

Commuters can purchase train commuter passes for unlimited travel between their home and office/school for one or multiple months. Many Japanese companies pay part or all of their employees' train commuting expenses. While a large variety of other discount offers is available for train travel in Japan, residents in Japan cannot use many of the rail passes. Discount rail passes available to foreigners living in Japan include the JR Tokyo Wide Pass and the JR Seishun 18 Kippu amongst a few others. Check out our Guide to Japanese train tickets for more details.

Cycling is a very cost-effective way of getting around especially if you live in the city. Bicycle parking can be found near most railway stations and shopping centers. Local buses in large cities like Tokyo and Osaka complement the train and subway networks, and are the main means of public transportation in cities with less dense train networks and in the suburbs.

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Taxis can be found in almost all cities near train stations and may be the only way of getting around once trains and buses stop operating around midnight. They can also be an economical option on shorter distances if traveling in groups of three or four people.

Owning a car in Japan is relatively expensive due to the mandatory bi-annual inspections (shaken), mandatory insurance, an automobile tax and the fee for a parking space (in large cities). The cars themselves, however, are relatively inexpensive, with smaller new cars starting at around 1.3 million yen. The use of expressways is subject to tolls.

Living Costs (9)

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Living Costs (2024)

FAQs

Is $6,000 a month enough to live on? ›

Retiring on $6,000 per month is likely enough to live comfortably in many parts of the U.S. Considering budget, climate and other lifestyle factors, you can home in on the ideal location to spend your golden years.

Is $3,000 a month enough to live on? ›

For some people, $3,000 a month may be more than enough to cover their living expenses and even have some left over for savings and leisure activities. However, for others living in cities with a high cost of living, $3,000 a month may not be enough to cover basic expenses like rent, utilities, and groceries.

What is the 50 30 20 rule? ›

The 50-30-20 budget rule states that you should spend up to 50% of your after-tax income on needs and obligations that you must have or must do. The remaining half should dedicate 20% to savings, leaving 30% to be spent on things you want but don't necessarily need.

How do you explain cost of living? ›

Cost of living is defined as the amount of money required to cover necessary expenses to maintain a certain lifestyle standard in a particular place. These expenses can include housing, food, transportation, taxes, health care and more.

Can you live comfortably on $1,000 a month? ›

Living on $1,000 per month sounds impossible. For many, it might be. But it can be done with some strategic planning, intentional action and the ability to compromise. You won't be able to do everything you want to do when living on only $1,000 per month, but you can make it work.

Is $1,500 a month enough to live? ›

In the recent GOBankingRates retirement survey, 56% of Americans said they plan to live on $1,500 a month or less in retirement (aside from housing costs). Yet for many, this is an unrealistically low amount, especially when you consider irregular expenses.

How much should rent be of income? ›

Generally, experts recommend spending no more than 30% of monthly pre-tax income on housing. However, it's not always that simple. According to the U.S. Census Bureau, between 2017 and 2021, over 40% of renter households (19 million) spent more than 30% of their income on rent.

How much savings should I have at 50? ›

By age 35, aim to save one to one-and-a-half times your current salary for retirement. By age 50, that goal is three-and-a-half to six times your salary. By age 60, your retirement savings goal may be six to 11-times your salary. Ranges increase with age to account for a wide variety of incomes and situations.

How much money should I have in my savings account at 25? ›

“Ideally, your savings should reach $20,000 by the time you turn 25,” says Bill Ryze, a certified Chartered Financial Consultant (ChFC) and board advisor at Fiona. The national average for Americans between 25 and 30 years of age is $20,540.

What state has the lowest cost of living? ›

Mississippi. Mississippi has the lowest cost of living in the United States. With a cost of living index of 83.3, expenses are nearly 17% less than the national average. Mississippi's housing costs are the lowest in the nation.

What state has the highest cost of living? ›

Hawaii ranks No. 1 as the most expensive state based on monthly household bills. Hawaii residents spend an average of $3,091 each month on utilities, rent/mortgage and other common household costs. Residents spend 45% above the national average.

What is considered a high cost of living? ›

The cost of living is expressed as a composite index score, based on six weighted categories: housing, utilities, groceries, transportation, health care and miscellaneous goods or services. A composite score of 100 is the national average, and any score higher than 100 is above average.

How much money does the average person live on per month? ›

A single person household spends an average of $4,337 on monthly expenses. Married couples without kids spend an average of $7,111 on monthly expenses. A family of four spends an average of $7,875–9,168 on monthly expenses (depending on kids' ages).

What is the salary for $6 000 a month? ›

If you make $6,000 a month, your yearly salary would be $72,009.60.

Can you survive on $5000 a month? ›

Outside the most expensive parts of the United States, $5,000 per month is typically enough to cover rent or mortgage payments and other lifestyle expenses if you're mindful of your budget.

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