Liquidate Recurring Deposit (2024)

Liquidate Recurring Deposit
Note:
  • Premature liquidation clause: effective 01st Dec'06 the interest rate applicable on premature closure of deposits (all amounts) will be lower of:
  • The rate for the original/contracted tenor for which the deposit has been booked

    • OR

  • The base rate applicable for the tenor for which the deposit has been in force with the Bank.
  • For Deposits booked on or after 7th march'19, the base rate is the rate applicable to deposits of less than Rs.2 Cr as on the date of booking the deposit. Prior to this the base rate is the rate applicable to deposits of less than Rs.1 Cr as on the date of booking the deposit.
  • The Recurring Deposit liquidation can happen only into the source savings/current account from which the Recurring Deposit has been booked. No liquidation is possible into any other account or by DD/MC.
  • This facility does not allow partial liquidation of the recurring deposit into the source savings / current account.
  • This facility is available on Net Banking only to customers having a Single Ownership account status on Recurring Deposit account with the Bank.
  • No interest will be paid if the deposit is prematurely encashed before one-month tenure
  • RD maturity amount will be subject to TDS deduction (If any) RD can be fully encashed . Partial withdrawal not allowed in RD.
Liquidate Recurring Deposit (2024)
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