Leading Travel Insurance Comparison Site TravelInsurance.com Surpasses 100,000 Customer Reviews on Shopper Approved | TravelInsurance.com (2024)

FAQs

Is TravelInsurance.com a legit website? ›

A member company of the U.S. Travel Insurance Association, TravelInsurance.com is owned and operated by DigiVentures Holdings, LLC, a licensed agency that works with some of the largest travel insurers in the industry.

When you organize travel insurance for yourself, you usually end up with a standard trip protection policy. One more benefit of working with a travel insurance agent is that you'll receive a personalized service that often means more comprehensive travel insurance.

Travel insurance will generally cost 5% to 10% of your total trip price, according to SquareMouth travel insurance.

We at the MarketWatch Guides team awarded Allianz Travel Insurance 4.1 out of 5 stars based on our provider review methodology. Named our pick for concierge services, Allianz offers 24/7 travel assistance through a multilingual team, which can help policyholders with travel and coverage issues while abroad.

Travel medical insurance helps cover the cost of many emergency medical treatments during a trip. If you're traveling and have an unexpected illness, medical condition or injury that's covered by your travel medical insurance, you typically will be reimbursed up to the plan limits.

The more costly your trip, the more your provider will need to reimburse you for a valid claim, which increases the cost of your policy. In addition, plan costs will generally increase with age, as younger travelers may be less likely to file a claim than senior travelers based on overall health.

Travelex and Allianz provide the same trip cancellation and interruption benefits and similar medical expense limits through comparable plans — Allianz offers only $25,000 more in medical expense coverage than Travelex. However, Allianz provides double the amount of lost baggage and emergency evacuation coverage.

Medical Tourism, Medical Exclusions

Don't look to travel insurance for help with the hospital bills or aftercare. Medical tourism is a common exclusion. Elective procedures, mental health care, routine physicals and exams and physical exams are also usually not covered by travel medical insurance.

How far in advance do I need to buy travel insurance? ›

In general, you can buy coverage any time before the date of your trip. That said, it's always best to buy coverage as soon as you make your reservations. The sooner you buy travel insurance, the sooner you'll have protection and the more benefits you may be eligible to receive.

Does travel insurance cover cancelled or missed flights? Your travel insurer may cover you if your flight was cancelled and the airline company doesn't or can't reschedule your flight. Your insurer may also cover you if the airline company doesn't reimburse you as a result, or only reimburses part of your expenses.

Top 7 Cheapest Travel Insurance Companies (September 2024) The cheapest travel insurance companies are Nationwide, Trawick and Travelex. According to our research, Nationwide's average policy cost is $175 and Trawick and Travelex's are $212, each under the industry average of $221.

Our research has found that purchasing at least $100,000 in travel medical expense coverage is sufficient for most travelers. However, how much medical coverage you need for your specific circ*mstances depends on factors such as your age, travel destination, itinerary, planned activities and more.

Travelers ranks among the top 10 insurance companies by size according to the National Association of Insurance Commissioners (NAIC). Like most national companies, Travelers offers a variety of insurance options with the ability to bundle coverage for discounts.

Get health coverage information from official government websites, like HealthCare.gov, and print materials. Check for official government seals, logos, and web addresses ending in “. gov.” Stay alert for scams.

As for financial strength, Insure.com has an A++ rating from AM Best and an AAA rating from Moody's, indicating excellent financial strength.

The Maximum Trip Length of most annual travel insurance policies can range from 30-180 days. However, the most common Maximum Trip Length you'll find when comparing annual plans is 90 days, meaning that any trip that lasts more than 90 days won't be eligible for coverage.