What's Covered?
Medigap policies help cover out-of-pocket costs associated in Original Medicare, like:
- Copayments
- Coinsurance
- Deductibles
Some Medigap policies cover services that Original Medicare doesn't cover, like emergency medical care when you travel outside the U.S. (foreign travel emergency care). What's included in foreign travel emergency care?
What's not covered?
Medigap doesn’t cover everything. Medigap plans generally don’t cover:
- Long-term care (like care in a nursing home)
- Vision or dental care
- Hearing aids
- Eyeglasses
- Private-duty nursing
Note: You can enroll in a separate Medicare drug plan (Part D) if you want prescription drug coverage. Medigap plans sold after 2005 don’t include prescription drug coverage.
